Austriacard Holdings AGATH:ACAG 88 PEG Ratio is 1.42 as of Jul. 05, 2026, which is 45% above its 10-year median of 0.98. GuruFocus rates ATH:ACAG with a GF Score™ of 88/100 and a GF Value™ of €6.05 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 818 Software companies, Austriacard Holdings AG ranks worse than 52.93% on this metric.
* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Austriacard Holdings AG's PEG Ratio or its related term are showing as below:
ATH:ACAG'
s PEG Ratio Range Over the Past 10 Years
Min: 0.8 Med: 0.98 Max: 1.42
Current: 1.42
During the past 7 years, Austriacard Holdings AG's highest PEG Ratio was 1.42. The lowest was 0.80. And the median was 0.98.
ATH:ACAG's PEG Ratio is ranked worse than 52.93% of 818
companies
in the Software industry
Industry Median: 1.33
vs ATH:ACAG: 1.42
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Austriacard Holdings AG (ATH:ACAG) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Information Technology Services subindustry, Austriacard Holdings AG's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Austriacard Holdings AG PEG Ratio vs Software Industry
For the Software industry and Technology sector, Austriacard Holdings AG's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Austriacard Holdings AG's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Austriacard Holdings AG (ATH:ACAG) has a PEG Ratio of 1.42 as of Jul. 05, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Austriacard Holdings AG and its competitors. This is 45% above median its historical median of 0.98. Over the past decade, Austriacard Holdings AG's PEG Ratio has ranged from 0.80 to 1.42. According to the industry distribution chart, Austriacard Holdings AG ranks #433 out of 818 companies in the Software industry, placing it in the top 52.9%.
Is Austriacard Holdings AG's PEG Ratio too high?
Austriacard Holdings AG's current PEG Ratio of 1.42 is 45% above median its 10-year median of 0.98. Over the past 10 years, this metric has ranged from a low of 0.80 to a high of 1.42. The Software industry median PEG Ratio is 1.33. Austriacard Holdings AG's value of 1.42 is 6.8% above this industry median. Based on the distribution chart, Austriacard Holdings AG ranks #433 out of 818 companies in the Software industry, which is below the industry midpoint. Overall, Austriacard Holdings AG has a GF Score™ of 88/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Austriacard Holdings AG's PEG Ratio compare to IBM and ACN?
According to the Software industry distribution chart, Austriacard Holdings AG ranks #433 out of 818 companies for PEG Ratio. This places Austriacard Holdings AG in the lower half of its industry. The industry median PEG Ratio is 1.33. Austriacard Holdings AG's value of 1.42 is 6.8% above this benchmark. Historically, Austriacard Holdings AG's own PEG Ratio has ranged from 0.80 to 1.42 over the past decade. While the company's 10-year median is 0.98 vs. the industry median of 1.33, Austriacard Holdings AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Software company?
The median PEG Ratio among Software companies is 1.33, based on 818 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Austriacard Holdings AG's current PEG Ratio of 1.42 is 6.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Austriacard Holdings AG and its competitors. For the Software industry, the median PEG Ratio is 1.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Austriacard Holdings AG's current PEG Ratio is 1.42, which is 45% above median its own 10-year median of 0.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Austriacard Holdings AG stock overvalued right now?
Based on GuruFocus' analysis, Austriacard Holdings AG (ATH:ACAG) is currently considered Significantly Overvalued. The stock's GF Value™ is €6.05, compared to a current price of €9.74 — trading 61% above its estimated fair value. The current PEG Ratio is 1.42, which is 45% above median its 10-year median of 0.98 and 6.8% above the Software industry median of 1.33. Austriacard Holdings AG's overall GF Score™ is 88/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Austriacard Holdings AG (ATH:ACAG), the current PEG Ratio is 1.42 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Austriacard Holdings AG (ATH:ACAG) Overvalued in 2026?
Based on GuruFocus' analysis, Austriacard Holdings AG stock appears to be overvalued.
The current stock price of €9.74 is trading 61% above its estimated GF Value™ of €6.05.
GuruFocus considers Austriacard Holdings AG to be Significantly Overvalued.
Key valuation signals for ATH:ACAG:
PEG Ratio: 1.42 (45% above median its 10-year median of 0.98)
GF Value™: €6.05 vs. price of €9.74 (61% above fair value)
Industry Position: 6.8% above the Software median (#433 of 818)
No single metric tells the full story. See the ATH:ACAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Austriacard Holdings AG is a holistic applied technology company powered by artificial intelligence (AI). The Group's portfolio includes a wide range of solutions that demonstrate synergies across product lines. These include Identity & Payment Solutions, Digital Technologies, and Document Lifecycle Management. These solutions are offered to financial institutions, public and private sectors. The Group is now organized into three geographic segments: Central, Eastern Europe and DACH (CEE); Western Europe, Nordics and Americas (WEST); and Turkiye, Middle East and Africa (MEA). It derives maximum revenue from Central, Eastern Europe and DACH (CEE) segment. The solutions include: Payment Cards & Services, eGovernment & Authentication, Document Lifecycle Management, Book on Demand and Others.
88GF Score
Get the complete analysis for ATH:ACAG
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