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HCBN (HCB Financial) Book Value per Share : $41.29 (As of Dec. 2024)


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What is HCB Financial Book Value per Share?

HCB Financial's book value per share for the quarter that ended in Dec. 2024 was $41.29.

During the past 12 months, HCB Financial's average Book Value Per Share Growth Rate was 15.00% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 7.10% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 4.50% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 6.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 12 years, the highest 3-Year average Book Value Per Share Growth Rate of HCB Financial was 14.00% per year. The lowest was 0.50% per year. And the median was 6.10% per year.

HCB Financial's current price is $34.99. Its book value per share for the quarter that ended in Dec. 2024 was $41.29. Hence, today's PB Ratio of HCB Financial is 0.85.

During the past 12 years, the highest P/B Ratio of HCB Financial was 0.92. The lowest was 0.61. And the median was 0.75.

Warning Sign:

HCB Financial Corp stock PB Ratio (=0.85) is close to 5-year high of 0.92.


HCB Financial Book Value per Share Historical Data

The historical data trend for HCB Financial's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

HCB Financial Book Value per Share Chart

HCB Financial Annual Data
Trend Dec05 Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Book Value per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 33.55 33.61 31.74 35.90 41.29

HCB Financial Quarterly Data
Dec17 Dec18 Dec19 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35.90 36.70 38.03 40.30 41.29

Competitive Comparison of HCB Financial's Book Value per Share

For the Banks - Regional subindustry, HCB Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


HCB Financial's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, HCB Financial's PB Ratio distribution charts can be found below:

* The bar in red indicates where HCB Financial's PB Ratio falls into.


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HCB Financial Book Value per Share Calculation

HCB Financial's Book Value Per Share for the fiscal year that ended in Dec. 2024 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(42.36-0.00)/1.03
=41.28

HCB Financial's Book Value Per Share for the quarter that ended in Dec. 2024 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(42.36-0.00)/1.03
=41.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.


HCB Financial  (OTCPK:HCBN) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


HCB Financial Book Value per Share Related Terms

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HCB Financial Business Description

Traded in Other Exchanges
N/A
Address
150 West Court Street, Hastings, MI, USA, 49058
HCB Financial Corp is a commercial bank serving businesses and consumers. It operates six full-service banking offices and one loan production office in and around Barry County. The Bank offers a variety of deposit and lending services.

HCB Financial Headlines

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