Bank of Sharjah PSC (ADX:BOS) Net Debt Paydown Yield % : -24.50% (As of Jul. 05, 2026)


ADX:BOS Bank of Sharjah PSC ADX:BOS
30 GF Score
Price د.إ1.16
GF Value د.إ1.55
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Bank of Sharjah PSC Net Debt Paydown Yield %?

Bank of Sharjah PSC ADX:BOS 30 Net Debt Paydown Yield % is -24.50% as of Jul. 05, 2026. GuruFocus rates ADX:BOS with a GF Score™ of 30/100 and a GF Value™ of د.إ1.55 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,420 Banks companies, Bank of Sharjah PSC ranks worse than 85.21% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Bank of Sharjah PSC's Net Debt Paydown Yield % was -24.50%.


Bank of Sharjah PSC  (ADX:BOS) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Bank of Sharjah PSC Net Debt Paydown Yield % Related Terms


Bank of Sharjah PSC Net Debt Paydown Yield % Historical Data

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The historical data trend for Bank of Sharjah PSC's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Sharjah PSC Net Debt Paydown Yield % Chart

Bank of Sharjah PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -19.78 199.39 -51.45 18.46 -6.29

Bank of Sharjah PSC Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.58 19.22 7.77 -6.29 -24.29

Bank of Sharjah PSC Net Debt Paydown Yield % Competitor Comparison

For the Banks - Regional subindustry, Bank of Sharjah PSC's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Sharjah PSC Net Debt Paydown Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Sharjah PSC's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Bank of Sharjah PSC's Net Debt Paydown Yield % falls into.


ADX:BOS
30GF Score
Bank of Sharjah PSC ADX:BOS
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Sharjah PSC Net Debt Paydown Yield % Calculation

Bank of Sharjah PSC's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 3727.1-4579.53 )/3510
=-24.29 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -24.50% mean?
Bank of Sharjah PSC (ADX:BOS) has a Net Debt Paydown Yield % of -24.50% as of Jul. 05, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Bank of Sharjah PSC and its competitors. According to the industry distribution chart, Bank of Sharjah PSC ranks #1210 out of 1420 companies in the Banks industry, placing it in the top 85.2%.
Is Bank of Sharjah PSC's Net Debt Paydown Yield % too high?
Bank of Sharjah PSC's current Net Debt Paydown Yield % is -24.50%. Based on the distribution chart, Bank of Sharjah PSC ranks #1210 out of 1420 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank of Sharjah PSC has a GF Score™ of 30/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Sharjah PSC's Net Debt Paydown Yield % compare to competitors?
According to the Banks industry distribution chart, Bank of Sharjah PSC ranks #1210 out of 1420 companies for Net Debt Paydown Yield %. This places Bank of Sharjah PSC in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Bank of Sharjah PSC and its competitors. Bank of Sharjah PSC's current Net Debt Paydown Yield % is -24.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Sharjah PSC stock overvalued right now?
Based on GuruFocus' analysis, Bank of Sharjah PSC (ADX:BOS) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.55, compared to a current price of د.إ1.16 — trading 25.2% below its estimated fair value. The current Net Debt Paydown Yield % is -24.50%. Bank of Sharjah PSC's overall GF Score™ is 30/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Bank of Sharjah PSC (ADX:BOS), the current Net Debt Paydown Yield % is -24.50% as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Sharjah PSC (ADX:BOS) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Sharjah PSC stock appears to be undervalued. The current stock price of د.إ1.16 is trading 25.2% below its estimated GF Value™ of د.إ1.55. GuruFocus considers Bank of Sharjah PSC to be Modestly Undervalued.

Key valuation signals for ADX:BOS:

  • Net Debt Paydown Yield %: -24.50%
  • GF Value™: د.إ1.55 vs. price of د.إ1.16 (25.2% below fair value)
  • GF Score™: 30/100 with 2 warning signs

No single metric tells the full story. See the ADX:BOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Sharjah PSC Business Description

Address Al Khan Road, P.O. Box 1394, Sharjah, ARE
Bank of Sharjah PSC provides commercial and investment banking services. It operates through eight branches in the United Arab Emirates located in the Emirates of Sharjah, Dubai, Abu Dhabi, and the City of Al Ain. It is organized into two segments namely, Commercial Banking and Investment banking. The company provides loans and other credit facilities, deposits and current accounts for corporate, government, institutional and individual customers. It earns a majority of its revenue from commercial banking services.
30GF Score

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Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.16
Price
د.إ1.55
GF Value