HDFC Bank (FRA:HDFA) Interest Expense: €-19,550 Mil (TTM As of Mar. 2025)


FRA:HDFA HDFC Bank Ltd FRA:HDFA
14 GF Score
Price €22.80
GF Value €26.67
Valuation Modestly Undervalued
View Full Analysis

What is HDFC Bank Interest Expense?

HDFC Bank FRA:HDFA +0.88% 14 Interest Expense is €-19,550 Mil as of Mar. 2025. GuruFocus rates FRA:HDFA with a GF Score™ of 14/100 and a GF Value™ of €26.67 (Modestly Undervalued).

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. HDFC Bank's interest expense for the six months ended in Mar. 2025 was € -9,975 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2025 was €-19,550 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. HDFC Bank's Operating Income for the six months ended in Mar. 2025 was € Mil. HDFC Bank's Interest Expense for the six months ended in Mar. 2025 was € Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

HDFC Bank Interest Expense Historical Data

* Premium members only.

The historical data trend for HDFC Bank's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HDFC Bank Interest Expense Chart

HDFC Bank Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -6,832.17 -6,963.45 -8,804.95 -16,998.14 -19,494.79

HDFC Bank Semi-Annual Data
Sep15 Mar16 Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4,882.57 -7,528.83 -9,601.57 -9,575.05 -9,974.90
FRA:HDFA
14GF Score
HDFC Bank Ltd FRA:HDFA
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

HDFC Bank Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €-19,550 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of €-19,550 Mil mean?
HDFC Bank (FRA:HDFA) has a Interest Expense of €-19,550 Mil as of Mar. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on HDFC Bank and its competitors.
Is HDFC Bank's Interest Expense too high?
HDFC Bank's current Interest Expense is €-19,550 Mil. Overall, HDFC Bank has a GF Score™ of 14/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does HDFC Bank's Interest Expense compare to PNC and USB?
HDFC Bank's Interest Expense of €-19,550 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on HDFC Bank and its competitors. HDFC Bank's current Interest Expense is €-19,550 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HDFC Bank stock overvalued right now?
Based on GuruFocus' analysis, HDFC Bank (FRA:HDFA) is currently considered Modestly Undervalued. The stock's GF Value™ is €26.67, compared to a current price of €22.80 — trading 14.5% below its estimated fair value. The current Interest Expense is €-19,550 Mil. HDFC Bank's overall GF Score™ is 14/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For HDFC Bank (FRA:HDFA), the current Interest Expense is €-19,550 Mil as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HDFC Bank (FRA:HDFA) Overvalued in 2026?

Based on GuruFocus' analysis, HDFC Bank stock appears to be undervalued. The current stock price of €22.80 is trading 14.5% below its estimated GF Value™ of €26.67. GuruFocus considers HDFC Bank to be Modestly Undervalued.

Key valuation signals for FRA:HDFA:

  • Interest Expense: €-19,550 Mil
  • GF Value™: €26.67 vs. price of €22.80 (14.5% below fair value)
  • GF Score™: 14/100

No single metric tells the full story. See the FRA:HDFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

HDFC Bank Business Description

Address Senapati Bapat Marg, HDFC Bank House, Lower Parel (West), Mumbai, MH, IND, 400013
HDFC Bank Ltd is an Indian bank. It operates in the following segments: Treasury, Retail banking, Wholesale banking, and Other banking business. The maximum revenue for the company is generated from its Retail banking segment, which serves retail customers through its branch network and other channels. This segment raises customer deposits and provides loans and other services to customers using different product groups. Its other operations include providing wholesale banking services to corporates, government entities, and other enterprises, generating income from its treasury operations, and performing para-banking activities such as offering credit cards, debit cards, etc. Geographically, the company generates a majority of its revenue from its operations in India.
14GF Score

Get the complete analysis for FRA:HDFA

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€22.80
Price
€26.67
GF Value