Life Settlement Assets (LSE:LSAA) 3-Year RORE % : 22.08% (As of Dec. 2025)


LSE:LSAA Life Settlement Assets PLC LSE:LSAA
59 GF Score
Price $1.80
GF Value $3.11
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Life Settlement Assets 3-Year RORE %?

Life Settlement Assets LSE:LSAA 59 3-Year RORE % is 22.08 as of Dec. 2025. GuruFocus rates LSE:LSAA with a GF Score™ of 59/100 and a GF Value™ of $3.11 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,536 Asset Management companies, Life Settlement Assets ranks better than 55.79% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Life Settlement Assets's 3-Year RORE % for the quarter that ended in Dec. 2025 was 22.08%.

The industry rank for Life Settlement Assets's 3-Year RORE % or its related term are showing as below:

LSE:LSAA's 3-Year RORE % is ranked better than
55.79% of 1536 companies
in the Asset Management industry
Industry Median: 12.53 vs LSE:LSAA: 22.08

Life Settlement Assets  (LSE:LSAA) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Life Settlement Assets 3-Year RORE % Related Terms


Life Settlement Assets 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Life Settlement Assets's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Life Settlement Assets 3-Year RORE % Chart

Life Settlement Assets Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial 11.38 121.09 -54.34 33.73 22.08

Life Settlement Assets Semi-Annual Data
Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -54.34 8.87 33.73 6.28 22.08

LSE:LSAA vs BLK, BX, KKR: 3-Year RORE % Comparison

For the Asset Management subindustry, Life Settlement Assets's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Life Settlement Assets 3-Year RORE % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Life Settlement Assets's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Life Settlement Assets's 3-Year RORE % falls into.


LSE:LSAA
59GF Score
Life Settlement Assets PLC LSE:LSAA
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Life Settlement Assets 3-Year RORE % Calculation

Life Settlement Assets's 3-Year RORE % for the quarter that ended in Dec. 2025 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 0.154-0.086 )/( 0.308-0 )
=0.068/0.308
=22.08 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 22.08 mean?
Life Settlement Assets (LSE:LSAA) has a 3-Year RORE % of 22.08 as of Dec. 2025. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Life Settlement Assets and its competitors. According to the industry distribution chart, Life Settlement Assets ranks #679 out of 1536 companies in the Asset Management industry, placing it in the top 44.2%.
Is Life Settlement Assets' 3-Year RORE % too high?
Life Settlement Assets' current 3-Year RORE % is 22.08. The Asset Management industry median 3-Year RORE % is 12.53. Life Settlement Assets' value of 22.08 is 76.2% above this industry median. Based on the distribution chart, Life Settlement Assets ranks #679 out of 1536 companies in the Asset Management industry, which is above the industry midpoint. Overall, Life Settlement Assets has a GF Score™ of 59/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Life Settlement Assets' 3-Year RORE % compare to BLK and BX?
According to the Asset Management industry distribution chart, Life Settlement Assets ranks #679 out of 1536 companies for 3-Year RORE %. This puts Life Settlement Assets in the upper half of its industry. The industry median 3-Year RORE % is 12.53. Life Settlement Assets' value of 22.08 is 76.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Asset Management company?
The median 3-Year RORE % among Asset Management companies is 12.53, based on 1,536 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Life Settlement Assets's current 3-Year RORE % of 22.08 is 76.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Life Settlement Assets and its competitors. For the Asset Management industry, the median 3-Year RORE % is 12.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Life Settlement Assets's current 3-Year RORE % is 22.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Life Settlement Assets stock overvalued right now?
Based on GuruFocus' analysis, Life Settlement Assets (LSE:LSAA) is currently considered Significantly Undervalued. The stock's GF Value™ is $3.11, compared to a current price of $1.80 — trading 42.3% below its estimated fair value. The current 3-Year RORE % is 22.08 and 76.2% above the Asset Management industry median of 12.53. Life Settlement Assets' overall GF Score™ is 59/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Life Settlement Assets (LSE:LSAA), the current 3-Year RORE % is 22.08 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Life Settlement Assets (LSE:LSAA) Overvalued in 2026?

Based on GuruFocus' analysis, Life Settlement Assets stock appears to be undervalued. The current stock price of $1.80 is trading 42.3% below its estimated GF Value™ of $3.11. GuruFocus considers Life Settlement Assets to be Significantly Undervalued.

Key valuation signals for LSE:LSAA:

  • 3-Year RORE %: 22.08
  • GF Value™: $3.11 vs. price of $1.80 (42.3% below fair value)
  • GF Score™: 59/100 with 1 warning sign
  • Industry Position: 76.2% above the Asset Management median (#679 of 1536)

No single metric tells the full story. See the LSE:LSAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Life Settlement Assets Business Description

Address Den House, The Office Suite, Den Promenade, Teignmouth, Devon, GBR, Q14 8SY
Life Settlement Assets PLC is a closed-ended investment company. The company's principal activities are to support and manage portfolios of whole and partial interests in life settlement policies issued by life insurance companies operating predominantly in the United States. Its investment objective is to generate long-term returns for shareholders by investing in the life settlement market. The Company's entire income is generated on the life settlement portfolios in the USA.
59GF Score

Get the complete analysis for LSE:LSAA

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.80
Price
$3.11
GF Value