HDFC BankFRA:HDFA 16 Pretax Margin % is 46.42% as of Mar. 2025. GuruFocus rates FRA:HDFA with a GF Score™ of 16/100. Among 1,530 Banks companies, HDFC Bank ranks worse than 65359.41% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. HDFC Bank's Pre-Tax Income for the
six
months ended in Mar. 2025 was €4,560 Mil. HDFC Bank's Revenue for the
six
months ended in Mar. 2025 was €9,824 Mil. Therefore, HDFC Bank's pretax margin for the quarter that ended in Mar. 2025 was 46.42%.
The historical rank and industry rank for HDFC Bank's Pretax Margin % or its related term are showing as below:
FRA:HDFA's Pretax Margin % is not ranked *
in the Banks industry.
Industry Median: 34.715 * Ranked among companies with meaningful Pretax Margin % only.
HDFC Bank (FRA:HDFA) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
HDFC Bank Pretax Margin % Related Terms
HDFC Bank Pretax Margin % Historical Data
* Premium members only.
The historical data trend for HDFC Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, HDFC Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HDFC Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, HDFC Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where HDFC Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HDFC Bank (FRA:HDFA) has a Pretax Margin % of 46.42% as of Mar. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on HDFC Bank and its competitors. According to the industry distribution chart, HDFC Bank ranks #999999 out of 1530 companies in the Banks industry.
Is HDFC Bank's Pretax Margin % too high?
HDFC Bank's current Pretax Margin % is 46.42%. The Banks industry median Pretax Margin % is 34.72. HDFC Bank's value of 46.42% is 33.7% above this industry median. Based on the distribution chart, HDFC Bank ranks #999999 out of 1530 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, HDFC Bank has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does HDFC Bank's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, HDFC Bank ranks #999999 out of 1530 companies for Pretax Margin %. This places HDFC Bank in the lower half of its industry. The industry median Pretax Margin % is 34.72. HDFC Bank's value of 46.42% is 33.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. HDFC Bank's current Pretax Margin % of 46.42% is 33.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on HDFC Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HDFC Bank's current Pretax Margin % is 46.42%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HDFC Bank stock overvalued right now?
HDFC Bank (FRA:HDFA) has a current Pretax Margin % of 46.42%. The current Pretax Margin % is 46.42% and 33.7% above the Banks industry median of 34.72. HDFC Bank's overall GF Score™ is 16/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For HDFC Bank (FRA:HDFA), the current Pretax Margin % is 46.42% as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
HDFC Bank Ltd is an Indian bank. It operates in the following segments: Treasury, Retail banking, Wholesale banking, and Other banking business. The maximum revenue for the company is generated from its Retail banking segment, which serves retail customers through its branch network and other channels. This segment raises customer deposits and provides loans and other services to customers using different product groups. Its other operations include providing wholesale banking services to corporates, government entities, and other enterprises, generating income from its treasury operations, and performing para-banking activities such as offering credit cards, debit cards, etc. Geographically, the company generates a majority of its revenue from its operations in India.
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