Austriacard Holdings AG (ATH:ACAG) Book Value per Share: €3.68 (As of Dec. 2025)

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ATH:ACAG Austriacard Holdings AG ATH:ACAG
89 GF Score
Price €9.79
GF Value €6.08
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Austriacard Holdings AG Book Value per Share?

Austriacard Holdings AG ATH:ACAG -0.10% 89 Book Value per Share is €3.68 as of Dec. 2025. GuruFocus rates ATH:ACAG with a GF Score™ of 89/100 and a GF Value™ of €6.08 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Austriacard Holdings AG's book value per share for the quarter that ended in Dec. 2025 was €3.68.

During the past 12 months, Austriacard Holdings AG's average Book Value Per Share Growth Rate was 7.50% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 21.50% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 23.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of Austriacard Holdings AG was 27.80% per year. The lowest was 16.30% per year. And the median was 24.05% per year.

Austriacard Holdings AG's current price is €9.79. Its book value per share for the quarter that ended in Dec. 2025 was €3.68. Hence, today's PB Ratio of Austriacard Holdings AG is 2.66.

During the past 7 years, the highest P/B Ratio of Austriacard Holdings AG was 3.63. The lowest was 1.38. And the median was 1.80.

Warning Sign:

Austriacard Holdings AG stock PB Ratio (=2.66) is close to 3-year high of 2.66.


Austriacard Holdings AG  (ATH:ACAG) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


Austriacard Holdings AG Book Value per Share Related Terms


Austriacard Holdings AG Book Value per Share Historical Data

* Premium members only.

The historical data trend for Austriacard Holdings AG's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Austriacard Holdings AG Book Value per Share Chart

Austriacard Holdings AG Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share
Get a 7-Day Free Trial 1.64 2.05 2.93 3.43 3.68

Austriacard Holdings AG Quarterly Data
Dec19 Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.43 3.43 3.29 3.49 3.68

ATH:ACAG vs IBM, ACN, FISV: Book Value per Share Comparison

For the Information Technology Services subindustry, Austriacard Holdings AG's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Austriacard Holdings AG PB Ratio vs Software Industry

For the Software industry and Technology sector, Austriacard Holdings AG's PB Ratio distribution charts can be found below:

* The bar in red indicates where Austriacard Holdings AG's PB Ratio falls into.


ATH:ACAG
89GF Score
Austriacard Holdings AG ATH:ACAG
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Austriacard Holdings AG Book Value per Share Calculation

Austriacard Holdings AG's Book Value Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(132.3-0.0)/35.9
=3.68

Austriacard Holdings AG's Book Value Per Share for the quarter that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(132.3-0.0)/35.9
=3.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of €3.68 mean?
Austriacard Holdings AG (ATH:ACAG) has a Book Value per Share of €3.68 as of Dec. 2025. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Austriacard Holdings AG and its competitors.
Is Austriacard Holdings AG's Book Value per Share too high?
Austriacard Holdings AG's current Book Value per Share is €3.68. Overall, Austriacard Holdings AG has a GF Score™ of 89/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Austriacard Holdings AG's Book Value per Share compare to IBM and ACN?
Austriacard Holdings AG's Book Value per Share of €3.68 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Software company?
A good Book Value per Share depends on the Software industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Austriacard Holdings AG and its competitors. Austriacard Holdings AG's current Book Value per Share is €3.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Austriacard Holdings AG stock overvalued right now?
Based on GuruFocus' analysis, Austriacard Holdings AG (ATH:ACAG) is currently considered Significantly Overvalued. The stock's GF Value™ is €6.08, compared to a current price of €9.79 — trading 61% above its estimated fair value. The current Book Value per Share is €3.68. Austriacard Holdings AG's overall GF Score™ is 89/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Austriacard Holdings AG (ATH:ACAG), the current Book Value per Share is €3.68 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Austriacard Holdings AG (ATH:ACAG) Overvalued in 2026?

Based on GuruFocus' analysis, Austriacard Holdings AG stock appears to be overvalued. The current stock price of €9.79 is trading 61% above its estimated GF Value™ of €6.08. GuruFocus considers Austriacard Holdings AG to be Significantly Overvalued.

Key valuation signals for ATH:ACAG:

  • Book Value per Share: €3.68
  • GF Value™: €6.08 vs. price of €9.79 (61% above fair value)
  • GF Score™: 89/100 with 6 warning signs

No single metric tells the full story. See the ATH:ACAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Austriacard Holdings AG Business Description

Other Exchanges ACQ0:GermanyACAG:Austria
Address Lamezanstrasse 4-8, Vienna, AUT, 1230
Austriacard Holdings AG is a holistic applied technology company powered by artificial intelligence (AI). The Group's portfolio includes a wide range of solutions that demonstrate synergies across product lines. These include Identity & Payment Solutions, Digital Technologies, and Document Lifecycle Management. These solutions are offered to financial institutions, public and private sectors. The Group is now organized into three geographic segments: Central, Eastern Europe and DACH (CEE); Western Europe, Nordics and Americas (WEST); and Turkiye, Middle East and Africa (MEA). It derives maximum revenue from Central, Eastern Europe and DACH (CEE) segment. The solutions include: Payment Cards & Services, eGovernment & Authentication, Document Lifecycle Management, Book on Demand and Others.
89GF Score

Get the complete analysis for ATH:ACAG

Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€9.79
Price
€6.08
GF Value