I-Remit (PHS:I) Cyclically Adjusted PS Ratio: 0.18 (As of Jul. 02, 2026) — 68% Below Median


What is I-Remit Cyclically Adjusted PS Ratio?

I-Remit PHS:I Cyclically Adjusted PS Ratio is 0.18 as of Jul. 02, 2026, which is 68% below its 10-year median of 0.57. The stock has 7 warning signs investors should review.

As of today (2026-07-02), I-Remit's current share price is ₱0.199. I-Remit's Cyclically Adjusted Revenue per Share for the quarter that ended in Sep. 2025 was ₱1.09. I-Remit's Cyclically Adjusted PS Ratio for today is 0.18.

The historical rank and industry rank for I-Remit's Cyclically Adjusted PS Ratio or its related term are showing as below:

PHS:I' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.17   Med: 0.57   Max: 1.46
Current: 0.18

During the past years, I-Remit's highest Cyclically Adjusted PS Ratio was 1.46. The lowest was 0.17. And the median was 0.57.

PHS:I's Cyclically Adjusted PS Ratio is not ranked
in the Software industry.
Industry Median: 1.62 vs PHS:I: 0.18

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

I-Remit's adjusted revenue per share data for the three months ended in Sep. 2025 was ₱0.004. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₱1.09 for the trailing ten years ended in Sep. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


I-Remit  (PHS:I) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


I-Remit Cyclically Adjusted PS Ratio Related Terms


I-Remit Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for I-Remit's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

I-Remit Cyclically Adjusted PS Ratio Chart

I-Remit Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.23 0.67 0.52 0.37 0.20

I-Remit Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.19 0.20 0.20 0.18 0.18

PHS:I vs MSFT, ORCL, PLTR: Cyclically Adjusted PS Ratio Comparison

For the Software - Infrastructure subindustry, I-Remit's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


I-Remit Cyclically Adjusted PS Ratio vs Software Industry

For the Software industry and Technology sector, I-Remit's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where I-Remit's Cyclically Adjusted PS Ratio falls into.



I-Remit Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

I-Remit's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=0.199/1.09
=0.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

I-Remit's Cyclically Adjusted Revenue per Share for the quarter that ended in Sep. 2025 is calculated as:

For example, I-Remit's adjusted Revenue per Share data for the three months ended in Sep. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Sep. 2025 (Change)*Current CPI (Sep. 2025)
=0.004/324.8000*324.8000
=0.004

Current CPI (Sep. 2025) = 324.8000.

I-Remit Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201512 0.294 236.525 0.404
201603 0.264 238.132 0.360
201606 0.301 241.018 0.406
201609 0.333 241.428 0.448
201612 0.324 241.432 0.436
201703 0.309 243.801 0.412
201706 0.317 244.955 0.420
201709 0.361 246.819 0.475
201712 0.345 246.524 0.455
201803 0.384 249.554 0.500
201806 0.357 251.989 0.460
201809 0.379 252.439 0.488
201812 0.346 251.233 0.447
201903 0.317 254.202 0.405
201906 0.325 256.143 0.412
201909 0.344 256.759 0.435
201912 0.357 256.974 0.451
202003 0.319 258.115 0.401
202006 0.220 257.797 0.277
202009 0.234 260.280 0.292
202012 0.244 260.474 0.304
202103 0.222 264.877 0.272
202106 0.223 271.696 0.267
202109 0.230 274.310 0.272
202112 0.216 278.802 0.252
202203 0.196 287.504 0.221
202206 0.159 296.311 0.174
202209 0.127 296.808 0.139
202212 0.333 296.797 0.364
202303 0.116 301.836 0.125
202306 0.039 305.109 0.042
202309 0.017 307.789 0.018
202312 0.026 306.746 0.028
202403 0.023 312.332 0.024
202406 0.021 314.175 0.022
202409 0.015 315.301 0.015
202412 0.014 315.605 0.014
202503 0.004 319.799 0.004
202506 0.004 322.561 0.004
202509 0.004 324.800 0.004

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.18 mean?
I-Remit (PHS:I) has a Cyclically Adjusted PS Ratio of 0.18 as of Jul. 02, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on I-Remit and its competitors. This is 68% below median its historical median of 0.57. Over the past decade, I-Remit's Cyclically Adjusted PS Ratio has ranged from 0.17 to 1.46.
Is I-Remit's Cyclically Adjusted PS Ratio too high?
I-Remit's current Cyclically Adjusted PS Ratio of 0.18 is 68% below median its 10-year median of 0.57. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 1.46. The Software industry median Cyclically Adjusted PS Ratio is 1.62. I-Remit's value of 0.18 is 88.9% below this industry median.
How does I-Remit's Cyclically Adjusted PS Ratio compare to MSFT and ORCL?
I-Remit's Cyclically Adjusted PS Ratio of 0.18 can be compared against companies in the Software industry. The industry median Cyclically Adjusted PS Ratio is 1.62. I-Remit's value of 0.18 is 88.9% below this benchmark. Historically, I-Remit's own Cyclically Adjusted PS Ratio has ranged from 0.17 to 1.46 over the past decade. While the company's 10-year median is 0.57 vs. the industry median of 1.62, I-Remit has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Software company?
The median Cyclically Adjusted PS Ratio among Software companies is 1.62, based on 1,586 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. I-Remit's current Cyclically Adjusted PS Ratio of 0.18 is 88.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on I-Remit and its competitors. For the Software industry, the median Cyclically Adjusted PS Ratio is 1.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. I-Remit's current Cyclically Adjusted PS Ratio is 0.18, which is 68% below median its own 10-year median of 0.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is I-Remit stock overvalued right now?
I-Remit (PHS:I) has a current Cyclically Adjusted PS Ratio of 0.18. The stock's GF Value™ is ₱0.07, compared to a current price of ₱0.20 — trading 184.3% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.18, which is 68% below median its 10-year median of 0.57 and 88.9% below the Software industry median of 1.62. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For I-Remit (PHS:I), the current Cyclically Adjusted PS Ratio is 0.18 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

I-Remit Business Description

Address No. 25 ADB Avenue, 26th Floor, Discovery Centre, Ortigas Center, Metro Manila, Pasig, QUE, PHL, 1605
I-Remit Inc is a Philippine-based firm. The company with its subsidiaries provides fund transfer and remittance services to overseas Filipino workers and other migrant workers. It offers the bank-to-bank facility for online crediting to a bank account, delivers cash remittances to designated beneficiaries, and provides a visa card, a debit, and an automated teller machine card for sending money to their beneficiaries. The company operates in four geographical segments namely, the Philippines which contributes a majority of revenue, Asia Pacific, North America, and Europe segment.