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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Cashmere Valley Bank's retained earnings for the quarter that ended in Jun. 2026 was $332.39 Mil.
Cashmere Valley Bank's quarterly retained earnings
increased
from Dec. 2025 ($323.65 Mil) to Mar. 2026 ($325.74 Mil) and
increased
from Mar. 2026 ($325.74 Mil) to Jun. 2026 ($332.39 Mil).
Cashmere Valley Bank's annual retained earnings
increased
from Dec. 2023 ($280.09 Mil) to Dec. 2024 ($301.64 Mil) and
increased
from Dec. 2024 ($301.64 Mil) to Dec. 2025 ($323.65 Mil).
Cashmere Valley Bank (OTCPK:CSHX) Retained Earnings Explanation
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
Cashmere Valley Bank Retained Earnings Historical Data
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The historical data trend for Cashmere Valley Bank's Retained Earnings can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cashmere Valley Bank Retained Earnings Calculation
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
What does a Retained Earnings of $332.39 Mil mean?
Cashmere Valley Bank (CSHX) has a Retained Earnings of $332.39 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Cashmere Valley Bank and its competitors.
Is Cashmere Valley Bank's Retained Earnings too high?
Cashmere Valley Bank's current Retained Earnings is $332.39 Mil. Overall, Cashmere Valley Bank has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cashmere Valley Bank's Retained Earnings compare to COSO and VLNT?
Cashmere Valley Bank's Retained Earnings of $332.39 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Cashmere Valley Bank and its competitors. Cashmere Valley Bank's current Retained Earnings is $332.39 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cashmere Valley Bank stock overvalued right now?
Based on GuruFocus' analysis, Cashmere Valley Bank (CSHX) is currently considered Modestly Overvalued. The stock's GF Value™ is $69.71, compared to a current price of $89.20 — trading 28% above its estimated fair value. The current Retained Earnings is $332.39 Mil. Cashmere Valley Bank's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Cashmere Valley Bank (CSHX), the current Retained Earnings is $332.39 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cashmere Valley Bank (CSHX) Overvalued in 2026?
Based on GuruFocus' analysis, Cashmere Valley Bank stock appears to be overvalued.
The current stock price of $89.20 is trading 28% above its estimated GF Value™ of $69.71.
GuruFocus considers Cashmere Valley Bank to be Modestly Overvalued.
Key valuation signals for CSHX:
Retained Earnings: $332.39 Mil
GF Value™: $69.71 vs. price of $89.20 (28% above fair value)
No single metric tells the full story. See the CSHX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cashmere Valley Bank is a state-chartered bank engaged in providing banking products and services. It mainly serves small and middle-market businesses and middle-income individuals in Washington. The company's lending and other banking activities are carried out in and around Chelan, Douglas, Kittitas, and Yakima counties and, to a lesser degree, other areas of Western Washington. It offers checking, savings, business, investment, and retirement savings, health savings, certificate of deposit, college savings accounts, loans, mortgages, electronic banking, investment and insurance services, and credit cards.
64GF Score
Get the complete analysis for CSHX
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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