Austriacard Holdings AG (ATH:ACAG) Moat Score: 0/10 (As of Jul. 08, 2026)


ATH:ACAG Austriacard Holdings AG ATH:ACAG
88 GF Score
Price €9.75
GF Value €6.05
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Austriacard Holdings AG Moat Score?

Austriacard Holdings AG has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Austriacard Holdings AG has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Austriacard Holdings AG might have No Moat - No discernible moat.

Austriacard Holdings AG  (ATH:ACAG) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Austriacard Holdings AG Moat Score Related Terms

ATH:ACAG
88GF Score
Austriacard Holdings AG ATH:ACAG
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Austriacard Holdings AG (ATH:ACAG) Overvalued in 2026?

Based on GuruFocus' analysis, Austriacard Holdings AG stock appears to be overvalued. The current stock price of €9.75 is trading 61.2% above its estimated GF Value™ of €6.05. GuruFocus considers Austriacard Holdings AG to be Significantly Overvalued.

Key valuation signals for ATH:ACAG:

  • Moat Score: 0
  • GF Value™: €6.05 vs. price of €9.75 (61.2% above fair value)
  • GF Score™: 88/100 with 6 warning signs

No single metric tells the full story. See the ATH:ACAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Austriacard Holdings AG Business Description

Other Exchanges ACQ0:GermanyACAG:Austria
Address Lamezanstrasse 4-8, Vienna, AUT, 1230
Austriacard Holdings AG is a holistic applied technology company powered by artificial intelligence (AI). The Group's portfolio includes a wide range of solutions that demonstrate synergies across product lines. These include Identity & Payment Solutions, Digital Technologies, and Document Lifecycle Management. These solutions are offered to financial institutions, public and private sectors. The Group is now organized into three geographic segments: Central, Eastern Europe and DACH (CEE); Western Europe, Nordics and Americas (WEST); and Turkiye, Middle East and Africa (MEA). It derives maximum revenue from Central, Eastern Europe and DACH (CEE) segment. The solutions include: Payment Cards & Services, eGovernment & Authentication, Document Lifecycle Management, Book on Demand and Others.
88GF Score

Get the complete analysis for ATH:ACAG

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€9.75
Price
€6.05
GF Value