I-Remit (PHS:I) 3-Year Book Growth Rate: -50.30% (As of Sep. 2025)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is I-Remit 3-Year Book Growth Rate?

I-Remit PHS:I 3-Year Book Growth Rate is -50.30% as of Sep. 2025. The stock has 7 warning signs investors should review.

I-Remit's Book Value per Share for the quarter that ended in Sep. 2025 was ₱-0.05.

During the past 12 months, I-Remit's average Book Value per Share Growth Rate was -114.50% per year. During the past 3 years, the average Book Value per Share Growth Rate was -50.30% per year. During the past 5 years, the average Book Value per Share Growth Rate was -34.60% per year. During the past 10 years, the average Book Value per Share Growth Rate was -14.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of I-Remit was 6.90% per year. The lowest was -50.30% per year. And the median was 0.40% per year.


I-Remit  (PHS:I) 3-Year Book Growth Rate Explanation

Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.


I-Remit 3-Year Book Growth Rate Related Terms


PHS:I vs MSFT, ORCL, PLTR: 3-Year Book Growth Rate Comparison

For the Software - Infrastructure subindustry, I-Remit's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


I-Remit 3-Year Book Growth Rate vs Software Industry

For the Software industry and Technology sector, I-Remit's 3-Year Book Growth Rate distribution charts can be found below:

* The bar in red indicates where I-Remit's 3-Year Book Growth Rate falls into.



I-Remit 3-Year Book Growth Rate Calculation

This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

What does a 3-Year Book Growth Rate of -50.30% mean?
I-Remit (PHS:I) has a 3-Year Book Growth Rate of -50.30% as of Sep. 2025. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for I-Remit and its competitors.
Is I-Remit's 3-Year Book Growth Rate too high?
I-Remit's current 3-Year Book Growth Rate is -50.30%.
How does I-Remit's 3-Year Book Growth Rate compare to MSFT and ORCL?
I-Remit's 3-Year Book Growth Rate of -50.30% can be compared against companies in the Software industry. The industry median 3-Year Book Growth Rate is 5.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Software company?
The median 3-Year Book Growth Rate among Software companies is 5.30, based on 2,495 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for I-Remit and its competitors. For the Software industry, the median 3-Year Book Growth Rate is 5.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. I-Remit's current 3-Year Book Growth Rate is -50.30%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is I-Remit stock overvalued right now?
I-Remit (PHS:I) has a current 3-Year Book Growth Rate of -50.30%. The stock's GF Value™ is ₱0.07, compared to a current price of ₱0.20 — trading 184.3% above its estimated fair value. The current 3-Year Book Growth Rate is -50.30%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For I-Remit (PHS:I), the current 3-Year Book Growth Rate is -50.30% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

I-Remit Business Description

Address No. 25 ADB Avenue, 26th Floor, Discovery Centre, Ortigas Center, Metro Manila, Pasig, QUE, PHL, 1605
I-Remit Inc is a Philippine-based firm. The company with its subsidiaries provides fund transfer and remittance services to overseas Filipino workers and other migrant workers. It offers the bank-to-bank facility for online crediting to a bank account, delivers cash remittances to designated beneficiaries, and provides a visa card, a debit, and an automated teller machine card for sending money to their beneficiaries. The company operates in four geographical segments namely, the Philippines which contributes a majority of revenue, Asia Pacific, North America, and Europe segment.