I-Remit (PHS:I) Days Payable: 43,048.55 (As of Sep. 2025) — 7757% Above Median

What is I-Remit Days Payable?

I-Remit PHS:I Days Payable is 43,048.55 as of Sep. 2025, which is 7757% above its 10-year median of 547.90. The stock has 7 warning signs investors should review.

I-Remit's average Accounts Payable for the three months ended in Sep. 2025 was ₱1,023.73 Mil. I-Remit's Cost of Goods Sold for the three months ended in Sep. 2025 was ₱2.17 Mil. Hence, I-Remit's Days Payable for the three months ended in Sep. 2025 was 43,048.55.

The historical rank and industry rank for I-Remit's Days Payable or its related term are showing as below:

PHS:I' s Days Payable Range Over the Past 10 Years
Min: 256.26 Med: 547.9 Max: 31840.25
Current: 31840.25

During the past 13 years, I-Remit's highest Days Payable was 31840.25. The lowest was 256.26. And the median was 547.90.

PHS:I's Days Payable is not ranked
in the Software industry.
Industry Median: 53.955 vs PHS:I: 31840.25

I-Remit's Days Payable increased from Sep. 2024 (10,072.47) to Sep. 2025 (43,048.55). It may suggest that I-Remit delayed paying its suppliers.

I-Remit Days Payable Related Terms

I-Remit Days Payable Historical Data

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The historical data trend for I-Remit's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

I-Remit Days Payable Chart

I-Remit Annual Data

Trend

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Days Payable

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752.79

363.98

556.55

3,938.53

11,146.14

I-Remit Quarterly Data
	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25
Days Payable	Get a 7-Day Free Trial															10,072.47	0.00	14,264.15	16,120.37	43,048.55

PHS:I vs MSFT, ORCL, PLTR: Days Payable Comparison

For the Software - Infrastructure subindustry, I-Remit's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

I-Remit Days Payable vs Software Industry

For the Software industry and Technology sector, I-Remit's Days Payable distribution charts can be found below:

* The bar in red indicates where I-Remit's Days Payable falls into.

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I-Remit Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

I-Remit's Days Payable for the fiscal year that ended in Dec. 2024 is calculated as

	Days Payable (A: Dec. 2024 )
=	Average Accounts Payable					/	Cost of Goods Sold	*	Days in Period
=	( (Accounts Payable (A: Dec. 2023 )	+	Accounts Payable (A: Dec. 2024 ))	/	count )	/	Cost of Goods Sold (A: Dec. 2024 )	*	Days in Period
=	( (809.963	+	665.053)	/	2 )	/	24.151	*	365
=	737.508					/	24.151	*	365
=	11,146.14

I-Remit's Days Payable for the quarter that ended in Sep. 2025 is calculated as:

	Days Payable (Q: Sep. 2025 )
=	Average Accounts Payable					/	Cost of Goods Sold	*	Days in Period
=	( (Accounts Payable (Q: Jun. 2025 )	+	Accounts Payable (Q: Sep. 2025 ))	/	count )	/	Cost of Goods Sold (Q: Sep. 2025 )	*	Days in Period
=	( (725.474	+	1321.986)	/	2 )	/	2.17	*	365 / 4
=	1023.73					/	2.17	*	365 / 4
=	43,048.55

Frequently Asked Questions Learn more about Days Payable →

What does a Days Payable of 43,048.55 mean?

I-Remit (PHS:I) has a Days Payable of 43,048.55 as of Sep. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on I-Remit and its competitors. This is 7757% above median its historical median of 547.90. Over the past decade, I-Remit's Days Payable has ranged from 256.26 to 31,840.25.

Is I-Remit's Days Payable too high?

I-Remit's current Days Payable of 43,048.55 is 7757% above median its 10-year median of 547.90. Over the past 10 years, this metric has ranged from a low of 256.26 to a high of 31,840.25. The Software industry median Days Payable is 53.96. I-Remit's value of 43,048.55 is 79686% above this industry median.

How does I-Remit's Days Payable compare to MSFT and ORCL?

I-Remit's Days Payable of 43,048.55 can be compared against companies in the Software industry. The industry median Days Payable is 53.96. I-Remit's value of 43,048.55 is 79686% above this benchmark. Historically, I-Remit's own Days Payable has ranged from 256.26 to 31,840.25 over the past decade. While the company's 10-year median is 547.90 vs. the industry median of 53.96, I-Remit has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Days Payable for a Software company?

The median Days Payable among Software companies is 53.96, based on 2,604 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. I-Remit's current Days Payable of 43,048.55 is 79686% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Days Payable mean?

A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on I-Remit and its competitors. For the Software industry, the median Days Payable is 53.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. I-Remit's current Days Payable is 43,048.55, which is 7757% above median its own 10-year median of 547.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is I-Remit stock overvalued right now?

I-Remit (PHS:I) has a current Days Payable of 43,048.55. The stock's GF Value™ is ₱0.07, compared to a current price of ₱0.20 — trading 184.3% above its estimated fair value. The current Days Payable is 43,048.55, which is 7757% above median its 10-year median of 547.90 and 79686% above the Software industry median of 53.96. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Days Payable calculated?

Days Payable is calculated from a company's financial statements. For I-Remit (PHS:I), the current Days Payable is 43,048.55 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

I-Remit Business Description

Industry Technology Software

Comparable Companies PHS:ECP PHS:X MSFT ORCL PLTR PANW CRWD FTNT SNPS CRWV NET XAMS:ADYEN ZS XYZ VRSN GDDY TOST CHKP CPAY IOT

Address No. 25 ADB Avenue, 26th Floor, Discovery Centre, Ortigas Center, Metro Manila, Pasig, QUE, PHL, 1605

Website https://www.iremitx.com

I-Remit Inc is a Philippine-based firm. The company with its subsidiaries provides fund transfer and remittance services to overseas Filipino workers and other migrant workers. It offers the bank-to-bank facility for online crediting to a bank account, delivers cash remittances to designated beneficiaries, and provides a visa card, a debit, and an automated teller machine card for sending money to their beneficiaries. The company operates in four geographical segments namely, the Philippines which contributes a majority of revenue, Asia Pacific, North America, and Europe segment.