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Life Settlement Assets (LSE:LSAA) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Life Settlement Assets Equity-to-Asset Related Terms
Life Settlement Assets Equity-to-Asset Historical Data
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The historical data trend for Life Settlement Assets's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:LSAA vs BLK, BX, KKR: Equity-to-Asset Comparison
For the Asset Management subindustry, Life Settlement Assets's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Life Settlement Assets Equity-to-Asset vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Life Settlement Assets's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Life Settlement Assets's Equity-to-Asset falls into.
Life Settlement Assets Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Life Settlement Assets's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Life Settlement Assets (LSE:LSAA) has a Equity-to-Asset of 0.98 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Life Settlement Assets and its competitors. This is near median its historical median of 0.97. Over the past decade, Life Settlement Assets' Equity-to-Asset has ranged from 0.81 to 0.99.
Is Life Settlement Assets' Equity-to-Asset too high?
Life Settlement Assets' current Equity-to-Asset of 0.98 is near median its 10-year median of 0.97. Over the past 10 years, this metric has ranged from a low of 0.81 to a high of 0.99. The Asset Management industry median Equity-to-Asset is 0.83. Life Settlement Assets' value of 0.98 is 18.1% above this industry median. Overall, Life Settlement Assets has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Life Settlement Assets' Equity-to-Asset compare to BLK and BX?
Life Settlement Assets' Equity-to-Asset of 0.98 can be compared against companies in the Asset Management industry. The industry median Equity-to-Asset is 0.83. Life Settlement Assets' value of 0.98 is 18.1% above this benchmark. Historically, Life Settlement Assets' own Equity-to-Asset has ranged from 0.81 to 0.99 over the past decade. While the company's 10-year median is 0.97 vs. the industry median of 0.83, Life Settlement Assets has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Asset Management company?
The median Equity-to-Asset among Asset Management companies is 0.83, based on 1,628 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Life Settlement Assets's current Equity-to-Asset of 0.98 is 18.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Life Settlement Assets and its competitors. For the Asset Management industry, the median Equity-to-Asset is 0.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Life Settlement Assets's current Equity-to-Asset is 0.98, which is near median its own 10-year median of 0.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Life Settlement Assets stock overvalued right now?
Life Settlement Assets (LSE:LSAA) has a current Equity-to-Asset of 0.98. The stock's GF Value™ is $3.14, compared to a current price of $1.80 — trading 42.7% below its estimated fair value. The current Equity-to-Asset is 0.98, which is near median its 10-year median of 0.97 and 18.1% above the Asset Management industry median of 0.83. Life Settlement Assets' overall GF Score™ is 54/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Life Settlement Assets (LSE:LSAA), the current Equity-to-Asset is 0.98 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Life Settlement Assets (LSE:LSAA) Overvalued in 2026?
Based on GuruFocus' analysis, Life Settlement Assets stock appears to be undervalued.
The current stock price of $1.80 is trading 42.7% below its estimated GF Value™ of $3.14.
Key valuation signals for LSE:LSAA:
Equity-to-Asset: 0.98 (near median its 10-year median of 0.97)
GF Value™: $3.14 vs. price of $1.80 (42.7% below fair value)
Industry Position: 18.1% above the Asset Management median
No single metric tells the full story. See the LSE:LSAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Life Settlement Assets PLC is a closed-ended investment company. The company's principal activities are to support and manage portfolios of whole and partial interests in life settlement policies issued by life insurance companies operating predominantly in the United States. Its investment objective is to generate long-term returns for shareholders by investing in the life settlement market. The Company's entire income is generated on the life settlement portfolios in the USA.
54GF Score
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