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Cashmere Valley BankCSHX 61 Shiller PE Ratio is 12.24 as of Aug. 26, 2026, which is 27% above its 10-year median of 9.62. GuruFocus rates CSHX with a GF Score™ of 61/100 and a GF Value™ of $71.20 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,239 Banks companies, Cashmere Valley Bank ranks better than 61.34% on this metric.
The historical rank and industry rank for Cashmere Valley Bank's Shiller PE Ratio or its related term are showing as below:
CSHX'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 8.1 Med: 9.62 Max: 12.95
Current: 12.24
During the past years, Cashmere Valley Bank's highest Shiller PE Ratio was 12.95. The lowest was 8.10. And the median was 9.62.
CSHX's Shiller PE Ratio is ranked better than 61.34% of 1239
companies
in the Banks industry
Industry Median: 13.65
vs CSHX: 12.24
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Cashmere Valley Bank's adjusted earnings per share data for the three months ended in Jun. 2026 was $1.880. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $7.49 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Cashmere Valley Bank (OTCPK:CSHX) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Cashmere Valley Bank Shiller PE Ratio Related Terms
Cashmere Valley Bank Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for Cashmere Valley Bank's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CSHX vs COSO, VLNT, BFCC: Shiller PE Ratio Comparison
For the Banks - Regional subindustry, Cashmere Valley Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cashmere Valley Bank Shiller PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Cashmere Valley Bank's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Cashmere Valley Bank's Shiller PE Ratio falls into.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Cashmere Valley Bank (CSHX) has a Shiller PE Ratio of 12.24 as of Aug. 26, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Cashmere Valley Bank and its competitors. This is 27% above median its historical median of 9.62. Over the past decade, Cashmere Valley Bank's Shiller PE Ratio has ranged from 8.10 to 12.95. According to the industry distribution chart, Cashmere Valley Bank ranks #479 out of 1239 companies in the Banks industry, placing it in the top 38.7%.
Is Cashmere Valley Bank's Shiller PE Ratio too high?
Cashmere Valley Bank's current Shiller PE Ratio of 12.24 is 27% above median its 10-year median of 9.62. Over the past 10 years, this metric has ranged from a low of 8.10 to a high of 12.95. The Banks industry median Shiller PE Ratio is 13.65. Cashmere Valley Bank's value of 12.24 is 10.3% below this industry median. Based on the distribution chart, Cashmere Valley Bank ranks #479 out of 1239 companies in the Banks industry, which is above the industry midpoint. Overall, Cashmere Valley Bank has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cashmere Valley Bank's Shiller PE Ratio compare to COSO and VLNT?
According to the Banks industry distribution chart, Cashmere Valley Bank ranks #479 out of 1239 companies for Shiller PE Ratio. This puts Cashmere Valley Bank in the upper half of its industry. The industry median Shiller PE Ratio is 13.65. Cashmere Valley Bank's value of 12.24 is 10.3% below this benchmark. Historically, Cashmere Valley Bank's own Shiller PE Ratio has ranged from 8.10 to 12.95 over the past decade. While the company's 10-year median is 9.62 vs. the industry median of 13.65, Cashmere Valley Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.65, based on 1,239 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cashmere Valley Bank's current Shiller PE Ratio of 12.24 is 10.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Cashmere Valley Bank and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cashmere Valley Bank's current Shiller PE Ratio is 12.24, which is 27% above median its own 10-year median of 9.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cashmere Valley Bank stock overvalued right now?
Based on GuruFocus' analysis, Cashmere Valley Bank (CSHX) is currently considered Modestly Overvalued. The stock's GF Value™ is $71.20, compared to a current price of $91.70 — trading 28.8% above its estimated fair value. The current Shiller PE Ratio is 12.24, which is 27% above median its 10-year median of 9.62 and 10.3% below the Banks industry median of 13.65. Cashmere Valley Bank's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Cashmere Valley Bank (CSHX), the current Shiller PE Ratio is 12.24 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cashmere Valley Bank (CSHX) Overvalued in 2026?
Based on GuruFocus' analysis, Cashmere Valley Bank stock appears to be overvalued.
The current stock price of $91.70 is trading 28.8% above its estimated GF Value™ of $71.20.
GuruFocus considers Cashmere Valley Bank to be Modestly Overvalued.
Key valuation signals for CSHX:
Shiller PE Ratio: 12.24 (27% above median its 10-year median of 9.62)
GF Value™: $71.20 vs. price of $91.70 (28.8% above fair value)
Industry Position: 10.3% below the Banks median (#479 of 1239)
No single metric tells the full story. See the CSHX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cashmere Valley Bank is a state-chartered bank engaged in providing banking products and services. It mainly serves small and middle-market businesses and middle-income individuals in Washington. The company's lending and other banking activities are carried out in and around Chelan, Douglas, Kittitas, and Yakima counties and, to a lesser degree, other areas of Western Washington. It offers checking, savings, business, investment, and retirement savings, health savings, certificate of deposit, college savings accounts, loans, mortgages, electronic banking, investment and insurance services, and credit cards.
61GF Score
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