NetSol TechnologiesKAR:NETSOL +2.00%77 PB Ratio is 0.93 as of Jun. 26, 2026, which is 13% below its 10-year median of 1.07. GuruFocus rates KAR:NETSOL with a GF Score™ of 77/100 and a GF Value™ of ₨177.40 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 2,625 Software companies, NetSol Technologies ranks better than 83.81% on this metric.
The historical rank and industry rank for NetSol Technologies's PB Ratio or its related term are showing as below:
KAR:NETSOL'
s PB Ratio Range Over the Past 10 Years
Min: 0.36 Med: 1.07 Max: 3.64
Current: 0.93
During the past 12 years, NetSol Technologies's highest PB Ratio was 3.64. The lowest was 0.36. And the median was 1.07.
KAR:NETSOL's PB Ratio is ranked better than 83.81% of 2625
companies
in the Software industry
Industry Median: 2.36
vs KAR:NETSOL: 0.93
During the past 12 months, NetSol Technologies's average Book Value Per Share Growth Rate was 31.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 12.70% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 11.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 7.20% per year.
During the past 12 years, the highest 3-Year average Book Value Per Share Growth Rate of NetSol Technologies was 13.30% per year. The lowest was 1.10% per year. And the median was 7.60% per year.
Back to Basics: PB Ratio
NetSol Technologies (KAR:NETSOL) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
NetSol Technologies PB Ratio Related Terms
NetSol Technologies PB Ratio Historical Data
* Premium members only.
The historical data trend for NetSol Technologies's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Information Technology Services subindustry, NetSol Technologies's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NetSol Technologies PB Ratio vs Software Industry
For the Software industry and Technology sector, NetSol Technologies's PB Ratio distribution charts can be found below:
* The bar in red indicates where NetSol Technologies's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
NetSol Technologies (KAR:NETSOL) has a PB Ratio of 0.93 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on NetSol Technologies and its competitors. This is 13% below median its historical median of 1.07. Over the past decade, NetSol Technologies' PB Ratio has ranged from 0.36 to 3.64. According to the industry distribution chart, NetSol Technologies ranks #425 out of 2625 companies in the Software industry, placing it in the top 16.2%.
Is NetSol Technologies' PB Ratio too high?
NetSol Technologies' current PB Ratio of 0.93 is 13% below median its 10-year median of 1.07. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 3.64. The Software industry median PB Ratio is 2.36. NetSol Technologies' value of 0.93 is 60.6% below this industry median. Based on the distribution chart, NetSol Technologies ranks #425 out of 2625 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, NetSol Technologies has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does NetSol Technologies' PB Ratio compare to IBM and ACN?
According to the Software industry distribution chart, NetSol Technologies ranks #425 out of 2625 companies for PB Ratio. This places NetSol Technologies in the top 16% of its industry — outperforming the majority of peers. The industry median PB Ratio is 2.36. NetSol Technologies' value of 0.93 is 60.6% below this benchmark. Historically, NetSol Technologies' own PB Ratio has ranged from 0.36 to 3.64 over the past decade. While the company's 10-year median is 1.07 vs. the industry median of 2.36, NetSol Technologies has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.36, based on 2,625 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NetSol Technologies's current PB Ratio of 0.93 is 60.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on NetSol Technologies and its competitors. For the Software industry, the median PB Ratio is 2.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NetSol Technologies's current PB Ratio is 0.93, which is 13% below median its own 10-year median of 1.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NetSol Technologies stock overvalued right now?
Based on GuruFocus' analysis, NetSol Technologies (KAR:NETSOL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₨177.40, compared to a current price of ₨134.47 — trading 24.2% below its estimated fair value. The current PB Ratio is 0.93, which is 13% below median its 10-year median of 1.07 and 60.6% below the Software industry median of 2.36. NetSol Technologies' overall GF Score™ is 77/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For NetSol Technologies (KAR:NETSOL), the current PB Ratio is 0.93 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NetSol Technologies (KAR:NETSOL) Overvalued in 2026?
Based on GuruFocus' analysis, NetSol Technologies stock appears to be undervalued.
The current stock price of ₨134.47 is trading 24.2% below its estimated GF Value™ of ₨177.40.
GuruFocus considers NetSol Technologies to be Modestly Undervalued.
Key valuation signals for KAR:NETSOL:
PB Ratio: 0.93 (13% below median its 10-year median of 1.07)
GF Value™: ₨177.40 vs. price of ₨134.47 (24.2% below fair value)
Industry Position: 60.6% below the Software median (#425 of 2625)
No single metric tells the full story. See the KAR:NETSOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NetSol Technologies Ltd provides Information Technology services & enterprise solutions. It provides solutions for leasing and finance, healthcare technology, insurance, and e-Procurement. Its products include Enterprise Solutions, Business Intelligence, IT Consulting & Business Process Reengineering, Technology & Business Process Outsourcing, Application Development & Maintenance, Cloud Services. Its operating segments are product-based solutions and ancillary services, professional services, and business process outsourcing. Geographically, it operates in Pakistan, Asia Pacific, Australia & the USA, the UK, and other countries.
77GF Score
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