NetSol TechnologiesKAR:NETSOL +1.82%76 3-Year Book Growth Rate is 12.70% as of Mar. 2026, which is 67% above its 10-year median of 7.60. GuruFocus rates KAR:NETSOL with a GF Score™ of 76/100 and a GF Value™ of ₨178.83 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 2,496 Software companies, NetSol Technologies ranks better than 68.43% on this metric.
During the past 12 months, NetSol Technologies's average Book Value per Share Growth Rate was 31.50% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 12.70% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 11.40% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 7.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 12 years, the highest 3-Year average Book Value per Share Growth Rate of NetSol Technologies was 13.30% per year. The lowest was 1.10% per year. And the median was 7.60% per year.
NetSol Technologies (KAR:NETSOL) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
NetSol Technologies 3-Year Book Growth Rate Related Terms
KAR:NETSOL vs IBM, ACN, FISV: 3-Year Book Growth Rate Comparison
For the Information Technology Services subindustry, NetSol Technologies's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NetSol Technologies 3-Year Book Growth Rate vs Software Industry
For the Software industry and Technology sector, NetSol Technologies's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where NetSol Technologies's 3-Year Book Growth Rate falls into.
NetSol Technologies 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 12.70% mean?
NetSol Technologies (KAR:NETSOL) has a 3-Year Book Growth Rate of 12.70% as of Mar. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for NetSol Technologies and its competitors. This is 67% above median its historical median of 7.60. Over the past decade, NetSol Technologies' 3-Year Book Growth Rate has ranged from 1.10 to 13.30. According to the industry distribution chart, NetSol Technologies ranks #788 out of 2496 companies in the Software industry, placing it in the top 31.6%.
Is NetSol Technologies' 3-Year Book Growth Rate too high?
NetSol Technologies' current 3-Year Book Growth Rate of 12.70% is 67% above median its 10-year median of 7.60. Over the past 10 years, this metric has ranged from a low of 1.10 to a high of 13.30. The Software industry median 3-Year Book Growth Rate is 5.40. NetSol Technologies' value of 12.70% is 135.2% above this industry median. Based on the distribution chart, NetSol Technologies ranks #788 out of 2496 companies in the Software industry, which is above the industry midpoint. Overall, NetSol Technologies has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does NetSol Technologies' 3-Year Book Growth Rate compare to IBM and ACN?
According to the Software industry distribution chart, NetSol Technologies ranks #788 out of 2496 companies for 3-Year Book Growth Rate. This puts NetSol Technologies in the upper half of its industry. The industry median 3-Year Book Growth Rate is 5.40. NetSol Technologies' value of 12.70% is 135.2% above this benchmark. Historically, NetSol Technologies' own 3-Year Book Growth Rate has ranged from 1.10 to 13.30 over the past decade. While the company's 10-year median is 7.60 vs. the industry median of 5.40, NetSol Technologies has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Software company?
The median 3-Year Book Growth Rate among Software companies is 5.40, based on 2,496 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NetSol Technologies's current 3-Year Book Growth Rate of 12.70% is 135.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for NetSol Technologies and its competitors. For the Software industry, the median 3-Year Book Growth Rate is 5.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NetSol Technologies's current 3-Year Book Growth Rate is 12.70%, which is 67% above median its own 10-year median of 7.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NetSol Technologies stock overvalued right now?
Based on GuruFocus' analysis, NetSol Technologies (KAR:NETSOL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₨178.83, compared to a current price of ₨130.57 — trading 27% below its estimated fair value. The current 3-Year Book Growth Rate is 12.70%, which is 67% above median its 10-year median of 7.60 and 135.2% above the Software industry median of 5.40. NetSol Technologies' overall GF Score™ is 76/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For NetSol Technologies (KAR:NETSOL), the current 3-Year Book Growth Rate is 12.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NetSol Technologies (KAR:NETSOL) Overvalued in 2026?
Based on GuruFocus' analysis, NetSol Technologies stock appears to be undervalued.
The current stock price of ₨130.57 is trading 27% below its estimated GF Value™ of ₨178.83.
GuruFocus considers NetSol Technologies to be Modestly Undervalued.
Key valuation signals for KAR:NETSOL:
3-Year Book Growth Rate: 12.70% (67% above median its 10-year median of 7.60)
GF Value™: ₨178.83 vs. price of ₨130.57 (27% below fair value)
Industry Position: 135.2% above the Software median (#788 of 2496)
No single metric tells the full story. See the KAR:NETSOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NetSol Technologies Ltd provides Information Technology services & enterprise solutions. It provides solutions for leasing and finance, healthcare technology, insurance, and e-Procurement. Its products include Enterprise Solutions, Business Intelligence, IT Consulting & Business Process Reengineering, Technology & Business Process Outsourcing, Application Development & Maintenance, Cloud Services. Its operating segments are product-based solutions and ancillary services, professional services, and business process outsourcing. Geographically, it operates in Pakistan, Asia Pacific, Australia & the USA, the UK, and other countries.
76GF Score
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