Bank of Sharjah PSCADX:BOS 30 Net Margin % is 61.65% as of Mar. 2026, which is 403% above its 10-year median of 12.25. GuruFocus rates ADX:BOS with a GF Score™ of 30/100 and a GF Value™ of د.إ1.56 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,527 Banks companies, Bank of Sharjah PSC ranks better than 98.23% on this metric.
The historical rank and industry rank for Bank of Sharjah PSC's Net Margin % or its related term are showing as below:
ADX:BOS'
s Net Margin % Range Over the Past 10 Years
Min: -127.52 Med: 12.25 Max: 64.34
Current: 64.34
ADX:BOS's Net Margin % is ranked better than 98.23% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs ADX:BOS: 64.34
Bank of Sharjah PSC (ADX:BOS) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Bank of Sharjah PSC Net Margin % Related Terms
Bank of Sharjah PSC Net Margin % Historical Data
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The historical data trend for Bank of Sharjah PSC's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Sharjah PSC Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Bank of Sharjah PSC's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Sharjah PSC Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Sharjah PSC's Net Margin % distribution charts can be found below:
* The bar in red indicates where Bank of Sharjah PSC's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Sharjah PSC (ADX:BOS) has a Net Margin % of 61.65% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Bank of Sharjah PSC and its competitors. This is 403% above median its historical median of 12.25. According to the industry distribution chart, Bank of Sharjah PSC ranks #27 out of 1527 companies in the Banks industry, placing it in the top 1.8%.
Is Bank of Sharjah PSC's Net Margin % too high?
Bank of Sharjah PSC's current Net Margin % of 61.65% is 403% above median its 10-year median of 12.25. The Banks industry median Net Margin % is 26.95. Bank of Sharjah PSC's value of 61.65% is 128.8% above this industry median. Based on the distribution chart, Bank of Sharjah PSC ranks #27 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of Sharjah PSC has a GF Score™ of 30/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Sharjah PSC's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Bank of Sharjah PSC ranks #27 out of 1527 companies for Net Margin %. This places Bank of Sharjah PSC in the top 2% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. Bank of Sharjah PSC's value of 61.65% is 128.8% above this benchmark. While the company's 10-year median is 12.25 vs. the industry median of 26.95, Bank of Sharjah PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Sharjah PSC's current Net Margin % of 61.65% is 128.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Bank of Sharjah PSC and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Sharjah PSC's current Net Margin % is 61.65%, which is 403% above median its own 10-year median of 12.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Sharjah PSC stock overvalued right now?
Based on GuruFocus' analysis, Bank of Sharjah PSC (ADX:BOS) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.56, compared to a current price of د.إ1.20 — trading 23.1% below its estimated fair value. The current Net Margin % is 61.65%, which is 403% above median its 10-year median of 12.25 and 128.8% above the Banks industry median of 26.95. Bank of Sharjah PSC's overall GF Score™ is 30/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Bank of Sharjah PSC (ADX:BOS), the current Net Margin % is 61.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Sharjah PSC (ADX:BOS) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Sharjah PSC stock appears to be undervalued.
The current stock price of د.إ1.20 is trading 23.1% below its estimated GF Value™ of د.إ1.56.
GuruFocus considers Bank of Sharjah PSC to be Modestly Undervalued.
Key valuation signals for ADX:BOS:
Net Margin %: 61.65% (403% above median its 10-year median of 12.25)
GF Value™: د.إ1.56 vs. price of د.إ1.20 (23.1% below fair value)
Industry Position: 128.8% above the Banks median (#27 of 1527)
No single metric tells the full story. See the ADX:BOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Sharjah PSC provides commercial and investment banking services. It operates through eight branches in the United Arab Emirates located in the Emirates of Sharjah, Dubai, Abu Dhabi, and the City of Al Ain. It is organized into two segments namely, Commercial Banking and Investment banking. The company provides loans and other credit facilities, deposits and current accounts for corporate, government, institutional and individual customers. It earns a majority of its revenue from commercial banking services.
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