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Cashmere Valley BankCSHX 61 Intrinsic Value: Projected FCF is $151.32 as of Sep. 04, 2026. GuruFocus rates CSHX with a GF Score™ of 61/100 and a GF Value™ of $71.31 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,301 Banks companies, Cashmere Valley Bank ranks better than 50.58% on this metric.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
The historical rank and industry rank for Cashmere Valley Bank's Intrinsic Value: Projected FCF or its related term are showing as below:
CSHX'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.35 Med: 0.49 Max: 0.61
Current: 0.6
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Cashmere Valley Bank was 0.61. The lowest was 0.35. And the median was 0.49.
CSHX's Price-to-Projected-FCF is ranked better than 50.58% of 1301
companies
in the Banks industry
Industry Median: 0.6
vs CSHX: 0.60
Cashmere Valley Bank (OTCPK:CSHX) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Cashmere Valley Bank's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
91.00
/
151.31779464816
=
0.60
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cashmere Valley Bank Intrinsic Value: Projected FCF Related Terms
Cashmere Valley Bank Intrinsic Value: Projected FCF Historical Data
* Premium members only.
The historical data trend for Cashmere Valley Bank's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cashmere Valley Bank Intrinsic Value: Projected FCF Chart
CSHX vs COSO, BCML, BFCC: Intrinsic Value: Projected FCF Comparison
For the Banks - Regional subindustry, Cashmere Valley Bank's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cashmere Valley Bank Price-to-Projected-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Cashmere Valley Bank's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Cashmere Valley Bank's Price-to-Projected-FCF falls into.
Cashmere Valley Bank Intrinsic Value: Projected FCF Calculation
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of $151.32 mean?
Cashmere Valley Bank (CSHX) has a Intrinsic Value: Projected FCF of $151.32 as of Sep. 04, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Cashmere Valley Bank and its competitors. According to the industry distribution chart, Cashmere Valley Bank ranks #643 out of 1301 companies in the Banks industry, placing it in the top 49.4%.
Is Cashmere Valley Bank's Intrinsic Value: Projected FCF too high?
Cashmere Valley Bank's current Intrinsic Value: Projected FCF is $151.32. The Banks industry median Intrinsic Value: Projected FCF is 0.60. Cashmere Valley Bank's value of $151.32 is 25120% above this industry median. Based on the distribution chart, Cashmere Valley Bank ranks #643 out of 1301 companies in the Banks industry, which is above the industry midpoint. Overall, Cashmere Valley Bank has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cashmere Valley Bank's Intrinsic Value: Projected FCF compare to COSO and BCML?
According to the Banks industry distribution chart, Cashmere Valley Bank ranks #643 out of 1301 companies for Intrinsic Value: Projected FCF. This puts Cashmere Valley Bank in the upper half of its industry. The industry median Intrinsic Value: Projected FCF is 0.60. Cashmere Valley Bank's value of $151.32 is 25120% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Banks company?
The median Intrinsic Value: Projected FCF among Banks companies is 0.60, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cashmere Valley Bank's current Intrinsic Value: Projected FCF of $151.32 is 25120% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Cashmere Valley Bank and its competitors. For the Banks industry, the median Intrinsic Value: Projected FCF is 0.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cashmere Valley Bank's current Intrinsic Value: Projected FCF is $151.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cashmere Valley Bank stock overvalued right now?
Based on GuruFocus' analysis, Cashmere Valley Bank (CSHX) is currently considered Modestly Overvalued. The stock's GF Value™ is $71.31, compared to a current price of $91.00 — trading 27.6% above its estimated fair value. The current Intrinsic Value: Projected FCF is $151.32 and 25120% above the Banks industry median of 0.60. Cashmere Valley Bank's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Cashmere Valley Bank (CSHX), the current Intrinsic Value: Projected FCF is $151.32 as of Sep. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cashmere Valley Bank (CSHX) Overvalued in 2026?
Based on GuruFocus' analysis, Cashmere Valley Bank stock appears to be overvalued.
The current stock price of $91.00 is trading 27.6% above its estimated GF Value™ of $71.31.
GuruFocus considers Cashmere Valley Bank to be Modestly Overvalued.
Key valuation signals for CSHX:
Intrinsic Value: Projected FCF: $151.32
GF Value™: $71.31 vs. price of $91.00 (27.6% above fair value)
Industry Position: 25120% above the Banks median (#643 of 1301)
No single metric tells the full story. See the CSHX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cashmere Valley Bank is a state-chartered bank engaged in providing banking products and services. It mainly serves small and middle-market businesses and middle-income individuals in Washington. The company's lending and other banking activities are carried out in and around Chelan, Douglas, Kittitas, and Yakima counties and, to a lesser degree, other areas of Western Washington. It offers checking, savings, business, investment, and retirement savings, health savings, certificate of deposit, college savings accounts, loans, mortgages, electronic banking, investment and insurance services, and credit cards.
61GF Score
Get the complete analysis for CSHX
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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