MainStreet BancsharesMNSB +0.62%67 PS Ratio is 2.48 as of Jul. 12, 2026, which is 14% below its 10-year median of 2.89. GuruFocus rates MNSB with a GF Score™ of 67/100 and a GF Value™ of $19.58 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,520 Banks companies, MainStreet Bancshares ranks better than 63.82% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, MainStreet Bancshares's share price is $24.07.
MainStreet Bancshares's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $9.69. Hence, MainStreet Bancshares's PS Ratio for today is 2.48.
Warning Sign:
MainStreet Bancshares Inc stock PS Ratio (=2.48) is close to 3-year high of 2.59.
The historical rank and industry rank for MainStreet Bancshares's PS Ratio or its related term are showing as below:
MNSB'
s PS Ratio Range Over the Past 10 Years
Min: 1.6 Med: 2.89 Max: 4.81
Current: 2.48
During the past 13 years, MainStreet Bancshares's highest PS Ratio was 4.81. The lowest was 1.60. And the median was 2.89.
MNSB's PS Ratio is ranked better than 63.82% of 1520
companies
in the Banks industry
Industry Median: 3.025
vs MNSB: 2.48
MainStreet Bancshares Inc revenue per share has been in decline over the past 3 years.
During the past 12 months, the average Revenue per Share Growth Rate of MainStreet Bancshares was 10.40% per year.
During the past 3 years, the average Revenue per Share Growth Rate was -1.40% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 6.60% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 10.80% per year.
During the past 13 years, MainStreet Bancshares's highest 3-Year average Revenue per Share Growth Rate was 88.00% per year. The lowest was -1.40% per year. And the median was 14.20% per year.
Back to Basics: PS Ratio
MainStreet Bancshares (NAS:MNSB) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, MainStreet Bancshares's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MainStreet Bancshares PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, MainStreet Bancshares's PS Ratio distribution charts can be found below:
* The bar in red indicates where MainStreet Bancshares's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
MainStreet Bancshares's Share Price of today is $24.07. MainStreet Bancshares's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $9.69.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
MainStreet Bancshares (MNSB) has a PS Ratio of 2.48 as of Jul. 12, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on MainStreet Bancshares and its competitors. This is 14% below median its historical median of 2.89. Over the past decade, MainStreet Bancshares' PS Ratio has ranged from 1.60 to 4.81. According to the industry distribution chart, MainStreet Bancshares ranks #550 out of 1520 companies in the Banks industry, placing it in the top 36.2%.
Is MainStreet Bancshares' PS Ratio too high?
MainStreet Bancshares' current PS Ratio of 2.48 is 14% below median its 10-year median of 2.89. Over the past 10 years, this metric has ranged from a low of 1.60 to a high of 4.81. The Banks industry median PS Ratio is 3.03. MainStreet Bancshares' value of 2.48 is 18% below this industry median. Based on the distribution chart, MainStreet Bancshares ranks #550 out of 1520 companies in the Banks industry, which is above the industry midpoint. Overall, MainStreet Bancshares has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MainStreet Bancshares' PS Ratio compare to BMBN and PLQC?
According to the Banks industry distribution chart, MainStreet Bancshares ranks #550 out of 1520 companies for PS Ratio. This puts MainStreet Bancshares in the upper half of its industry. The industry median PS Ratio is 3.03. MainStreet Bancshares' value of 2.48 is 18% below this benchmark. Historically, MainStreet Bancshares' own PS Ratio has ranged from 1.60 to 4.81 over the past decade. While the company's 10-year median is 2.89 vs. the industry median of 3.03, MainStreet Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.03, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MainStreet Bancshares's current PS Ratio of 2.48 is 18% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on MainStreet Bancshares and its competitors. For the Banks industry, the median PS Ratio is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MainStreet Bancshares's current PS Ratio is 2.48, which is 14% below median its own 10-year median of 2.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MainStreet Bancshares stock overvalued right now?
Based on GuruFocus' analysis, MainStreet Bancshares (MNSB) is currently considered Modestly Overvalued. The stock's GF Value™ is $19.58, compared to a current price of $24.07 — trading 22.9% above its estimated fair value. The current PS Ratio is 2.48, which is 14% below median its 10-year median of 2.89 and 18% below the Banks industry median of 3.03. MainStreet Bancshares' overall GF Score™ is 67/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For MainStreet Bancshares (MNSB), the current PS Ratio is 2.48 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MainStreet Bancshares (MNSB) Overvalued in 2026?
Based on GuruFocus' analysis, MainStreet Bancshares stock appears to be overvalued.
The current stock price of $24.07 is trading 22.9% above its estimated GF Value™ of $19.58.
GuruFocus considers MainStreet Bancshares to be Modestly Overvalued.
Key valuation signals for MNSB:
PS Ratio: 2.48 (14% below median its 10-year median of 2.89)
GF Value™: $19.58 vs. price of $24.07 (22.9% above fair value)
Industry Position: 18% below the Banks median (#550 of 1520)
No single metric tells the full story. See the MNSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MainStreet Bancshares Inc is a bank holding company. It is focused on serving the borrowing, cash management and depository needs of small to medium-sized businesses, and professional practices and retail customers. The bank's products and services include business and consumer checking, premium interest-bearing checking, business account analysis, savings, certificates of deposit and other depository services, as well as a broad array of commercial, real estate and consumer loans.
67GF Score
Get the complete analysis for MNSB
PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MNSB has been successfully added to your 
