NetSol TechnologiesKAR:NETSOL 77 Cash Ratio is 0.57 as of Mar. 2026, which is 49% below its 10-year median of 1.11. GuruFocus rates KAR:NETSOL with a GF Score™ of 77/100 and a GF Value™ of ₨177.40 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 2,802 Software companies, NetSol Technologies ranks worse than 58.53% on this metric.
NetSol Technologies has a Cash Ratio of 0.57. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for NetSol Technologies's Cash Ratio or its related term are showing as below:
KAR:NETSOL'
s Cash Ratio Range Over the Past 10 Years
Min: 0.25 Med: 1.11 Max: 1.59
Current: 0.57
During the past 12 years, NetSol Technologies's highest Cash Ratio was 1.59. The lowest was 0.25. And the median was 1.11.
KAR:NETSOL's Cash Ratio is ranked worse than 58.53% of 2802
companies
in the Software industry
Industry Median: 0.785
vs KAR:NETSOL: 0.57
NetSol Technologies (KAR:NETSOL) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
NetSol Technologies Cash Ratio Related Terms
NetSol Technologies Cash Ratio Historical Data
* Premium members only.
The historical data trend for NetSol Technologies's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KAR:NETSOL vs IBM, ACN, FISV: Cash Ratio Comparison
For the Information Technology Services subindustry, NetSol Technologies's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NetSol Technologies Cash Ratio vs Software Industry
For the Software industry and Technology sector, NetSol Technologies's Cash Ratio distribution charts can be found below:
* The bar in red indicates where NetSol Technologies's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NetSol Technologies (KAR:NETSOL) has a Cash Ratio of 0.57 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on NetSol Technologies and its competitors. This is 49% below median its historical median of 1.11. Over the past decade, NetSol Technologies' Cash Ratio has ranged from 0.25 to 1.59. According to the industry distribution chart, NetSol Technologies ranks #1640 out of 2802 companies in the Software industry, placing it in the top 58.5%.
Is NetSol Technologies' Cash Ratio too high?
NetSol Technologies' current Cash Ratio of 0.57 is 49% below median its 10-year median of 1.11. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 1.59. The Software industry median Cash Ratio is 0.79. NetSol Technologies' value of 0.57 is 27.4% below this industry median. Based on the distribution chart, NetSol Technologies ranks #1640 out of 2802 companies in the Software industry, which is below the industry midpoint. Overall, NetSol Technologies has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does NetSol Technologies' Cash Ratio compare to IBM and ACN?
According to the Software industry distribution chart, NetSol Technologies ranks #1640 out of 2802 companies for Cash Ratio. This places NetSol Technologies in the lower half of its industry. The industry median Cash Ratio is 0.79. NetSol Technologies' value of 0.57 is 27.4% below this benchmark. Historically, NetSol Technologies' own Cash Ratio has ranged from 0.25 to 1.59 over the past decade. While the company's 10-year median is 1.11 vs. the industry median of 0.79, NetSol Technologies has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Software company?
The median Cash Ratio among Software companies is 0.79, based on 2,802 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NetSol Technologies's current Cash Ratio of 0.57 is 27.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on NetSol Technologies and its competitors. For the Software industry, the median Cash Ratio is 0.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NetSol Technologies's current Cash Ratio is 0.57, which is 49% below median its own 10-year median of 1.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NetSol Technologies stock overvalued right now?
Based on GuruFocus' analysis, NetSol Technologies (KAR:NETSOL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₨177.40, compared to a current price of ₨134.47 — trading 24.2% below its estimated fair value. The current Cash Ratio is 0.57, which is 49% below median its 10-year median of 1.11 and 27.4% below the Software industry median of 0.79. NetSol Technologies' overall GF Score™ is 77/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For NetSol Technologies (KAR:NETSOL), the current Cash Ratio is 0.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NetSol Technologies (KAR:NETSOL) Overvalued in 2026?
Based on GuruFocus' analysis, NetSol Technologies stock appears to be undervalued.
The current stock price of ₨134.47 is trading 24.2% below its estimated GF Value™ of ₨177.40.
GuruFocus considers NetSol Technologies to be Modestly Undervalued.
Key valuation signals for KAR:NETSOL:
Cash Ratio: 0.57 (49% below median its 10-year median of 1.11)
GF Value™: ₨177.40 vs. price of ₨134.47 (24.2% below fair value)
Industry Position: 27.4% below the Software median (#1640 of 2802)
No single metric tells the full story. See the KAR:NETSOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NetSol Technologies Ltd provides Information Technology services & enterprise solutions. It provides solutions for leasing and finance, healthcare technology, insurance, and e-Procurement. Its products include Enterprise Solutions, Business Intelligence, IT Consulting & Business Process Reengineering, Technology & Business Process Outsourcing, Application Development & Maintenance, Cloud Services. Its operating segments are product-based solutions and ancillary services, professional services, and business process outsourcing. Geographically, it operates in Pakistan, Asia Pacific, Australia & the USA, the UK, and other countries.
77GF Score
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