Life Settlement Assets (LSE:LSAA) 3-Year Book Growth Rate: 3.00% (As of Dec. 2025) — 33% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LSE:LSAA Life Settlement Assets PLC LSE:LSAA
49 GF Score
Price $1.80
GF Value $3.23
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Life Settlement Assets 3-Year Book Growth Rate?

Life Settlement Assets LSE:LSAA 49 3-Year Book Growth Rate is 3.00% as of Dec. 2025, which is 33% above its 10-year median of 2.25. GuruFocus rates LSE:LSAA with a GF Score™ of 49/100 and a GF Value™ of $3.23 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,520 Asset Management companies, Life Settlement Assets ranks better than 55.26% on this metric.

Life Settlement Assets's Book Value per Share for the quarter that ended in Dec. 2025 was $2.41.

During the past 12 months, Life Settlement Assets's average Book Value per Share Growth Rate was 5.50% per year. During the past 3 years, the average Book Value per Share Growth Rate was 3.00% per year. During the past 5 years, the average Book Value per Share Growth Rate was 5.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

During the past 8 years, the highest 3-Year average Book Value per Share Growth Rate of Life Settlement Assets was 9.10% per year. The lowest was 1.30% per year. And the median was 2.25% per year.


Life Settlement Assets  (LSE:LSAA) 3-Year Book Growth Rate Explanation

Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.


Life Settlement Assets 3-Year Book Growth Rate Related Terms


LSE:LSAA vs BLK, BX, KKR: 3-Year Book Growth Rate Comparison

For the Asset Management subindustry, Life Settlement Assets's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Life Settlement Assets 3-Year Book Growth Rate vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Life Settlement Assets's 3-Year Book Growth Rate distribution charts can be found below:

* The bar in red indicates where Life Settlement Assets's 3-Year Book Growth Rate falls into.


LSE:LSAA
49GF Score
Life Settlement Assets PLC LSE:LSAA
3-Year Book Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Life Settlement Assets 3-Year Book Growth Rate Calculation

This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

What does a 3-Year Book Growth Rate of 3.00% mean?
Life Settlement Assets (LSE:LSAA) has a 3-Year Book Growth Rate of 3.00% as of Dec. 2025. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Life Settlement Assets and its competitors. This is 33% above median its historical median of 2.25. Over the past decade, Life Settlement Assets' 3-Year Book Growth Rate has ranged from 1.30 to 9.10. According to the industry distribution chart, Life Settlement Assets ranks #680 out of 1520 companies in the Asset Management industry, placing it in the top 44.7%.
Is Life Settlement Assets' 3-Year Book Growth Rate too high?
Life Settlement Assets' current 3-Year Book Growth Rate of 3.00% is 33% above median its 10-year median of 2.25. Over the past 10 years, this metric has ranged from a low of 1.30 to a high of 9.10. The Asset Management industry median 3-Year Book Growth Rate is 2.00. Life Settlement Assets' value of 3.00% is 50% above this industry median. Based on the distribution chart, Life Settlement Assets ranks #680 out of 1520 companies in the Asset Management industry, which is above the industry midpoint. Overall, Life Settlement Assets has a GF Score™ of 49/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Life Settlement Assets' 3-Year Book Growth Rate compare to BLK and BX?
According to the Asset Management industry distribution chart, Life Settlement Assets ranks #680 out of 1520 companies for 3-Year Book Growth Rate. This puts Life Settlement Assets in the upper half of its industry. The industry median 3-Year Book Growth Rate is 2.00. Life Settlement Assets' value of 3.00% is 50% above this benchmark. Historically, Life Settlement Assets' own 3-Year Book Growth Rate has ranged from 1.30 to 9.10 over the past decade. While the company's 10-year median is 2.25 vs. the industry median of 2.00, Life Settlement Assets has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for an Asset Management company?
The median 3-Year Book Growth Rate among Asset Management companies is 2.00, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Life Settlement Assets's current 3-Year Book Growth Rate of 3.00% is 50% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Life Settlement Assets and its competitors. For the Asset Management industry, the median 3-Year Book Growth Rate is 2.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Life Settlement Assets's current 3-Year Book Growth Rate is 3.00%, which is 33% above median its own 10-year median of 2.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Life Settlement Assets stock overvalued right now?
Based on GuruFocus' analysis, Life Settlement Assets (LSE:LSAA) is currently considered Significantly Undervalued. The stock's GF Value™ is $3.23, compared to a current price of $1.80 — trading 44.3% below its estimated fair value. The current 3-Year Book Growth Rate is 3.00%, which is 33% above median its 10-year median of 2.25 and 50% above the Asset Management industry median of 2.00. Life Settlement Assets' overall GF Score™ is 49/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Life Settlement Assets (LSE:LSAA), the current 3-Year Book Growth Rate is 3.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Life Settlement Assets (LSE:LSAA) Overvalued in 2026?

Based on GuruFocus' analysis, Life Settlement Assets stock appears to be undervalued. The current stock price of $1.80 is trading 44.3% below its estimated GF Value™ of $3.23. GuruFocus considers Life Settlement Assets to be Significantly Undervalued.

Key valuation signals for LSE:LSAA:

  • 3-Year Book Growth Rate: 3.00% (33% above median its 10-year median of 2.25)
  • GF Value™: $3.23 vs. price of $1.80 (44.3% below fair value)
  • GF Score™: 49/100 with 1 warning sign
  • Industry Position: 50% above the Asset Management median (#680 of 1520)

No single metric tells the full story. See the LSE:LSAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Life Settlement Assets Business Description

Address Den House, The Office Suite, Den Promenade, Teignmouth, Devon, GBR, Q14 8SY
Life Settlement Assets PLC is a closed-ended investment company. The company's principal activities are to support and manage portfolios of whole and partial interests in life settlement policies issued by life insurance companies operating predominantly in the United States. Its investment objective is to generate long-term returns for shareholders by investing in the life settlement market. The Company's entire income is generated on the life settlement portfolios in the USA.
49GF Score

Get the complete analysis for LSE:LSAA

3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.80
Price
$3.23
GF Value