Austriacard Holdings AG (ATH:ACAG) EBIT: €28.8 Mil (TTM As of Dec. 2025)


ATH:ACAG Austriacard Holdings AG ATH:ACAG
88 GF Score
Price €9.74
GF Value €6.05
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Austriacard Holdings AG EBIT?

Austriacard Holdings AG ATH:ACAG 88 EBIT is €28.8 Mil as of Dec. 2025. GuruFocus rates ATH:ACAG with a GF Score™ of 88/100 and a GF Value™ of €6.05 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Austriacard Holdings AG's earnings before interest and taxes (EBIT) for the three months ended in Dec. 2025 was €10.9 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Dec. 2025 was €28.8 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Austriacard Holdings AG's annualized ROC % for the quarter that ended in Dec. 2025 was 17.22%. Austriacard Holdings AG's annualized ROC (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was 33.28%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Austriacard Holdings AG's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was 6.62%.

Austriacard Holdings AG  (ATH:ACAG) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Austriacard Holdings AG's annualized ROC % for the quarter that ended in Dec. 2025 is calculated as:

ROC % (Q: Dec. 2025 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Sep. 2025 ) + Invested Capital (Q: Dec. 2025 ))/ count )
=53.184 * ( 1 - 20.82% )/( (248.272 + 240.724)/ 2 )
=42.1110912/244.498
=17.22 %

where

Invested Capital(Q: Sep. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=323.77 - 57.609 - ( 17.889 - max(0, 86.885 - 166.845+17.889))
=248.272

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=327.764 - 61.901 - ( 25.139 - max(0, 85.023 - 168.748+25.139))
=240.724

Note: The Operating Income data used here is four times the quarterly (Dec. 2025) data.

2. Joel Greenblatt's definition of Return on Capital:

Austriacard Holdings AG's annualized ROC (Joel Greenblatt) % for the quarter that ended in Dec. 2025 is calculated as:

ROC (Joel Greenblatt) %(Q: Dec. 2025 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Sep. 2025  Q: Dec. 2025
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=43.78/( ( (96.049 + max(34.61, 0)) + (96.022 + max(36.447, 0)) )/ 2 )
=43.78/( ( 130.659 + 132.469 )/ 2 )
=43.78/131.564
=33.28 %

where Working Capital is:

Working Capital(Q: Sep. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(40.077 + 63.775 + 2.042) - (57.609 + 0 + 13.675)
=34.61

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(37.93 + 67.124 + 0.77199999999999) - (61.901 + 0 + 7.478)
=36.447

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Dec. 2025) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Austriacard Holdings AG's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Dec. 2025 )
=28.802/435.008
=6.62 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Austriacard Holdings AG EBIT Related Terms

Austriacard Holdings AG EBIT Historical Data

* Premium members only.

The historical data trend for Austriacard Holdings AG's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Austriacard Holdings AG EBIT Chart

Austriacard Holdings AG Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial 14.60 11.95 27.15 32.97 27.65

Austriacard Holdings AG Quarterly Data
Dec19 Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 5.77 1.82 10.27 10.95

ATH:ACAG vs IBM, ACN, FISV: EBIT Comparison

For the Information Technology Services subindustry, Austriacard Holdings AG's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Austriacard Holdings AG EV-to-EBIT vs Software Industry

For the Software industry and Technology sector, Austriacard Holdings AG's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Austriacard Holdings AG's EV-to-EBIT falls into.


ATH:ACAG
88GF Score
Austriacard Holdings AG ATH:ACAG
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Austriacard Holdings AG EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €28.8 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of €28.8 Mil mean?
Austriacard Holdings AG (ATH:ACAG) has a EBIT of €28.8 Mil as of Dec. 2025. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Austriacard Holdings AG.
Is Austriacard Holdings AG's EBIT too high?
Austriacard Holdings AG's current EBIT is €28.8 Mil. Overall, Austriacard Holdings AG has a GF Score™ of 88/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Austriacard Holdings AG's EBIT compare to IBM and ACN?
Austriacard Holdings AG's EBIT of €28.8 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Software company?
A good EBIT depends on the Software industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Austriacard Holdings AG. Austriacard Holdings AG's current EBIT is €28.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Austriacard Holdings AG stock overvalued right now?
Based on GuruFocus' analysis, Austriacard Holdings AG (ATH:ACAG) is currently considered Significantly Overvalued. The stock's GF Value™ is €6.05, compared to a current price of €9.74 — trading 61% above its estimated fair value. The current EBIT is €28.8 Mil. Austriacard Holdings AG's overall GF Score™ is 88/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Austriacard Holdings AG (ATH:ACAG), the current EBIT is €28.8 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Austriacard Holdings AG (ATH:ACAG) Overvalued in 2026?

Based on GuruFocus' analysis, Austriacard Holdings AG stock appears to be overvalued. The current stock price of €9.74 is trading 61% above its estimated GF Value™ of €6.05. GuruFocus considers Austriacard Holdings AG to be Significantly Overvalued.

Key valuation signals for ATH:ACAG:

  • EBIT: €28.8 Mil
  • GF Value™: €6.05 vs. price of €9.74 (61% above fair value)
  • GF Score™: 88/100 with 6 warning signs

No single metric tells the full story. See the ATH:ACAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Austriacard Holdings AG Business Description

Other Exchanges ACQ0:GermanyACAG:Austria
Address Lamezanstrasse 4-8, Vienna, AUT, 1230
Austriacard Holdings AG is a holistic applied technology company powered by artificial intelligence (AI). The Group's portfolio includes a wide range of solutions that demonstrate synergies across product lines. These include Identity & Payment Solutions, Digital Technologies, and Document Lifecycle Management. These solutions are offered to financial institutions, public and private sectors. The Group is now organized into three geographic segments: Central, Eastern Europe and DACH (CEE); Western Europe, Nordics and Americas (WEST); and Turkiye, Middle East and Africa (MEA). It derives maximum revenue from Central, Eastern Europe and DACH (CEE) segment. The solutions include: Payment Cards & Services, eGovernment & Authentication, Document Lifecycle Management, Book on Demand and Others.
88GF Score

Get the complete analysis for ATH:ACAG

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€9.74
Price
€6.05
GF Value