NetSol Technologies (KAR:NETSOL) Current Ratio: 2.81 (As of Mar. 2026) — 14% Below Median


KAR:NETSOL NetSol Technologies Ltd KAR:NETSOL
77 GF Score
Price ₨134.47
GF Value ₨177.33
Valuation Modestly Undervalued
! 1 Warning Sign
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What is NetSol Technologies Current Ratio?

NetSol Technologies KAR:NETSOL +2.00% 77 Current Ratio is 2.81 as of Mar. 2026, which is 14% below its 10-year median of 3.28. GuruFocus rates KAR:NETSOL with a GF Score™ of 77/100 and a GF Value™ of ₨177.33 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 2,865 Software companies, NetSol Technologies ranks better than 70.58% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. NetSol Technologies's current ratio for the quarter that ended in Mar. 2026 was 2.81.

NetSol Technologies has a current ratio of 2.81. It generally indicates good short-term financial strength.

The historical rank and industry rank for NetSol Technologies's Current Ratio or its related term are showing as below:

KAR:NETSOL' s Current Ratio Range Over the Past 10 Years
Min: 2.12   Med: 3.28   Max: 4.17
Current: 2.81

During the past 12 years, NetSol Technologies's highest Current Ratio was 4.17. The lowest was 2.12. And the median was 3.28.

KAR:NETSOL's Current Ratio is ranked better than
70.58% of 2865 companies
in the Software industry
Industry Median: 1.82 vs KAR:NETSOL: 2.81

NetSol Technologies  (KAR:NETSOL) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


NetSol Technologies Current Ratio Related Terms


NetSol Technologies Current Ratio Historical Data

* Premium members only.

The historical data trend for NetSol Technologies's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NetSol Technologies Current Ratio Chart

NetSol Technologies Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Current Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.02 3.21 3.07 3.31 3.69

NetSol Technologies Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.50 3.69 3.33 3.89 2.81

KAR:NETSOL vs IBM, ACN, FISV: Current Ratio Comparison

For the Information Technology Services subindustry, NetSol Technologies's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NetSol Technologies Current Ratio vs Software Industry

For the Software industry and Technology sector, NetSol Technologies's Current Ratio distribution charts can be found below:

* The bar in red indicates where NetSol Technologies's Current Ratio falls into.


KAR:NETSOL
77GF Score
NetSol Technologies Ltd KAR:NETSOL
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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NetSol Technologies Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

NetSol Technologies's Current Ratio for the fiscal year that ended in Jun. 2025 is calculated as

Current Ratio (A: Jun. 2025 )=Total Current Assets (A: Jun. 2025 )/Total Current Liabilities (A: Jun. 2025 )
=12985.14/3520.087
=3.69

NetSol Technologies's Current Ratio for the quarter that ended in Mar. 2026 is calculated as

Current Ratio (Q: Mar. 2026 )=Total Current Assets (Q: Mar. 2026 )/Total Current Liabilities (Q: Mar. 2026 )
=15924.388/5667.382
=2.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 2.81 mean?
NetSol Technologies (KAR:NETSOL) has a Current Ratio of 2.81 as of Mar. 2026. This is 14% below median its historical median of 3.28. Over the past decade, NetSol Technologies' Current Ratio has ranged from 2.12 to 4.17. According to the industry distribution chart, NetSol Technologies ranks #843 out of 2865 companies in the Software industry, placing it in the top 29.4%.
Is NetSol Technologies' Current Ratio too high?
NetSol Technologies' current Current Ratio of 2.81 is 14% below median its 10-year median of 3.28. Over the past 10 years, this metric has ranged from a low of 2.12 to a high of 4.17. The Software industry median Current Ratio is 1.82. NetSol Technologies' value of 2.81 is 54.4% above this industry median. Based on the distribution chart, NetSol Technologies ranks #843 out of 2865 companies in the Software industry, which is above the industry midpoint. Overall, NetSol Technologies has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does NetSol Technologies' Current Ratio compare to IBM and ACN?
According to the Software industry distribution chart, NetSol Technologies ranks #843 out of 2865 companies for Current Ratio. This puts NetSol Technologies in the upper half of its industry. The industry median Current Ratio is 1.82. NetSol Technologies' value of 2.81 is 54.4% above this benchmark. Historically, NetSol Technologies' own Current Ratio has ranged from 2.12 to 4.17 over the past decade. While the company's 10-year median is 3.28 vs. the industry median of 1.82, NetSol Technologies has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Software company?
The median Current Ratio among Software companies is 1.82, based on 2,865 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NetSol Technologies's current Current Ratio of 2.81 is 54.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Current Ratio is 1.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NetSol Technologies's current Current Ratio is 2.81, which is 14% below median its own 10-year median of 3.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NetSol Technologies stock overvalued right now?
Based on GuruFocus' analysis, NetSol Technologies (KAR:NETSOL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₨177.33, compared to a current price of ₨134.47 — trading 24.2% below its estimated fair value. The current Current Ratio is 2.81, which is 14% below median its 10-year median of 3.28 and 54.4% above the Software industry median of 1.82. NetSol Technologies' overall GF Score™ is 77/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For NetSol Technologies (KAR:NETSOL), the current Current Ratio is 2.81 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NetSol Technologies (KAR:NETSOL) Overvalued in 2026?

Based on GuruFocus' analysis, NetSol Technologies stock appears to be undervalued. The current stock price of ₨134.47 is trading 24.2% below its estimated GF Value™ of ₨177.33. GuruFocus considers NetSol Technologies to be Modestly Undervalued.

Key valuation signals for KAR:NETSOL:

  • Current Ratio: 2.81 (14% below median its 10-year median of 3.28)
  • GF Value™: ₨177.33 vs. price of ₨134.47 (24.2% below fair value)
  • GF Score™: 77/100 with 1 warning sign
  • Industry Position: 54.4% above the Software median (#843 of 2865)

No single metric tells the full story. See the KAR:NETSOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NetSol Technologies Business Description

Address Lahore Ring Road, Ghazi Road Interchange, NETSOL IT Village (Software Technology Park), Lahore Cantonment, Lahore, PB, PAK, 54792
NetSol Technologies Ltd provides Information Technology services & enterprise solutions. It provides solutions for leasing and finance, healthcare technology, insurance, and e-Procurement. Its products include Enterprise Solutions, Business Intelligence, IT Consulting & Business Process Reengineering, Technology & Business Process Outsourcing, Application Development & Maintenance, Cloud Services. Its operating segments are product-based solutions and ancillary services, professional services, and business process outsourcing. Geographically, it operates in Pakistan, Asia Pacific, Australia & the USA, the UK, and other countries.
77GF Score

Get the complete analysis for KAR:NETSOL

Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨134.47
Price
₨177.33
GF Value