Life Settlement AssetsLSE:LSAA +0.28%54 Return-on-Tangible-Equity is 9.49% as of Dec. 2025, which is 144% above its 10-year median of 3.89. GuruFocus rates LSE:LSAA with a GF Score™ of 54/100 and a GF Value™ of $3.10 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,588 Asset Management companies, Life Settlement Assets ranks worse than 52.02% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Life Settlement Assets's annualized net income for the quarter that ended in Dec. 2025 was $9.82 Mil. Life Settlement Assets's average shareholder tangible equity for the quarter that ended in Dec. 2025 was $103.51 Mil. Therefore, Life Settlement Assets's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 9.49%.
The historical rank and industry rank for Life Settlement Assets's Return-on-Tangible-Equity or its related term are showing as below:
LSE:LSAA'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -6.28 Med: 3.89 Max: 13.78
Current: 6.62
During the past 8 years, Life Settlement Assets's highest Return-on-Tangible-Equity was 13.78%. The lowest was -6.28%. And the median was 3.89%.
LSE:LSAA's Return-on-Tangible-Equity is ranked worse than 52.02% of 1588
companies
in the Asset Management industry
Industry Median: 7.19
vs LSE:LSAA: 6.62
Life Settlement Assets (LSE:LSAA) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Life Settlement Assets Return-on-Tangible-Equity Related Terms
Life Settlement Assets Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Life Settlement Assets's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Life Settlement Assets Return-on-Tangible-Equity Chart
LSE:LSAA vs BLK, BX, KKR: Return-on-Tangible-Equity Comparison
For the Asset Management subindustry, Life Settlement Assets's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Life Settlement Assets Return-on-Tangible-Equity vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Life Settlement Assets's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Life Settlement Assets's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 9.49% mean?
Life Settlement Assets (LSE:LSAA) has a Return-on-Tangible-Equity of 9.49% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Life Settlement Assets and its competitors. This is 144% above median its historical median of 3.89. According to the industry distribution chart, Life Settlement Assets ranks #826 out of 1588 companies in the Asset Management industry, placing it in the top 52%.
Is Life Settlement Assets' Return-on-Tangible-Equity too high?
Life Settlement Assets' current Return-on-Tangible-Equity of 9.49% is 144% above median its 10-year median of 3.89. The Asset Management industry median Return-on-Tangible-Equity is 7.19. Life Settlement Assets' value of 9.49% is 32% above this industry median. Based on the distribution chart, Life Settlement Assets ranks #826 out of 1588 companies in the Asset Management industry, which is below the industry midpoint. Overall, Life Settlement Assets has a GF Score™ of 54/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Life Settlement Assets' Return-on-Tangible-Equity compare to BLK and BX?
According to the Asset Management industry distribution chart, Life Settlement Assets ranks #826 out of 1588 companies for Return-on-Tangible-Equity. This places Life Settlement Assets in the lower half of its industry. The industry median Return-on-Tangible-Equity is 7.19. Life Settlement Assets' value of 9.49% is 32% above this benchmark. While the company's 10-year median is 3.89 vs. the industry median of 7.19, Life Settlement Assets has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Asset Management company?
The median Return-on-Tangible-Equity among Asset Management companies is 7.19, based on 1,588 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Life Settlement Assets's current Return-on-Tangible-Equity of 9.49% is 32% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Life Settlement Assets and its competitors. For the Asset Management industry, the median Return-on-Tangible-Equity is 7.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Life Settlement Assets's current Return-on-Tangible-Equity is 9.49%, which is 144% above median its own 10-year median of 3.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Life Settlement Assets stock overvalued right now?
Based on GuruFocus' analysis, Life Settlement Assets (LSE:LSAA) is currently considered Significantly Undervalued. The stock's GF Value™ is $3.10, compared to a current price of $1.80 — trading 42.1% below its estimated fair value. The current Return-on-Tangible-Equity is 9.49%, which is 144% above median its 10-year median of 3.89 and 32% above the Asset Management industry median of 7.19. Life Settlement Assets' overall GF Score™ is 54/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Life Settlement Assets (LSE:LSAA), the current Return-on-Tangible-Equity is 9.49% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Life Settlement Assets (LSE:LSAA) Overvalued in 2026?
Based on GuruFocus' analysis, Life Settlement Assets stock appears to be undervalued.
The current stock price of $1.80 is trading 42.1% below its estimated GF Value™ of $3.10.
GuruFocus considers Life Settlement Assets to be Significantly Undervalued.
Key valuation signals for LSE:LSAA:
Return-on-Tangible-Equity: 9.49% (144% above median its 10-year median of 3.89)
GF Value™: $3.10 vs. price of $1.80 (42.1% below fair value)
Industry Position: 32% above the Asset Management median (#826 of 1588)
No single metric tells the full story. See the LSE:LSAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Life Settlement Assets PLC is a closed-ended investment company. The company's principal activities are to support and manage portfolios of whole and partial interests in life settlement policies issued by life insurance companies operating predominantly in the United States. Its investment objective is to generate long-term returns for shareholders by investing in the life settlement market. The Company's entire income is generated on the life settlement portfolios in the USA.
54GF Score
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