MNSB (MainStreet Bancshares) Cyclically Adjusted PS Ratio: (As of Aug. 10, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MNSB MainStreet Bancshares Inc MNSB
72 GF Score
Price $24.08
GF Value $19.47
Valuation Modestly Overvalued
! 8 Warning Signs
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What is MainStreet Bancshares Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


MainStreet Bancshares  (NAS:MNSB) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


MainStreet Bancshares Cyclically Adjusted PS Ratio Related Terms


MainStreet Bancshares Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for MainStreet Bancshares's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MainStreet Bancshares Cyclically Adjusted PS Ratio Chart

MainStreet Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.53 4.24 3.36 2.31 2.40

MainStreet Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.29 2.48 2.40 2.54 0.00

MNSB vs EMYB, NODB, PRMY: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, MainStreet Bancshares's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MainStreet Bancshares Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, MainStreet Bancshares's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where MainStreet Bancshares's Cyclically Adjusted PS Ratio falls into.


MNSB
72GF Score
MainStreet Bancshares Inc MNSB
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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MainStreet Bancshares Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

MainStreet Bancshares's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, MainStreet Bancshares's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=2.665/333.9520*333.9520
=2.665

Current CPI (Jun. 2026) = 333.9520.

MainStreet Bancshares Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 1.143 241.428 1.581
201612 1.182 241.432 1.635
201703 1.186 243.801 1.625
201706 1.363 244.955 1.858
201709 1.365 246.819 1.847
201712 1.210 246.524 1.639
201803 1.256 249.554 1.681
201806 1.393 251.989 1.846
201809 1.274 252.439 1.685
201812 1.264 251.233 1.680
201903 1.246 254.202 1.637
201906 1.361 256.143 1.774
201909 1.385 256.759 1.801
201912 1.376 256.974 1.788
202003 1.414 258.115 1.829
202006 1.458 257.797 1.889
202009 1.782 260.280 2.286
202012 1.939 260.474 2.486
202103 1.983 264.877 2.500
202106 1.928 271.696 2.370
202109 1.940 274.310 2.362
202112 2.039 278.802 2.442
202203 2.139 287.504 2.485
202206 2.295 296.311 2.587
202209 2.605 296.808 2.931
202212 2.976 296.797 3.349
202303 2.939 301.836 3.252
202306 2.669 305.109 2.921
202309 2.613 307.789 2.835
202312 2.401 306.746 2.614
202403 2.157 312.332 2.306
202406 2.146 314.175 2.281
202409 2.135 315.301 2.261
202412 2.216 315.605 2.345
202503 2.285 319.799 2.386
202506 2.568 322.561 2.659
202509 2.346 324.800 2.412
202512 2.385 324.054 2.458
202603 2.392 330.213 2.419
202606 2.665 333.952 2.665

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is MainStreet Bancshares (MNSB) Overvalued in 2026?

Based on GuruFocus' analysis, MainStreet Bancshares stock appears to be overvalued. The current stock price of $24.08 is trading 23.7% above its estimated GF Value™ of $19.47. GuruFocus considers MainStreet Bancshares to be Modestly Overvalued.

Key valuation signals for MNSB:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: $19.47 vs. price of $24.08 (23.7% above fair value)
  • GF Score™: 72/100 with 8 warning signs

No single metric tells the full story. See the MNSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MainStreet Bancshares Business Description

Other Exchanges MNSBP.PFD:USA5L0:Germany
Address 10089 Fairfax Boulevard, Fairfax, VA, USA, 22030
MainStreet Bancshares Inc is a bank holding company. It is focused on serving the borrowing, cash management and depository needs of small to medium-sized businesses, and professional practices and retail customers. The bank's products and services include business and consumer checking, premium interest-bearing checking, business account analysis, savings, certificates of deposit and other depository services, as well as a broad array of commercial, real estate and consumer loans.
72GF Score

Get the complete analysis for MNSB

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.08
Price
$19.47
GF Value