Bank of Sharjah PSC (ADX:BOS) FCF Margin %: 39.90% (As of Mar. 2026)


ADX:BOS Bank of Sharjah PSC ADX:BOS
30 GF Score
Price د.إ1.20
GF Value د.إ1.56
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Bank of Sharjah PSC FCF Margin %?

Bank of Sharjah PSC ADX:BOS 30 FCF Margin % is 39.90% as of Mar. 2026. GuruFocus rates ADX:BOS with a GF Score™ of 30/100 and a GF Value™ of د.إ1.56 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,505 Banks companies, Bank of Sharjah PSC ranks worse than 95.08% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Bank of Sharjah PSC's Free Cash Flow for the three months ended in Mar. 2026 was د.إ98 Mil. Bank of Sharjah PSC's Revenue for the three months ended in Mar. 2026 was د.إ245 Mil. Therefore, Bank of Sharjah PSC's FCF Margin % for the quarter that ended in Mar. 2026 was 39.90%.

As of today, Bank of Sharjah PSC's current FCF Yield % is -53.33%.

The historical rank and industry rank for Bank of Sharjah PSC's FCF Margin % or its related term are showing as below:

ADX:BOS' s FCF Margin % Range Over the Past 10 Years
Min: -447.84   Med: -51.67   Max: 367.36
Current: -161.64


During the past 13 years, the highest FCF Margin % of Bank of Sharjah PSC was 367.36%. The lowest was -447.84%. And the median was -51.67%.

ADX:BOS's FCF Margin % is ranked worse than
95.08% of 1505 companies
in the Banks industry
Industry Median: 26.55 vs ADX:BOS: -161.64


Bank of Sharjah PSC FCF Margin % Related Terms


Bank of Sharjah PSC FCF Margin % Historical Data

* Premium members only.

The historical data trend for Bank of Sharjah PSC's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Sharjah PSC FCF Margin % Chart

Bank of Sharjah PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 367.36 75.00 -447.84 237.24 -284.06

Bank of Sharjah PSC Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -603.80 -960.29 65.72 54.59 39.90

Bank of Sharjah PSC FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Bank of Sharjah PSC's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Sharjah PSC FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Sharjah PSC's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Bank of Sharjah PSC's FCF Margin % falls into.


ADX:BOS
30GF Score
Bank of Sharjah PSC ADX:BOS
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Sharjah PSC FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Bank of Sharjah PSC's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-3248.104/1143.471
=-284.06 %

Bank of Sharjah PSC's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=97.854/245.261
=39.90 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 39.90% mean?
Bank of Sharjah PSC (ADX:BOS) has a FCF Margin % of 39.90% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bank of Sharjah PSC and its competitors. According to the industry distribution chart, Bank of Sharjah PSC ranks #1431 out of 1505 companies in the Banks industry, placing it in the top 95.1%.
Is Bank of Sharjah PSC's FCF Margin % too high?
Bank of Sharjah PSC's current FCF Margin % is 39.90%. The Banks industry median FCF Margin % is 26.55. Bank of Sharjah PSC's value of 39.90% is 50.3% above this industry median. Based on the distribution chart, Bank of Sharjah PSC ranks #1431 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank of Sharjah PSC has a GF Score™ of 30/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Sharjah PSC's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Bank of Sharjah PSC ranks #1431 out of 1505 companies for FCF Margin %. This places Bank of Sharjah PSC in the lower half of its industry. The industry median FCF Margin % is 26.55. Bank of Sharjah PSC's value of 39.90% is 50.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Sharjah PSC's current FCF Margin % of 39.90% is 50.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bank of Sharjah PSC and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Sharjah PSC's current FCF Margin % is 39.90%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Sharjah PSC stock overvalued right now?
Based on GuruFocus' analysis, Bank of Sharjah PSC (ADX:BOS) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.56, compared to a current price of د.إ1.20 — trading 23.1% below its estimated fair value. The current FCF Margin % is 39.90% and 50.3% above the Banks industry median of 26.55. Bank of Sharjah PSC's overall GF Score™ is 30/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Bank of Sharjah PSC (ADX:BOS), the current FCF Margin % is 39.90% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Sharjah PSC (ADX:BOS) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Sharjah PSC stock appears to be undervalued. The current stock price of د.إ1.20 is trading 23.1% below its estimated GF Value™ of د.إ1.56. GuruFocus considers Bank of Sharjah PSC to be Modestly Undervalued.

Key valuation signals for ADX:BOS:

  • FCF Margin %: 39.90%
  • GF Value™: د.إ1.56 vs. price of د.إ1.20 (23.1% below fair value)
  • GF Score™: 30/100 with 3 warning signs
  • Industry Position: 50.3% above the Banks median (#1431 of 1505)

No single metric tells the full story. See the ADX:BOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Sharjah PSC Business Description

Address Al Khan Road, P.O. Box 1394, Sharjah, ARE
Bank of Sharjah PSC provides commercial and investment banking services. It operates through eight branches in the United Arab Emirates located in the Emirates of Sharjah, Dubai, Abu Dhabi, and the City of Al Ain. It is organized into two segments namely, Commercial Banking and Investment banking. The company provides loans and other credit facilities, deposits and current accounts for corporate, government, institutional and individual customers. It earns a majority of its revenue from commercial banking services.
30GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.20
Price
د.إ1.56
GF Value