Bank of Sharjah PSC (ADX:BOS) Retained Earnings: د.إ1,028 Mil (As of Mar. 2026)


ADX:BOS Bank of Sharjah PSC ADX:BOS
30 GF Score
Price د.إ1.18
GF Value د.إ1.55
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Bank of Sharjah PSC Retained Earnings?

Bank of Sharjah PSC ADX:BOS +0.85% 30 Retained Earnings is د.إ1,028 Mil as of Mar. 2026. GuruFocus rates ADX:BOS with a GF Score™ of 30/100 and a GF Value™ of د.إ1.55 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Bank of Sharjah PSC's retained earnings for the quarter that ended in Mar. 2026 was د.إ1,028 Mil.

Bank of Sharjah PSC's quarterly retained earnings increased from Sep. 2025 (د.إ1,094 Mil) to Dec. 2025 (د.إ1,363 Mil) but then declined from Dec. 2025 (د.إ1,363 Mil) to Mar. 2026 (د.إ1,028 Mil).

Bank of Sharjah PSC's annual retained earnings increased from Dec. 2023 (د.إ405 Mil) to Dec. 2024 (د.إ744 Mil) and increased from Dec. 2024 (د.إ744 Mil) to Dec. 2025 (د.إ1,363 Mil).


Bank of Sharjah PSC  (ADX:BOS) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Bank of Sharjah PSC Retained Earnings Historical Data

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The historical data trend for Bank of Sharjah PSC's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Sharjah PSC Retained Earnings Chart

Bank of Sharjah PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 57.40 71.55 404.93 744.23 1,363.05

Bank of Sharjah PSC Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 794.43 940.64 1,093.88 1,363.05 1,027.84
ADX:BOS
30GF Score
Bank of Sharjah PSC ADX:BOS
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Sharjah PSC Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of د.إ1,028 Mil mean?
Bank of Sharjah PSC (ADX:BOS) has a Retained Earnings of د.إ1,028 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Bank of Sharjah PSC and its competitors.
Is Bank of Sharjah PSC's Retained Earnings too high?
Bank of Sharjah PSC's current Retained Earnings is د.إ1,028 Mil. Overall, Bank of Sharjah PSC has a GF Score™ of 30/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Sharjah PSC's Retained Earnings compare to competitors?
Bank of Sharjah PSC's Retained Earnings of د.إ1,028 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Bank of Sharjah PSC and its competitors. Bank of Sharjah PSC's current Retained Earnings is د.إ1,028 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Sharjah PSC stock overvalued right now?
Based on GuruFocus' analysis, Bank of Sharjah PSC (ADX:BOS) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.55, compared to a current price of د.إ1.18 — trading 23.9% below its estimated fair value. The current Retained Earnings is د.إ1,028 Mil. Bank of Sharjah PSC's overall GF Score™ is 30/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Bank of Sharjah PSC (ADX:BOS), the current Retained Earnings is د.إ1,028 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Sharjah PSC (ADX:BOS) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Sharjah PSC stock appears to be undervalued. The current stock price of د.إ1.18 is trading 23.9% below its estimated GF Value™ of د.إ1.55. GuruFocus considers Bank of Sharjah PSC to be Modestly Undervalued.

Key valuation signals for ADX:BOS:

  • Retained Earnings: د.إ1,028 Mil
  • GF Value™: د.إ1.55 vs. price of د.إ1.18 (23.9% below fair value)
  • GF Score™: 30/100 with 2 warning signs

No single metric tells the full story. See the ADX:BOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Sharjah PSC Business Description

Address Al Khan Road, P.O. Box 1394, Sharjah, ARE
Bank of Sharjah PSC provides commercial and investment banking services. It operates through eight branches in the United Arab Emirates located in the Emirates of Sharjah, Dubai, Abu Dhabi, and the City of Al Ain. It is organized into two segments namely, Commercial Banking and Investment banking. The company provides loans and other credit facilities, deposits and current accounts for corporate, government, institutional and individual customers. It earns a majority of its revenue from commercial banking services.
30GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.18
Price
د.إ1.55
GF Value