Synchrony Financial (MIL:1SYF) Beta: N/A (As of Jul. 03, 2026)


MIL:1SYF Synchrony Financial MIL:1SYF
55 GF Score
Price €61.52
GF Value €52.95
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Synchrony Financial Beta?

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-07-03), Synchrony Financial's Beta is Not available.

Synchrony Financial  (MIL:1SYF) Beta Explanation

Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.

Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)

Synchrony Financial Beta Related Terms

Synchrony Financial Beta Historical Data

* Premium members only.

The historical data trend for Synchrony Financial's Beta can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Synchrony Financial Beta Chart

Synchrony Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beta
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Synchrony Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Beta Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
MIL:1SYF
55GF Score
Synchrony Financial MIL:1SYF
Beta is just one metric. See GF Score™, valuation, warning signs, and more.
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Synchrony Financial Beta Calculation

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.

Is Synchrony Financial (MIL:1SYF) Overvalued in 2026?

Based on GuruFocus' analysis, Synchrony Financial stock appears to be overvalued. The current stock price of €61.52 is trading 16.2% above its estimated GF Value™ of €52.95. GuruFocus considers Synchrony Financial to be Modestly Overvalued.

Key valuation signals for MIL:1SYF:

  • Beta: N/A
  • GF Value™: €52.95 vs. price of €61.52 (16.2% above fair value)
  • GF Score™: 55/100 with 2 warning signs

No single metric tells the full story. See the MIL:1SYF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Synchrony Financial Business Description

Address 777 Long Ridge Road, Stamford, CT, USA, 06902
Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
55GF Score

Get the complete analysis for MIL:1SYF

Beta is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€61.52
Price
€52.95
GF Value