CSHX (Cashmere Valley Bank) OCF Margin %: 0.00% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CSHX Cashmere Valley Bank CSHX
64 GF Score
Price $89.20
GF Value $69.71
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Cashmere Valley Bank OCF Margin %?

Cashmere Valley Bank CSHX -1.11% 64 OCF Margin % is 0.00% as of Jun. 2026. GuruFocus rates CSHX with a GF Score™ of 64/100 and a GF Value™ of $69.71 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,498 Banks companies, Cashmere Valley Bank ranks better than 67.16% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Cashmere Valley Bank's Cash Flow from Operations for the three months ended in Jun. 2026 was $0.00 Mil. Cashmere Valley Bank's Revenue for the three months ended in Jun. 2026 was $22.74 Mil. Therefore, Cashmere Valley Bank's OCF Margin % for the quarter that ended in Jun. 2026 was 0.00%.

As of today, Cashmere Valley Bank's current OCF Yield % is 11.24%.

The historical rank and industry rank for Cashmere Valley Bank's OCF Margin % or its related term are showing as below:

CSHX' s OCF Margin % Range Over the Past 10 Years
Min: 41.2   Med: 52.81   Max: 65.25
Current: 40.8


During the past 13 years, the highest OCF Margin % of Cashmere Valley Bank was 65.25%. The lowest was 41.20%. And the median was 52.81%.

CSHX's OCF Margin % is ranked better than
67.16% of 1498 companies
in the Banks industry
Industry Median: 29.155 vs CSHX: 40.80


Cashmere Valley Bank OCF Margin % Related Terms


Cashmere Valley Bank OCF Margin % Historical Data

* Premium members only.

The historical data trend for Cashmere Valley Bank's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cashmere Valley Bank OCF Margin % Chart

Cashmere Valley Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 54.67 65.25 50.94 45.20 41.20

Cashmere Valley Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

CSHX vs COSO, VLNT, BFCC: OCF Margin % Comparison

For the Banks - Regional subindustry, Cashmere Valley Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cashmere Valley Bank OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Cashmere Valley Bank's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Cashmere Valley Bank's OCF Margin % falls into.


CSHX
64GF Score
Cashmere Valley Bank CSHX
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cashmere Valley Bank OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Cashmere Valley Bank's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=37.218/90.336
=41.20 %

Cashmere Valley Bank's OCF Margin for the quarter that ended in Jun. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=0/22.736
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 0.00% mean?
Cashmere Valley Bank (CSHX) has a OCF Margin % of 0.00% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Cashmere Valley Bank and its competitors. Over the past decade, Cashmere Valley Bank's OCF Margin % has ranged from 41.20 to 65.25. According to the industry distribution chart, Cashmere Valley Bank ranks #492 out of 1498 companies in the Banks industry, placing it in the top 32.8%.
Is Cashmere Valley Bank's OCF Margin % too high?
Cashmere Valley Bank's current OCF Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 41.20 to a high of 65.25. Based on the distribution chart, Cashmere Valley Bank ranks #492 out of 1498 companies in the Banks industry, which is above the industry midpoint. Overall, Cashmere Valley Bank has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cashmere Valley Bank's OCF Margin % compare to COSO and VLNT?
According to the Banks industry distribution chart, Cashmere Valley Bank ranks #492 out of 1498 companies for OCF Margin %. This puts Cashmere Valley Bank in the upper half of its industry. The industry median OCF Margin % is 29.16. Historically, Cashmere Valley Bank's own OCF Margin % has ranged from 41.20 to 65.25 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.16, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Cashmere Valley Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cashmere Valley Bank's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cashmere Valley Bank stock overvalued right now?
Based on GuruFocus' analysis, Cashmere Valley Bank (CSHX) is currently considered Modestly Overvalued. The stock's GF Value™ is $69.71, compared to a current price of $89.20 — trading 28% above its estimated fair value. The current OCF Margin % is 0.00%. Cashmere Valley Bank's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Cashmere Valley Bank (CSHX), the current OCF Margin % is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cashmere Valley Bank (CSHX) Overvalued in 2026?

Based on GuruFocus' analysis, Cashmere Valley Bank stock appears to be overvalued. The current stock price of $89.20 is trading 28% above its estimated GF Value™ of $69.71. GuruFocus considers Cashmere Valley Bank to be Modestly Overvalued.

Key valuation signals for CSHX:

  • OCF Margin %: 0.00%
  • GF Value™: $69.71 vs. price of $89.20 (28% above fair value)
  • GF Score™: 64/100 with 6 warning signs

No single metric tells the full story. See the CSHX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cashmere Valley Bank Business Description

Address 117 Aplets Way, PO Box G, Cashmere, WA, USA, 98815
Cashmere Valley Bank is a state-chartered bank engaged in providing banking products and services. It mainly serves small and middle-market businesses and middle-income individuals in Washington. The company's lending and other banking activities are carried out in and around Chelan, Douglas, Kittitas, and Yakima counties and, to a lesser degree, other areas of Western Washington. It offers checking, savings, business, investment, and retirement savings, health savings, certificate of deposit, college savings accounts, loans, mortgages, electronic banking, investment and insurance services, and credit cards.
64GF Score

Get the complete analysis for CSHX

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$89.20
Price
$69.71
GF Value