MNSB (MainStreet Bancshares) Beta: 0.7765 (As of Jun. 27, 2026)


MNSB MainStreet Bancshares Inc MNSB
67 GF Score
Price $25.04
GF Value $19.63
Valuation Modestly Overvalued
! 8 Warning Signs
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What is MainStreet Bancshares Beta?

MainStreet Bancshares MNSB +3.57% 67 Beta is 0.7765 as of Jun. 27, 2026. GuruFocus rates MNSB with a GF Score™ of 67/100 and a GF Value™ of $19.63 (Modestly Overvalued). The stock has 8 warning signs investors should review.

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-06-27), MainStreet Bancshares's Beta is 0.7765.


MainStreet Bancshares  (NAS:MNSB) Beta Explanation

Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.

Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)


MainStreet Bancshares Beta Related Terms


MainStreet Bancshares Beta Historical Data

* Premium members only.

The historical data trend for MainStreet Bancshares's Beta can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MainStreet Bancshares Beta Chart

MainStreet Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beta
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.44 0.42 0.68 0.76 0.83

MainStreet Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Beta Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.75 0.84 1.07 0.83 0.79

MNSB vs BKUT, NODB, SBKO: Beta Comparison

For the Banks - Regional subindustry, MainStreet Bancshares's Beta, along with its competitors' market caps and Beta data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MainStreet Bancshares Beta vs Banks Industry

For the Banks industry and Financial Services sector, MainStreet Bancshares's Beta distribution charts can be found below:

* The bar in red indicates where MainStreet Bancshares's Beta falls into.


MNSB
67GF Score
MainStreet Bancshares Inc MNSB
Beta is just one metric. See GF Score™, valuation, warning signs, and more.
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MainStreet Bancshares Beta Calculation

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.

Frequently Asked Questions Learn more about Beta →
What does a Beta of 0.7765 mean?
MainStreet Bancshares (MNSB) has a Beta of 0.7765 as of Jun. 27, 2026. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for MainStreet Bancshares and its competitors.
Is MainStreet Bancshares' Beta too high?
MainStreet Bancshares' current Beta is 0.7765. Overall, MainStreet Bancshares has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MainStreet Bancshares' Beta compare to BKUT and NODB?
MainStreet Bancshares' Beta of 0.7765 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beta for a Banks company?
A good Beta depends on the Banks industry context. However, Beta should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beta mean?
A high Beta can signal that a stock is expensive relative to its fundamentals. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for MainStreet Bancshares and its competitors. MainStreet Bancshares's current Beta is 0.7765. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MainStreet Bancshares stock overvalued right now?
Based on GuruFocus' analysis, MainStreet Bancshares (MNSB) is currently considered Modestly Overvalued. The stock's GF Value™ is $19.63, compared to a current price of $25.04 — trading 27.6% above its estimated fair value. The current Beta is 0.7765. MainStreet Bancshares' overall GF Score™ is 67/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beta calculated?
Beta is calculated from a company's financial statements. For MainStreet Bancshares (MNSB), the current Beta is 0.7765 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MainStreet Bancshares (MNSB) Overvalued in 2026?

Based on GuruFocus' analysis, MainStreet Bancshares stock appears to be overvalued. The current stock price of $25.04 is trading 27.6% above its estimated GF Value™ of $19.63. GuruFocus considers MainStreet Bancshares to be Modestly Overvalued.

Key valuation signals for MNSB:

  • Beta: 0.7765
  • GF Value™: $19.63 vs. price of $25.04 (27.6% above fair value)
  • GF Score™: 67/100 with 8 warning signs

No single metric tells the full story. See the MNSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MainStreet Bancshares Business Description

Other Exchanges MNSBP.PFD:USA5L0:Germany
Address 10089 Fairfax Boulevard, Fairfax, VA, USA, 22030
MainStreet Bancshares Inc is a bank holding company. It is focused on serving the borrowing, cash management and depository needs of small to medium-sized businesses, and professional practices and retail customers. The bank's products and services include business and consumer checking, premium interest-bearing checking, business account analysis, savings, certificates of deposit and other depository services, as well as a broad array of commercial, real estate and consumer loans.
67GF Score

Get the complete analysis for MNSB

Beta is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.04
Price
$19.63
GF Value