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During the past 12 months, Bank of Sharjah PSC's average Book Value per Share Growth Rate was 16.10% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 31.60% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 8.90% per year.
During the past 10 years, the average Book Value per Share Growth Rate was -5.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Bank of Sharjah PSC was 31.60% per year. The lowest was -27.30% per year. And the median was -0.50% per year.
Bank of Sharjah PSC (ADX:BOS) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Bank of Sharjah PSC 3-Year Book Growth Rate Related Terms
Bank of Sharjah PSC 3-Year Book Growth Rate Competitor Comparison
For the Banks - Regional subindustry, Bank of Sharjah PSC's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Sharjah PSC 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Sharjah PSC's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Bank of Sharjah PSC's 3-Year Book Growth Rate falls into.
Bank of Sharjah PSC 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 31.60% mean?
Bank of Sharjah PSC (ADX:BOS) has a 3-Year Book Growth Rate of 31.60% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Bank of Sharjah PSC and its competitors. According to the industry distribution chart, Bank of Sharjah PSC ranks #67 out of 1491 companies in the Banks industry, placing it in the top 4.5%.
Is Bank of Sharjah PSC's 3-Year Book Growth Rate too high?
Bank of Sharjah PSC's current 3-Year Book Growth Rate is 31.60%. The Banks industry median 3-Year Book Growth Rate is 8.80. Bank of Sharjah PSC's value of 31.60% is 259.1% above this industry median. Based on the distribution chart, Bank of Sharjah PSC ranks #67 out of 1491 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of Sharjah PSC has a GF Score™ of 28/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Sharjah PSC's 3-Year Book Growth Rate compare to competitors?
According to the Banks industry distribution chart, Bank of Sharjah PSC ranks #67 out of 1491 companies for 3-Year Book Growth Rate. This places Bank of Sharjah PSC in the top 5% of its industry — outperforming the majority of peers. The industry median 3-Year Book Growth Rate is 8.80. Bank of Sharjah PSC's value of 31.60% is 259.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,491 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Sharjah PSC's current 3-Year Book Growth Rate of 31.60% is 259.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Bank of Sharjah PSC and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Sharjah PSC's current 3-Year Book Growth Rate is 31.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Sharjah PSC stock overvalued right now?
Based on GuruFocus' analysis, Bank of Sharjah PSC (ADX:BOS) is currently considered Fairly Valued. The stock's GF Value™ is د.إ1.57, compared to a current price of د.إ1.54 — trading 1.9% below its estimated fair value. The current 3-Year Book Growth Rate is 31.60% and 259.1% above the Banks industry median of 8.80. Bank of Sharjah PSC's overall GF Score™ is 28/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Bank of Sharjah PSC (ADX:BOS), the current 3-Year Book Growth Rate is 31.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Sharjah PSC (ADX:BOS) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Sharjah PSC stock appears to be undervalued.
The current stock price of د.إ1.54 is trading 1.9% below its estimated GF Value™ of د.إ1.57.
GuruFocus considers Bank of Sharjah PSC to be Fairly Valued.
Key valuation signals for ADX:BOS:
3-Year Book Growth Rate: 31.60%
GF Value™: د.إ1.57 vs. price of د.إ1.54 (1.9% below fair value)
Industry Position: 259.1% above the Banks median (#67 of 1491)
No single metric tells the full story. See the ADX:BOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Sharjah PSC provides commercial and investment banking services. It operates through eight branches in the United Arab Emirates located in the Emirates of Sharjah, Dubai, Abu Dhabi, and the City of Al Ain. It is organized into two segments namely, Commercial Banking and Investment banking. The company provides loans and other credit facilities, deposits and current accounts for corporate, government, institutional and individual customers. It earns a majority of its revenue from commercial banking services.
28GF Score
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