What is MainStreet Bancshares Capital Adequacy Tier - Total Capital Ratio %?
Capital Adequacy Tier - Total Capital Ratio % is the ratio of a bank’s total capital, which includes both Tier 1 capital and Tier 2 capital, to its total risk-weighted assets. It is used to protect depositors and promote the stability and efficiency of financial systems around the world.
MainStreet Bancshares's Capital Adequacy Tier - Total Capital Ratio % for the quarter that ended in Dec. 2023 was 17.18%
, which is higher than
16.89% for the pervious quarter ended in Sep. 2023.
MainStreet Bancshares's Capital Adequacy Tier - Total Capital Ratio % for the annual that ended in Dec. 2023 was 17.18%
, which is higher than
16.27% for the pervious year ended in Dec. 2022.
The historical rank and industry rank for MainStreet Bancshares's Capital Adequacy Tier - Total Capital Ratio % or its related term are showing as below:
MNSB's Capital Adequacy Tier - Total Capital Ratio % is not ranked *
in the Banks industry.
Industry Median: * Ranked among companies with meaningful Capital Adequacy Tier - Total Capital Ratio % only.
MainStreet Bancshares Capital Adequacy Tier - Total Capital Ratio % Historical Data
The historical data trend for MainStreet Bancshares's Capital Adequacy Tier - Total Capital Ratio % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Premium members only.
MainStreet Bancshares Capital Adequacy Tier - Total Capital Ratio % Chart
Competitive Comparison of MainStreet Bancshares's Capital Adequacy Tier - Total Capital Ratio %
For the Banks - Regional subindustry, MainStreet Bancshares's Capital Adequacy Tier - Total Capital Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Total Capital Ratio % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MainStreet Bancshares (NAS:MNSB) Capital Adequacy Tier - Total Capital Ratio % Calculation
Capital Adequacy Tier - Total Capital Ratio % is calculated as
Capital Adequacy Tier - Total Capital Ratio %
=
Total Capital
/
Total Risk Weighted Assets
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MainStreet Bancshares (NAS:MNSB) Capital Adequacy Tier - Total Capital Ratio % Explanation
A bank’s total capital includes Tier 1 capital and Tier 2 capital. Tier 1 capital, or core capital, consists of common stock, retained earnings, accumulated other comprehensive income, noncumulative perpetual preferred stock and any regulatory adjustments to those accounts. Tier 1 capital is the capital that is permanently and easily available to cushion losses suffered by a bank without it being required to stop operating.
Tier 2 capital consists of unaudited retained earnings, unaudited reserves and general loss reserves. It is used to absorb losses if a bank loses all its Tier 1 capital, so it provides a lesser degree of protection to depositors and creditors.
Capital Adequacy Tier - Total Capital Ratio % measures the ratio of a bank’s total capital to its total risk-weighted assets. The minimum requirement for the total capital ratio is 10.5% under Basel III standards. This requirement is critical because it makes sure that banks have enough cushion to absorb a reasonable amount of losses before they become insolvent.
MainStreet Bancshares Capital Adequacy Tier - Total Capital Ratio % Related Terms
Thank you for viewing the detailed overview of MainStreet Bancshares's Capital Adequacy Tier - Total Capital Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.
MainStreet Bancshares (MainStreet Bancshares) Business Description
MainStreet Bancshares Inc is a bank holding company. It is focused on serving the borrowing, cash management and depository needs of small to medium-sized businesses, and professional practices and retail customers. The bank's products and services include business and consumer checking, premium interest-bearing checking, business account analysis, savings, certificates of deposit and other depository services, as well as a broad array of commercial, real estate and consumer loans.
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