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Cashmere Valley BankCSHX 61 3-Year Book Growth Rate is 19.40% as of Jun. 2026, which is 140% above its 10-year median of 8.10. GuruFocus rates CSHX with a GF Score™ of 61/100 and a GF Value™ of $71.31 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,488 Banks companies, Cashmere Valley Bank ranks better than 88.51% on this metric.
During the past 12 months, Cashmere Valley Bank's average Book Value per Share Growth Rate was 11.00% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 19.40% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 2.50% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 4.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Cashmere Valley Bank was 19.40% per year. The lowest was -7.70% per year. And the median was 8.10% per year.
Cashmere Valley Bank (OTCPK:CSHX) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Cashmere Valley Bank 3-Year Book Growth Rate Related Terms
CSHX vs COSO, BCML, BFCC: 3-Year Book Growth Rate Comparison
For the Banks - Regional subindustry, Cashmere Valley Bank's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cashmere Valley Bank 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Cashmere Valley Bank's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Cashmere Valley Bank's 3-Year Book Growth Rate falls into.
Cashmere Valley Bank 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 19.40% mean?
Cashmere Valley Bank (CSHX) has a 3-Year Book Growth Rate of 19.40% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Cashmere Valley Bank and its competitors. This is 140% above median its historical median of 8.10. According to the industry distribution chart, Cashmere Valley Bank ranks #171 out of 1488 companies in the Banks industry, placing it in the top 11.5%.
Is Cashmere Valley Bank's 3-Year Book Growth Rate too high?
Cashmere Valley Bank's current 3-Year Book Growth Rate of 19.40% is 140% above median its 10-year median of 8.10. The Banks industry median 3-Year Book Growth Rate is 8.80. Cashmere Valley Bank's value of 19.40% is 120.5% above this industry median. Based on the distribution chart, Cashmere Valley Bank ranks #171 out of 1488 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Cashmere Valley Bank has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cashmere Valley Bank's 3-Year Book Growth Rate compare to COSO and BCML?
According to the Banks industry distribution chart, Cashmere Valley Bank ranks #171 out of 1488 companies for 3-Year Book Growth Rate. This places Cashmere Valley Bank in the top 12% of its industry — outperforming the majority of peers. The industry median 3-Year Book Growth Rate is 8.80. Cashmere Valley Bank's value of 19.40% is 120.5% above this benchmark. While the company's 10-year median is 8.10 vs. the industry median of 8.80, Cashmere Valley Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,488 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cashmere Valley Bank's current 3-Year Book Growth Rate of 19.40% is 120.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Cashmere Valley Bank and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cashmere Valley Bank's current 3-Year Book Growth Rate is 19.40%, which is 140% above median its own 10-year median of 8.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cashmere Valley Bank stock overvalued right now?
Based on GuruFocus' analysis, Cashmere Valley Bank (CSHX) is currently considered Modestly Overvalued. The stock's GF Value™ is $71.31, compared to a current price of $91.00 — trading 27.6% above its estimated fair value. The current 3-Year Book Growth Rate is 19.40%, which is 140% above median its 10-year median of 8.10 and 120.5% above the Banks industry median of 8.80. Cashmere Valley Bank's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Cashmere Valley Bank (CSHX), the current 3-Year Book Growth Rate is 19.40% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cashmere Valley Bank (CSHX) Overvalued in 2026?
Based on GuruFocus' analysis, Cashmere Valley Bank stock appears to be overvalued.
The current stock price of $91.00 is trading 27.6% above its estimated GF Value™ of $71.31.
GuruFocus considers Cashmere Valley Bank to be Modestly Overvalued.
Key valuation signals for CSHX:
3-Year Book Growth Rate: 19.40% (140% above median its 10-year median of 8.10)
GF Value™: $71.31 vs. price of $91.00 (27.6% above fair value)
Industry Position: 120.5% above the Banks median (#171 of 1488)
No single metric tells the full story. See the CSHX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cashmere Valley Bank is a state-chartered bank engaged in providing banking products and services. It mainly serves small and middle-market businesses and middle-income individuals in Washington. The company's lending and other banking activities are carried out in and around Chelan, Douglas, Kittitas, and Yakima counties and, to a lesser degree, other areas of Western Washington. It offers checking, savings, business, investment, and retirement savings, health savings, certificate of deposit, college savings accounts, loans, mortgages, electronic banking, investment and insurance services, and credit cards.
61GF Score
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