Austriacard Holdings AG's ROE % for the quarter that ended in Dec. 2025 was 18.85%. Austriacard Holdings AG's PB Ratio for the quarter that ended in Dec. 2025 was 1.66.
Austriacard Holdings AG's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 11.36%.
Austriacard Holdings AG ROE % Adjusted to Book Value Related Terms
Austriacard Holdings AG ROE % Adjusted to Book Value Historical Data
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The historical data trend for Austriacard Holdings AG's ROE % Adjusted to Book Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Austriacard Holdings AG ROE % Adjusted to Book Value Chart
ATH:ACAG vs IBM, ACN, FISV: ROE % Adjusted to Book Value Comparison
For the Information Technology Services subindustry, Austriacard Holdings AG's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Austriacard Holdings AG ROE % Adjusted to Book Value vs Software Industry
For the Software industry and Technology sector, Austriacard Holdings AG's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where Austriacard Holdings AG's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 11.36% mean?
Austriacard Holdings AG (ATH:ACAG) has a ROE % Adjusted to Book Value of 11.36% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Austriacard Holdings AG and its competitors.
Is Austriacard Holdings AG's ROE % Adjusted to Book Value too high?
Austriacard Holdings AG's current ROE % Adjusted to Book Value is 11.36%. Overall, Austriacard Holdings AG has a GF Score™ of 88/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Austriacard Holdings AG's ROE % Adjusted to Book Value compare to IBM and ACN?
Austriacard Holdings AG's ROE % Adjusted to Book Value of 11.36% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Software company?
A good ROE % Adjusted to Book Value depends on the Software industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Austriacard Holdings AG and its competitors. Austriacard Holdings AG's current ROE % Adjusted to Book Value is 11.36%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Austriacard Holdings AG stock overvalued right now?
Based on GuruFocus' analysis, Austriacard Holdings AG (ATH:ACAG) is currently considered Significantly Overvalued. The stock's GF Value™ is €6.05, compared to a current price of €9.74 — trading 61% above its estimated fair value. The current ROE % Adjusted to Book Value is 11.36%. Austriacard Holdings AG's overall GF Score™ is 88/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Austriacard Holdings AG (ATH:ACAG), the current ROE % Adjusted to Book Value is 11.36% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Austriacard Holdings AG (ATH:ACAG) Overvalued in 2026?
Based on GuruFocus' analysis, Austriacard Holdings AG stock appears to be overvalued.
The current stock price of €9.74 is trading 61% above its estimated GF Value™ of €6.05.
GuruFocus considers Austriacard Holdings AG to be Significantly Overvalued.
Key valuation signals for ATH:ACAG:
ROE % Adjusted to Book Value: 11.36%
GF Value™: €6.05 vs. price of €9.74 (61% above fair value)
No single metric tells the full story. See the ATH:ACAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Austriacard Holdings AG is a holistic applied technology company powered by artificial intelligence (AI). The Group's portfolio includes a wide range of solutions that demonstrate synergies across product lines. These include Identity & Payment Solutions, Digital Technologies, and Document Lifecycle Management. These solutions are offered to financial institutions, public and private sectors. The Group is now organized into three geographic segments: Central, Eastern Europe and DACH (CEE); Western Europe, Nordics and Americas (WEST); and Turkiye, Middle East and Africa (MEA). It derives maximum revenue from Central, Eastern Europe and DACH (CEE) segment. The solutions include: Payment Cards & Services, eGovernment & Authentication, Document Lifecycle Management, Book on Demand and Others.
88GF Score
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