Life Settlement Assets (LSE:LSAA) Return-on-Tangible-Asset: 9.33% (As of Dec. 2025) — 146% Above Median


LSE:LSAA Life Settlement Assets PLC LSE:LSAA
58 GF Score
Price $1.80
GF Value $3.12
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Life Settlement Assets Return-on-Tangible-Asset?

Life Settlement Assets LSE:LSAA 58 Return-on-Tangible-Asset is 9.33% as of Dec. 2025, which is 146% above its 10-year median of 3.79. GuruFocus rates LSE:LSAA with a GF Score™ of 58/100 and a GF Value™ of $3.12 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,635 Asset Management companies, Life Settlement Assets ranks better than 59.94% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Life Settlement Assets's annualized Net Income for the quarter that ended in Dec. 2025 was $9.82 Mil. Life Settlement Assets's average total tangible assets for the quarter that ended in Dec. 2025 was $105.22 Mil. Therefore, Life Settlement Assets's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 9.33%.

The historical rank and industry rank for Life Settlement Assets's Return-on-Tangible-Asset or its related term are showing as below:

LSE:LSAA' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -6.07   Med: 3.79   Max: 13.45
Current: 6.51

During the past 8 years, Life Settlement Assets's highest Return-on-Tangible-Asset was 13.45%. The lowest was -6.07%. And the median was 3.79%.

LSE:LSAA's Return-on-Tangible-Asset is ranked better than
59.94% of 1635 companies
in the Asset Management industry
Industry Median: 4.23 vs LSE:LSAA: 6.51

Life Settlement Assets  (LSE:LSAA) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Life Settlement Assets Return-on-Tangible-Asset Related Terms


Life Settlement Assets Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Life Settlement Assets's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Life Settlement Assets Return-on-Tangible-Asset Chart

Life Settlement Assets Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial 13.45 0.53 3.79 3.00 6.43

Life Settlement Assets Semi-Annual Data
Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.11 6.26 -0.42 3.75 9.33

LSE:LSAA vs BLK, BX, KKR: Return-on-Tangible-Asset Comparison

For the Asset Management subindustry, Life Settlement Assets's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Life Settlement Assets Return-on-Tangible-Asset vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Life Settlement Assets's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Life Settlement Assets's Return-on-Tangible-Asset falls into.


LSE:LSAA
58GF Score
Life Settlement Assets PLC LSE:LSAA
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Life Settlement Assets Return-on-Tangible-Asset Calculation

Life Settlement Assets's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=6.855/( (105.244+108.099)/ 2 )
=6.855/106.6715
=6.43 %

Life Settlement Assets's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=9.82/( (102.345+108.099)/ 2 )
=9.82/105.222
=9.33 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.

What does a Return-on-Tangible-Asset of 9.33% mean?
Life Settlement Assets (LSE:LSAA) has a Return-on-Tangible-Asset of 9.33% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Life Settlement Assets and its competitors. This is 146% above median its historical median of 3.79. According to the industry distribution chart, Life Settlement Assets ranks #655 out of 1635 companies in the Asset Management industry, placing it in the top 40.1%.
Is Life Settlement Assets' Return-on-Tangible-Asset too high?
Life Settlement Assets' current Return-on-Tangible-Asset of 9.33% is 146% above median its 10-year median of 3.79. The Asset Management industry median Return-on-Tangible-Asset is 4.23. Life Settlement Assets' value of 9.33% is 120.6% above this industry median. Based on the distribution chart, Life Settlement Assets ranks #655 out of 1635 companies in the Asset Management industry, which is above the industry midpoint. Overall, Life Settlement Assets has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Life Settlement Assets' Return-on-Tangible-Asset compare to BLK and BX?
According to the Asset Management industry distribution chart, Life Settlement Assets ranks #655 out of 1635 companies for Return-on-Tangible-Asset. This puts Life Settlement Assets in the upper half of its industry. The industry median Return-on-Tangible-Asset is 4.23. Life Settlement Assets' value of 9.33% is 120.6% above this benchmark. While the company's 10-year median is 3.79 vs. the industry median of 4.23, Life Settlement Assets has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Asset Management company?
The median Return-on-Tangible-Asset among Asset Management companies is 4.23, based on 1,635 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Life Settlement Assets's current Return-on-Tangible-Asset of 9.33% is 120.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Life Settlement Assets and its competitors. For the Asset Management industry, the median Return-on-Tangible-Asset is 4.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Life Settlement Assets's current Return-on-Tangible-Asset is 9.33%, which is 146% above median its own 10-year median of 3.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Life Settlement Assets stock overvalued right now?
Based on GuruFocus' analysis, Life Settlement Assets (LSE:LSAA) is currently considered Significantly Undervalued. The stock's GF Value™ is $3.12, compared to a current price of $1.80 — trading 42.5% below its estimated fair value. The current Return-on-Tangible-Asset is 9.33%, which is 146% above median its 10-year median of 3.79 and 120.6% above the Asset Management industry median of 4.23. Life Settlement Assets' overall GF Score™ is 58/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Life Settlement Assets (LSE:LSAA), the current Return-on-Tangible-Asset is 9.33% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Life Settlement Assets (LSE:LSAA) Overvalued in 2026?

Based on GuruFocus' analysis, Life Settlement Assets stock appears to be undervalued. The current stock price of $1.80 is trading 42.5% below its estimated GF Value™ of $3.12. GuruFocus considers Life Settlement Assets to be Significantly Undervalued.

Key valuation signals for LSE:LSAA:

  • Return-on-Tangible-Asset: 9.33% (146% above median its 10-year median of 3.79)
  • GF Value™: $3.12 vs. price of $1.80 (42.5% below fair value)
  • GF Score™: 58/100 with 1 warning sign
  • Industry Position: 120.6% above the Asset Management median (#655 of 1635)

No single metric tells the full story. See the LSE:LSAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Life Settlement Assets Business Description

Address Den House, The Office Suite, Den Promenade, Teignmouth, Devon, GBR, Q14 8SY
Life Settlement Assets PLC is a closed-ended investment company. The company's principal activities are to support and manage portfolios of whole and partial interests in life settlement policies issued by life insurance companies operating predominantly in the United States. Its investment objective is to generate long-term returns for shareholders by investing in the life settlement market. The Company's entire income is generated on the life settlement portfolios in the USA.
58GF Score

Get the complete analysis for LSE:LSAA

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.80
Price
$3.12
GF Value