NetSol TechnologiesKAR:NETSOL -0.84%73 Equity-to-Asset is 0.69 as of Mar. 2026, which is 8% below its 10-year median of 0.75. GuruFocus rates KAR:NETSOL with a GF Score™ of 73/100 and a GF Value™ of ₨178.06 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 2,881 Software companies, NetSol Technologies ranks better than 69.21% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. NetSol Technologies's Total Stockholders Equity for the quarter that ended in Mar. 2026 was ₨12,587 Mil. NetSol Technologies's Total Assets for the quarter that ended in Mar. 2026 was ₨18,337 Mil.
Therefore, NetSol Technologies's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.69.
The historical rank and industry rank for NetSol Technologies's Equity-to-Asset or its related term are showing as below:
KAR:NETSOL'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.68 Med: 0.75 Max: 0.79
Current: 0.69
During the past 12 years, the highest Equity to Asset Ratio of NetSol Technologies was 0.79. The lowest was 0.68. And the median was 0.75.
KAR:NETSOL's Equity-to-Asset is ranked better than 69.21% of 2881
companies
in the Software industry
Industry Median: 0.56
vs KAR:NETSOL: 0.69
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
NetSol Technologies Equity-to-Asset Related Terms
NetSol Technologies Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for NetSol Technologies's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KAR:NETSOL vs IBM, ACN, FISV: Equity-to-Asset Comparison
For the Information Technology Services subindustry, NetSol Technologies's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NetSol Technologies Equity-to-Asset vs Software Industry
For the Software industry and Technology sector, NetSol Technologies's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where NetSol Technologies's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
NetSol Technologies's Equity to Asset Ratio for the fiscal year that ended in Jun. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NetSol Technologies (KAR:NETSOL) has a Equity-to-Asset of 0.69 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on NetSol Technologies and its competitors. This is near median its historical median of 0.75. Over the past decade, NetSol Technologies' Equity-to-Asset has ranged from 0.68 to 0.79. According to the industry distribution chart, NetSol Technologies ranks #887 out of 2881 companies in the Software industry, placing it in the top 30.8%.
Is NetSol Technologies' Equity-to-Asset too high?
NetSol Technologies' current Equity-to-Asset of 0.69 is near median its 10-year median of 0.75. Over the past 10 years, this metric has ranged from a low of 0.68 to a high of 0.79. The Software industry median Equity-to-Asset is 0.56. NetSol Technologies' value of 0.69 is 23.2% above this industry median. Based on the distribution chart, NetSol Technologies ranks #887 out of 2881 companies in the Software industry, which is above the industry midpoint. Overall, NetSol Technologies has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does NetSol Technologies' Equity-to-Asset compare to IBM and ACN?
According to the Software industry distribution chart, NetSol Technologies ranks #887 out of 2881 companies for Equity-to-Asset. This puts NetSol Technologies in the upper half of its industry. The industry median Equity-to-Asset is 0.56. NetSol Technologies' value of 0.69 is 23.2% above this benchmark. Historically, NetSol Technologies' own Equity-to-Asset has ranged from 0.68 to 0.79 over the past decade. While the company's 10-year median is 0.75 vs. the industry median of 0.56, NetSol Technologies has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.56, based on 2,881 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NetSol Technologies's current Equity-to-Asset of 0.69 is 23.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on NetSol Technologies and its competitors. For the Software industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NetSol Technologies's current Equity-to-Asset is 0.69, which is near median its own 10-year median of 0.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NetSol Technologies stock overvalued right now?
Based on GuruFocus' analysis, NetSol Technologies (KAR:NETSOL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₨178.06, compared to a current price of ₨134.02 — trading 24.7% below its estimated fair value. The current Equity-to-Asset is 0.69, which is near median its 10-year median of 0.75 and 23.2% above the Software industry median of 0.56. NetSol Technologies' overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For NetSol Technologies (KAR:NETSOL), the current Equity-to-Asset is 0.69 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NetSol Technologies (KAR:NETSOL) Overvalued in 2026?
Based on GuruFocus' analysis, NetSol Technologies stock appears to be undervalued.
The current stock price of ₨134.02 is trading 24.7% below its estimated GF Value™ of ₨178.06.
GuruFocus considers NetSol Technologies to be Modestly Undervalued.
Key valuation signals for KAR:NETSOL:
Equity-to-Asset: 0.69 (near median its 10-year median of 0.75)
GF Value™: ₨178.06 vs. price of ₨134.02 (24.7% below fair value)
Industry Position: 23.2% above the Software median (#887 of 2881)
No single metric tells the full story. See the KAR:NETSOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NetSol Technologies Ltd provides Information Technology services & enterprise solutions. It provides solutions for leasing and finance, healthcare technology, insurance, and e-Procurement. Its products include Enterprise Solutions, Business Intelligence, IT Consulting & Business Process Reengineering, Technology & Business Process Outsourcing, Application Development & Maintenance, Cloud Services. Its operating segments are product-based solutions and ancillary services, professional services, and business process outsourcing. Geographically, it operates in Pakistan, Asia Pacific, Australia & the USA, the UK, and other countries.
73GF Score
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