MNSB (MainStreet Bancshares) ROE % Adjusted to Book Value: 8.70% (As of Mar. 2026)


MNSB MainStreet Bancshares Inc MNSB
66 GF Score
Price $24.70
GF Value $19.63
Valuation Modestly Overvalued
! 8 Warning Signs
View Full Analysis

What is MainStreet Bancshares ROE % Adjusted to Book Value?

MainStreet Bancshares MNSB -1.68% 66 ROE % Adjusted to Book Value is 8.70% as of Mar. 2026. GuruFocus rates MNSB with a GF Score™ of 66/100 and a GF Value™ of $19.63 (Modestly Overvalued). The stock has 8 warning signs investors should review.

MainStreet Bancshares's ROE % for the quarter that ended in Mar. 2026 was 7.57%. MainStreet Bancshares's PB Ratio for the quarter that ended in Mar. 2026 was 0.87. MainStreet Bancshares's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 8.70%.


MainStreet Bancshares ROE % Adjusted to Book Value Related Terms


MainStreet Bancshares ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for MainStreet Bancshares's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MainStreet Bancshares ROE % Adjusted to Book Value Chart

MainStreet Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.72 11.48 13.20 -6.12 9.15

MainStreet Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.62 11.13 9.96 9.28 8.70

MNSB vs BMBN, PLQC, FGBI: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, MainStreet Bancshares's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MainStreet Bancshares ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, MainStreet Bancshares's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where MainStreet Bancshares's ROE % Adjusted to Book Value falls into.


MNSB
66GF Score
MainStreet Bancshares Inc MNSB
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MainStreet Bancshares ROE % Adjusted to Book Value Calculation

MainStreet Bancshares's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=7.32% / 0.80
=9.15%

MainStreet Bancshares's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=7.57% / 0.87
=8.70%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 8.70% mean?
MainStreet Bancshares (MNSB) has a ROE % Adjusted to Book Value of 8.70% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on MainStreet Bancshares and its competitors.
Is MainStreet Bancshares' ROE % Adjusted to Book Value too high?
MainStreet Bancshares' current ROE % Adjusted to Book Value is 8.70%. Overall, MainStreet Bancshares has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MainStreet Bancshares' ROE % Adjusted to Book Value compare to BMBN and PLQC?
MainStreet Bancshares' ROE % Adjusted to Book Value of 8.70% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on MainStreet Bancshares and its competitors. MainStreet Bancshares's current ROE % Adjusted to Book Value is 8.70%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MainStreet Bancshares stock overvalued right now?
Based on GuruFocus' analysis, MainStreet Bancshares (MNSB) is currently considered Modestly Overvalued. The stock's GF Value™ is $19.63, compared to a current price of $24.70 — trading 25.8% above its estimated fair value. The current ROE % Adjusted to Book Value is 8.70%. MainStreet Bancshares' overall GF Score™ is 66/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For MainStreet Bancshares (MNSB), the current ROE % Adjusted to Book Value is 8.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MainStreet Bancshares (MNSB) Overvalued in 2026?

Based on GuruFocus' analysis, MainStreet Bancshares stock appears to be overvalued. The current stock price of $24.70 is trading 25.8% above its estimated GF Value™ of $19.63. GuruFocus considers MainStreet Bancshares to be Modestly Overvalued.

Key valuation signals for MNSB:

  • ROE % Adjusted to Book Value: 8.70%
  • GF Value™: $19.63 vs. price of $24.70 (25.8% above fair value)
  • GF Score™: 66/100 with 8 warning signs

No single metric tells the full story. See the MNSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MainStreet Bancshares Business Description

Other Exchanges MNSBP.PFD:USA5L0:Germany
Address 10089 Fairfax Boulevard, Fairfax, VA, USA, 22030
MainStreet Bancshares Inc is a bank holding company. It is focused on serving the borrowing, cash management and depository needs of small to medium-sized businesses, and professional practices and retail customers. The bank's products and services include business and consumer checking, premium interest-bearing checking, business account analysis, savings, certificates of deposit and other depository services, as well as a broad array of commercial, real estate and consumer loans.
66GF Score

Get the complete analysis for MNSB

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.70
Price
$19.63
GF Value