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HDFC Bank's book value per share for the quarter that ended in Mar. 2025 was €16.09.
During the past 12 months, HDFC Bank's average Book Value Per Share Growth Rate was 9.70% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 30.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 25.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 20.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of HDFC Bank was 49.70% per year. The lowest was 12.80% per year. And the median was 21.45% per year.
HDFC Bank's current price is €20.00. Its book value per share for the quarter that ended in Mar. 2025 was €16.09. Hence, today's PB Ratio of HDFC Bank is 1.24.
During the past 13 years, the highest P/B Ratio of HDFC Bank was 5.13. The lowest was 1.48. And the median was 3.58.
Good Sign:
HDFC Bank Ltd stock PB Ratio (=1.48) is close to 10-year low of 1.48.
HDFC Bank (FRA:HDFA) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
HDFC Bank Book Value per Share Related Terms
HDFC Bank Book Value per Share Historical Data
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The historical data trend for HDFC Bank's Book Value per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:HDFA vs PNC, USB: Book Value per Share Comparison
For the Banks - Regional subindustry, HDFC Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HDFC Bank PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, HDFC Bank's PB Ratio distribution charts can be found below:
* The bar in red indicates where HDFC Bank's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HDFC Bank (FRA:HDFA) has a Book Value per Share of €16.09 as of Mar. 2025. Book value per share gives the per-share value of a company's stockholder equity. View historical data on HDFC Bank and its competitors.
Is HDFC Bank's Book Value per Share too high?
HDFC Bank's current Book Value per Share is €16.09. Overall, HDFC Bank has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does HDFC Bank's Book Value per Share compare to PNC and USB?
HDFC Bank's Book Value per Share of €16.09 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on HDFC Bank and its competitors. HDFC Bank's current Book Value per Share is €16.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HDFC Bank stock overvalued right now?
Based on GuruFocus' analysis, HDFC Bank (FRA:HDFA) is currently considered Modestly Undervalued. The stock's GF Value™ is €26.73, compared to a current price of €20.00 — trading 25.2% below its estimated fair value. The current Book Value per Share is €16.09. HDFC Bank's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For HDFC Bank (FRA:HDFA), the current Book Value per Share is €16.09 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is HDFC Bank (FRA:HDFA) Overvalued in 2026?
Based on GuruFocus' analysis, HDFC Bank stock appears to be undervalued.
The current stock price of €20.00 is trading 25.2% below its estimated GF Value™ of €26.73.
GuruFocus considers HDFC Bank to be Modestly Undervalued.
Key valuation signals for FRA:HDFA:
Book Value per Share: €16.09
GF Value™: €26.73 vs. price of €20.00 (25.2% below fair value)
No single metric tells the full story. See the FRA:HDFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
HDFC Bank Ltd is an Indian bank. It operates in the following segments: Treasury, Retail banking, Wholesale banking, and Other banking business. The maximum revenue for the company is generated from its Retail banking segment, which serves retail customers through its branch network and other channels. This segment raises customer deposits and provides loans and other services to customers using different product groups. Its other operations include providing wholesale banking services to corporates, government entities, and other enterprises, generating income from its treasury operations, and performing para-banking activities such as offering credit cards, debit cards, etc. Geographically, the company generates a majority of its revenue from its operations in India.
70GF Score
Get the complete analysis for FRA:HDFA
Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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