Bank of Sharjah PSC (ADX:BOS) Cyclically Adjusted Book per Share: د.إ1.80 (As of Mar. 2026)


ADX:BOS Bank of Sharjah PSC ADX:BOS
30 GF Score
Price د.إ1.20
GF Value د.إ1.56
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Bank of Sharjah PSC Cyclically Adjusted Book per Share?

Bank of Sharjah PSC ADX:BOS 30 Cyclically Adjusted Book per Share is د.إ1.80 as of Mar. 2026. GuruFocus rates ADX:BOS with a GF Score™ of 30/100 and a GF Value™ of د.إ1.56 (Modestly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Bank of Sharjah PSC's adjusted book value per share for the three months ended in Mar. 2026 was د.إ1.582. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is د.إ1.80 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Bank of Sharjah PSC's average Cyclically Adjusted Book Growth Rate was -2.70% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was -3.00% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was -1.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-06-28), Bank of Sharjah PSC's current stock price is د.إ1.20. Bank of Sharjah PSC's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was د.إ1.80. Bank of Sharjah PSC's Cyclically Adjusted PB Ratio of today is 0.67.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Bank of Sharjah PSC was 0.90. The lowest was 0.19. And the median was 0.32.


Bank of Sharjah PSC  (ADX:BOS) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Bank of Sharjah PSC's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=1.20/1.80
=0.67

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Bank of Sharjah PSC was 0.90. The lowest was 0.19. And the median was 0.32.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Bank of Sharjah PSC Cyclically Adjusted Book per Share Related Terms


Bank of Sharjah PSC Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Bank of Sharjah PSC's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Sharjah PSC Cyclically Adjusted Book per Share Chart

Bank of Sharjah PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.99 1.96 1.93 1.86 1.79

Bank of Sharjah PSC Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.85 1.84 1.82 1.79 1.80

Bank of Sharjah PSC Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Bank of Sharjah PSC's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Sharjah PSC Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Sharjah PSC's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Bank of Sharjah PSC's Cyclically Adjusted PB Ratio falls into.


ADX:BOS
30GF Score
Bank of Sharjah PSC ADX:BOS
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Sharjah PSC Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bank of Sharjah PSC's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.582/330.2130*330.2130
=1.582

Current CPI (Mar. 2026) = 330.2130.

Bank of Sharjah PSC Quarterly Data

Book Value per Share CPI Adj_Book
201603 1.843 238.132 2.556
201606 1.878 241.018 2.573
201609 2.006 241.428 2.744
201612 1.995 241.432 2.729
201703 2.013 243.801 2.726
201706 1.891 244.955 2.549
201709 1.943 246.819 2.599
201712 1.844 246.524 2.470
201803 1.775 249.554 2.349
201806 1.842 251.989 2.414
201809 1.854 252.439 2.425
201812 1.661 251.233 2.183
201903 1.712 254.202 2.224
201906 1.752 256.143 2.259
201909 1.750 256.759 2.251
201912 1.363 256.974 1.751
202003 1.362 258.115 1.742
202006 1.443 257.797 1.848
202009 1.476 260.280 1.873
202012 1.435 260.474 1.819
202103 1.504 264.877 1.875
202106 1.563 271.696 1.900
202109 1.709 274.310 2.057
202112 0.638 278.802 0.756
202203 0.667 287.504 0.766
202206 0.684 296.311 0.762
202209 0.642 296.808 0.714
202212 0.678 296.797 0.754
202306 1.225 305.109 1.326
202309 1.230 307.789 1.320
202312 1.168 306.746 1.257
202403 1.182 312.332 1.250
202406 1.210 314.175 1.272
202409 1.253 315.301 1.312
202412 1.275 315.605 1.334
202503 1.325 319.799 1.368
202506 1.374 322.561 1.407
202509 1.439 324.800 1.463
202512 1.544 324.054 1.573
202603 1.582 330.213 1.582

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of د.إ1.80 mean?
Bank of Sharjah PSC (ADX:BOS) has a Cyclically Adjusted Book per Share of د.إ1.80 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Bank of Sharjah PSC and its competitors.
Is Bank of Sharjah PSC's Cyclically Adjusted Book per Share too high?
Bank of Sharjah PSC's current Cyclically Adjusted Book per Share is د.إ1.80. Overall, Bank of Sharjah PSC has a GF Score™ of 30/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Sharjah PSC's Cyclically Adjusted Book per Share compare to competitors?
Bank of Sharjah PSC's Cyclically Adjusted Book per Share of د.إ1.80 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Bank of Sharjah PSC and its competitors. Bank of Sharjah PSC's current Cyclically Adjusted Book per Share is د.إ1.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Sharjah PSC stock overvalued right now?
Based on GuruFocus' analysis, Bank of Sharjah PSC (ADX:BOS) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.56, compared to a current price of د.إ1.20 — trading 23.1% below its estimated fair value. The current Cyclically Adjusted Book per Share is د.إ1.80. Bank of Sharjah PSC's overall GF Score™ is 30/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Bank of Sharjah PSC (ADX:BOS), the current Cyclically Adjusted Book per Share is د.إ1.80 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Sharjah PSC (ADX:BOS) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Sharjah PSC stock appears to be undervalued. The current stock price of د.إ1.20 is trading 23.1% below its estimated GF Value™ of د.إ1.56. GuruFocus considers Bank of Sharjah PSC to be Modestly Undervalued.

Key valuation signals for ADX:BOS:

  • Cyclically Adjusted Book per Share: د.إ1.80
  • GF Value™: د.إ1.56 vs. price of د.إ1.20 (23.1% below fair value)
  • GF Score™: 30/100 with 3 warning signs

No single metric tells the full story. See the ADX:BOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Sharjah PSC Business Description

Address Al Khan Road, P.O. Box 1394, Sharjah, ARE
Bank of Sharjah PSC provides commercial and investment banking services. It operates through eight branches in the United Arab Emirates located in the Emirates of Sharjah, Dubai, Abu Dhabi, and the City of Al Ain. It is organized into two segments namely, Commercial Banking and Investment banking. The company provides loans and other credit facilities, deposits and current accounts for corporate, government, institutional and individual customers. It earns a majority of its revenue from commercial banking services.
30GF Score

Get the complete analysis for ADX:BOS

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.20
Price
د.إ1.56
GF Value