I-Remit (PHS:I) E10: ₱-0.24 (As of Sep. 2025)


What is I-Remit E10?

I-Remit PHS:I E10 is ₱-0.24 as of Sep. 2025. The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

I-Remit's adjusted earnings per share data for the three months ended in Sep. 2025 was ₱-0.077. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₱-0.24 for the trailing ten years ended in Sep. 2025.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of I-Remit was -53.60% per year. The lowest was -53.60% per year. And the median was -53.60% per year.

As of today (2026-06-26), I-Remit's current stock price is ₱0.199. I-Remit's E10 for the quarter that ended in Sep. 2025 was ₱-0.24. I-Remit's Shiller PE Ratio of today is .

During the past 13 years, the highest Shiller PE Ratio of I-Remit was 94.00. The lowest was 11.63. And the median was 17.21.


I-Remit  (PHS:I) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

During the past 13 years, the highest Shiller P/E Ratio of I-Remit was 94.00. The lowest was 11.63. And the median was 17.21.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


I-Remit E10 Related Terms


I-Remit E10 Historical Data

* Premium members only.

The historical data trend for I-Remit's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

I-Remit E10 Chart

I-Remit Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.05 0.01 -0.06 -0.14 -0.20

I-Remit Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.19 -0.20 -0.22 -0.23 -0.24

PHS:I vs MSFT, ORCL, PLTR: E10 Comparison

For the Software - Infrastructure subindustry, I-Remit's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


I-Remit Shiller PE Ratio vs Software Industry

For the Software industry and Technology sector, I-Remit's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where I-Remit's Shiller PE Ratio falls into.



I-Remit E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, I-Remit's adjusted earnings per share data for the three months ended in Sep. 2025 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Sep. 2025 (Change)*Current CPI (Sep. 2025)
=-0.077/324.8000*324.8000
=-0.077

Current CPI (Sep. 2025) = 324.8000.

I-Remit Quarterly Data

per share eps CPI Adj_EPS
201512 -0.021 236.525 -0.029
201603 0.032 238.132 0.044
201606 0.035 241.018 0.047
201609 0.013 241.428 0.017
201612 -0.019 241.432 -0.026
201703 0.008 243.801 0.011
201706 0.002 244.955 0.003
201709 0.024 246.819 0.032
201712 0.039 246.524 0.051
201803 0.050 249.554 0.065
201806 -0.032 251.989 -0.041
201809 0.004 252.439 0.005
201812 0.034 251.233 0.044
201903 -0.026 254.202 -0.033
201906 -0.025 256.143 -0.032
201909 -0.040 256.759 -0.051
201912 0.100 256.974 0.126
202003 0.002 258.115 0.003
202006 -0.120 257.797 -0.151
202009 -0.057 260.280 -0.071
202012 0.031 260.474 0.039
202103 -0.072 264.877 -0.088
202106 -0.059 271.696 -0.071
202109 -0.027 274.310 -0.032
202112 -0.036 278.802 -0.042
202203 -0.124 287.504 -0.140
202206 -0.125 296.311 -0.137
202209 -0.309 296.808 -0.338
202212 -0.093 296.797 -0.102
202303 -0.100 301.836 -0.108
202306 -0.116 305.109 -0.123
202309 -0.227 307.789 -0.240
202312 -0.168 306.746 -0.178
202403 -0.171 312.332 -0.178
202406 -0.118 314.175 -0.122
202409 -0.100 315.301 -0.103
202412 -0.205 315.605 -0.211
202503 -0.098 319.799 -0.100
202506 -0.079 322.561 -0.080
202509 -0.077 324.800 -0.077

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₱-0.24 mean?
I-Remit (PHS:I) has a E10 of ₱-0.24 as of Sep. 2025. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on I-Remit and its competitors.
Is I-Remit's E10 too high?
I-Remit's current E10 is ₱-0.24.
How does I-Remit's E10 compare to MSFT and ORCL?
I-Remit's E10 of ₱-0.24 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Software company?
A good E10 depends on the Software industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on I-Remit and its competitors. I-Remit's current E10 is ₱-0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is I-Remit stock overvalued right now?
I-Remit (PHS:I) has a current E10 of ₱-0.24. The stock's GF Value™ is ₱0.07, compared to a current price of ₱0.20 — trading 184.3% above its estimated fair value. The current E10 is ₱-0.24. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For I-Remit (PHS:I), the current E10 is ₱-0.24 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

I-Remit Business Description

Address No. 25 ADB Avenue, 26th Floor, Discovery Centre, Ortigas Center, Metro Manila, Pasig, QUE, PHL, 1605
I-Remit Inc is a Philippine-based firm. The company with its subsidiaries provides fund transfer and remittance services to overseas Filipino workers and other migrant workers. It offers the bank-to-bank facility for online crediting to a bank account, delivers cash remittances to designated beneficiaries, and provides a visa card, a debit, and an automated teller machine card for sending money to their beneficiaries. The company operates in four geographical segments namely, the Philippines which contributes a majority of revenue, Asia Pacific, North America, and Europe segment.