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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Life Settlement Assets's Total Liabilities for the quarter that ended in Dec. 2025 was $1.82 Mil. Life Settlement Assets's Total Assets for the quarter that ended in Dec. 2025 was $108.10 Mil.
Therefore, Life Settlement Assets's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 0.02.
Life Settlement Assets (LSE:LSAA) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Life Settlement Assets Liabilities-to-Assets Related Terms
Life Settlement Assets Liabilities-to-Assets Historical Data
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The historical data trend for Life Settlement Assets's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Life Settlement Assets Liabilities-to-Assets Chart
LSE:LSAA vs BLK, BX, KKR: Liabilities-to-Assets Comparison
For the Asset Management subindustry, Life Settlement Assets's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Life Settlement Assets Liabilities-to-Assets vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Life Settlement Assets's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Life Settlement Assets's Liabilities-to-Assets falls into.
Life Settlement Assets Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Life Settlement Assets's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Life Settlement Assets (LSE:LSAA) has a Liabilities-to-Assets of 0.02 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Life Settlement Assets and its competitors.
Is Life Settlement Assets' Liabilities-to-Assets too high?
Life Settlement Assets' current Liabilities-to-Assets is 0.02. Overall, Life Settlement Assets has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Life Settlement Assets' Liabilities-to-Assets compare to BLK and BX?
Life Settlement Assets' Liabilities-to-Assets of 0.02 can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for an Asset Management company?
A good Liabilities-to-Assets depends on the Asset Management industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Life Settlement Assets and its competitors. Life Settlement Assets's current Liabilities-to-Assets is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Life Settlement Assets stock overvalued right now?
Life Settlement Assets (LSE:LSAA) has a current Liabilities-to-Assets of 0.02. The stock's GF Value™ is $3.14, compared to a current price of $1.80 — trading 42.7% below its estimated fair value. The current Liabilities-to-Assets is 0.02. Life Settlement Assets' overall GF Score™ is 54/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Life Settlement Assets (LSE:LSAA), the current Liabilities-to-Assets is 0.02 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Life Settlement Assets (LSE:LSAA) Overvalued in 2026?
Based on GuruFocus' analysis, Life Settlement Assets stock appears to be undervalued.
The current stock price of $1.80 is trading 42.7% below its estimated GF Value™ of $3.14.
Key valuation signals for LSE:LSAA:
Liabilities-to-Assets: 0.02
GF Value™: $3.14 vs. price of $1.80 (42.7% below fair value)
No single metric tells the full story. See the LSE:LSAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Life Settlement Assets PLC is a closed-ended investment company. The company's principal activities are to support and manage portfolios of whole and partial interests in life settlement policies issued by life insurance companies operating predominantly in the United States. Its investment objective is to generate long-term returns for shareholders by investing in the life settlement market. The Company's entire income is generated on the life settlement portfolios in the USA.
54GF Score
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Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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