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Cashmere Valley BankCSHX -1.11%64 5-Year Yield-on-Cost % is 2.77 as of Jul. 31, 2026, which is 12% below its 10-year median of 3.14. GuruFocus rates CSHX with a GF Score™ of 64/100 and a GF Value™ of $69.71 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,251 Banks companies, Cashmere Valley Bank ranks worse than 68.75% on this metric.
Cashmere Valley Bank's yield on cost for the quarter that ended in Jun. 2026 was 2.77.
The historical rank and industry rank for Cashmere Valley Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
CSHX'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.36 Med: 3.14 Max: 5.33
Current: 2.77
During the past 13 years, Cashmere Valley Bank's highest Yield on Cost was 5.33. The lowest was 1.36. And the median was 3.14.
CSHX's 5-Year Yield-on-Cost % is ranked worse than 68.75% of 1251
companies
in the Banks industry
Industry Median: 3.84
vs CSHX: 2.77
Cashmere Valley Bank (OTCPK:CSHX) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Cashmere Valley Bank 5-Year Yield-on-Cost % Related Terms
CSHX vs COSO, VLNT, BFCC: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Cashmere Valley Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cashmere Valley Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Cashmere Valley Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Cashmere Valley Bank's 5-Year Yield-on-Cost % falls into.
Cashmere Valley Bank 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Cashmere Valley Bank (CSHX) has a 5-Year Yield-on-Cost % of 2.77 as of Jul. 31, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Cashmere Valley Bank and its competitors. This is 12% below median its historical median of 3.14. Over the past decade, Cashmere Valley Bank's 5-Year Yield-on-Cost % has ranged from 1.36 to 5.33. According to the industry distribution chart, Cashmere Valley Bank ranks #860 out of 1251 companies in the Banks industry, placing it in the top 68.7%.
Is Cashmere Valley Bank's 5-Year Yield-on-Cost % too high?
Cashmere Valley Bank's current 5-Year Yield-on-Cost % of 2.77 is 12% below median its 10-year median of 3.14. Over the past 10 years, this metric has ranged from a low of 1.36 to a high of 5.33. The Banks industry median 5-Year Yield-on-Cost % is 3.84. Cashmere Valley Bank's value of 2.77 is 27.9% below this industry median. Based on the distribution chart, Cashmere Valley Bank ranks #860 out of 1251 companies in the Banks industry, which is below the industry midpoint. Overall, Cashmere Valley Bank has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cashmere Valley Bank's 5-Year Yield-on-Cost % compare to COSO and VLNT?
According to the Banks industry distribution chart, Cashmere Valley Bank ranks #860 out of 1251 companies for 5-Year Yield-on-Cost %. This places Cashmere Valley Bank in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.84. Cashmere Valley Bank's value of 2.77 is 27.9% below this benchmark. Historically, Cashmere Valley Bank's own 5-Year Yield-on-Cost % has ranged from 1.36 to 5.33 over the past decade. While the company's 10-year median is 3.14 vs. the industry median of 3.84, Cashmere Valley Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cashmere Valley Bank's current 5-Year Yield-on-Cost % of 2.77 is 27.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Cashmere Valley Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cashmere Valley Bank's current 5-Year Yield-on-Cost % is 2.77, which is 12% below median its own 10-year median of 3.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cashmere Valley Bank stock overvalued right now?
Based on GuruFocus' analysis, Cashmere Valley Bank (CSHX) is currently considered Modestly Overvalued. The stock's GF Value™ is $69.71, compared to a current price of $89.20 — trading 28% above its estimated fair value. The current 5-Year Yield-on-Cost % is 2.77, which is 12% below median its 10-year median of 3.14 and 27.9% below the Banks industry median of 3.84. Cashmere Valley Bank's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Cashmere Valley Bank (CSHX), the current 5-Year Yield-on-Cost % is 2.77 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cashmere Valley Bank (CSHX) Overvalued in 2026?
Based on GuruFocus' analysis, Cashmere Valley Bank stock appears to be overvalued.
The current stock price of $89.20 is trading 28% above its estimated GF Value™ of $69.71.
GuruFocus considers Cashmere Valley Bank to be Modestly Overvalued.
Key valuation signals for CSHX:
5-Year Yield-on-Cost %: 2.77 (12% below median its 10-year median of 3.14)
GF Value™: $69.71 vs. price of $89.20 (28% above fair value)
Industry Position: 27.9% below the Banks median (#860 of 1251)
No single metric tells the full story. See the CSHX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cashmere Valley Bank is a state-chartered bank engaged in providing banking products and services. It mainly serves small and middle-market businesses and middle-income individuals in Washington. The company's lending and other banking activities are carried out in and around Chelan, Douglas, Kittitas, and Yakima counties and, to a lesser degree, other areas of Western Washington. It offers checking, savings, business, investment, and retirement savings, health savings, certificate of deposit, college savings accounts, loans, mortgages, electronic banking, investment and insurance services, and credit cards.
64GF Score
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