HDFC Bank (FRA:HDFA) ROC %: % (As of Mar. 2025)


FRA:HDFA HDFC Bank Ltd FRA:HDFA
74 GF Score
Price €23.00
GF Value €27.39
Valuation Modestly Undervalued
! 3 Warning Signs
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What is HDFC Bank ROC %?

HDFC Bank FRA:HDFA +0.88% 74 ROC % is % as of Mar. 2025. GuruFocus rates FRA:HDFA with a GF Score™ of 74/100 and a GF Value™ of €27.39 (Modestly Undervalued). The stock has 3 warning signs investors should review.

ROC %does not apply to banks.

FRA:HDFA
74GF Score
HDFC Bank Ltd FRA:HDFA
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
HDFC Bank (FRA:HDFA) has a ROC % of % as of Mar. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on HDFC Bank and its competitors.
Is HDFC Bank's ROC % too high?
HDFC Bank's current ROC % is %. Overall, HDFC Bank has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does HDFC Bank's ROC % compare to PNC?
HDFC Bank's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on HDFC Bank and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HDFC Bank's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HDFC Bank stock overvalued right now?
Based on GuruFocus' analysis, HDFC Bank (FRA:HDFA) is currently considered Modestly Undervalued. The stock's GF Value™ is €27.39, compared to a current price of €23.00 — trading 16% below its estimated fair value. The current ROC % is %. HDFC Bank's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For HDFC Bank (FRA:HDFA), the current ROC % is % as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HDFC Bank (FRA:HDFA) Overvalued in 2026?

Based on GuruFocus' analysis, HDFC Bank stock appears to be undervalued. The current stock price of €23.00 is trading 16% below its estimated GF Value™ of €27.39. GuruFocus considers HDFC Bank to be Modestly Undervalued.

Key valuation signals for FRA:HDFA:

  • ROC %: %
  • GF Value™: €27.39 vs. price of €23.00 (16% below fair value)
  • GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the FRA:HDFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

HDFC Bank Business Description

Address Senapati Bapat Marg, HDFC Bank House, Lower Parel (West), Mumbai, MH, IND, 400013
HDFC Bank Ltd is an Indian bank. It operates in the following segments: Treasury, Retail banking, Wholesale banking, and Other banking business. The maximum revenue for the company is generated from its Retail banking segment, which serves retail customers through its branch network and other channels. This segment raises customer deposits and provides loans and other services to customers using different product groups. Its other operations include providing wholesale banking services to corporates, government entities, and other enterprises, generating income from its treasury operations, and performing para-banking activities such as offering credit cards, debit cards, etc. Geographically, the company generates a majority of its revenue from its operations in India.
74GF Score

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ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€23.00
Price
€27.39
GF Value