I-RemitPHS:I Gross Margin % is 6.59% as of Sep. 2025, which is 89% below its 10-year median of 59.05. The stock has 7 warning signs investors should review.
Gross Margin % is calculated as gross profit divided by its revenue. I-Remit's Gross Profit for the
three
months ended in Sep. 2025 was ₱0.15 Mil. I-Remit's Revenue for the
three
months ended in Sep. 2025 was ₱2.32 Mil. Therefore, I-Remit's Gross Margin % for the quarter that ended in Sep. 2025 was 6.59%.
Warning Sign:
I-Remit Inc gross margin has been in long-term decline. The average rate of decline per year is -2.7%.
The historical rank and industry rank for I-Remit's Gross Margin % or its related term are showing as below:
PHS:I'
s Gross Margin % Range Over the Past 10 Years
Min: 38.92 Med: 59.05 Max: 65.59
Current: 38.92
During the past 13 years, the highestGross Margin % of I-Remit was 65.59%. The lowest was 38.92%. And the median was 59.05%.
PHS:I's Gross Margin % is not ranked
in the Software industry.
Industry Median: 40.45
vs PHS:I: 38.92
I-Remit had a gross margin of 6.59% for the quarter that ended in Sep. 2025 => No sustainable competitive advantage
The 5-Year average Growth Rate of Gross Margin for I-Remit was -2.70% per year.
I-Remit (PHS:I) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
I-Remit had a gross margin of 6.59% for the quarter that ended in Sep. 2025 => No sustainable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
I-Remit Gross Margin % Related Terms
I-Remit Gross Margin % Historical Data
* Premium members only.
The historical data trend for I-Remit's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PHS:I vs MSFT, ORCL, PLTR: Gross Margin % Comparison
For the Software - Infrastructure subindustry, I-Remit's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
I-Remit Gross Margin % vs Software Industry
For the Software industry and Technology sector, I-Remit's Gross Margin % distribution charts can be found below:
* The bar in red indicates where I-Remit's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
I-Remit (PHS:I) has a Gross Margin % of 6.59% as of Sep. 2025. Gross margin is the ratio of total gross profit to net sales. View historical data on I-Remit and its competitors. This is 89% below median its historical median of 59.05. Over the past decade, I-Remit's Gross Margin % has ranged from 38.92 to 65.59.
Is I-Remit's Gross Margin % too high?
I-Remit's current Gross Margin % of 6.59% is 89% below median its 10-year median of 59.05. Over the past 10 years, this metric has ranged from a low of 38.92 to a high of 65.59. The Software industry median Gross Margin % is 40.45. I-Remit's value of 6.59% is 83.7% below this industry median.
How does I-Remit's Gross Margin % compare to MSFT and ORCL?
I-Remit's Gross Margin % of 6.59% can be compared against companies in the Software industry. The industry median Gross Margin % is 40.45. I-Remit's value of 6.59% is 83.7% below this benchmark. Historically, I-Remit's own Gross Margin % has ranged from 38.92 to 65.59 over the past decade. While the company's 10-year median is 59.05 vs. the industry median of 40.45, I-Remit has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Software company?
The median Gross Margin % among Software companies is 40.45, based on 2,685 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. I-Remit's current Gross Margin % of 6.59% is 83.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on I-Remit and its competitors. For the Software industry, the median Gross Margin % is 40.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. I-Remit's current Gross Margin % is 6.59%, which is 89% below median its own 10-year median of 59.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is I-Remit stock overvalued right now?
I-Remit (PHS:I) has a current Gross Margin % of 6.59%. The stock's GF Value™ is ₱0.07, compared to a current price of ₱0.20 — trading 184.3% above its estimated fair value. The current Gross Margin % is 6.59%, which is 89% below median its 10-year median of 59.05 and 83.7% below the Software industry median of 40.45. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For I-Remit (PHS:I), the current Gross Margin % is 6.59% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
I-Remit Inc is a Philippine-based firm. The company with its subsidiaries provides fund transfer and remittance services to overseas Filipino workers and other migrant workers. It offers the bank-to-bank facility for online crediting to a bank account, delivers cash remittances to designated beneficiaries, and provides a visa card, a debit, and an automated teller machine card for sending money to their beneficiaries. The company operates in four geographical segments namely, the Philippines which contributes a majority of revenue, Asia Pacific, North America, and Europe segment.
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