Fidelity Bank's book value per share for the quarter that ended in Mar. 2026 was ₦21.94.
During the past 12 months, Fidelity Bank's average Book Value Per Share Growth Rate was -24.70% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 17.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 20.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 14.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Fidelity Bank was 43.30% per year. The lowest was 1.90% per year. And the median was 9.25% per year.
Fidelity Bank's current price is ₦19.00. Its book value per share for the quarter that ended in Mar. 2026 was ₦21.94. Hence, today's PB Ratio of Fidelity Bank is 0.87.
During the past 13 years, the highest P/B Ratio of Fidelity Bank was 1.21. The lowest was 0.12. And the median was 0.31.
Good Sign:
Fidelity Bank PLC stock PB Ratio (=0.87) is close to 1-year low of 0.82.
Fidelity Bank (NSA:FBP) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
Fidelity Bank Book Value per Share Related Terms
Fidelity Bank Book Value per Share Historical Data
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The historical data trend for Fidelity Bank's Book Value per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fidelity Bank Book Value per Share Competitor Comparison
For the Banks - Regional subindustry, Fidelity Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fidelity Bank PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Fidelity Bank's PB Ratio distribution charts can be found below:
* The bar in red indicates where Fidelity Bank's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fidelity Bank (NSA:FBP) has a Book Value per Share of ₦21.94 as of Mar. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Fidelity Bank and its competitors.
Is Fidelity Bank's Book Value per Share too high?
Fidelity Bank's current Book Value per Share is ₦21.94. Overall, Fidelity Bank has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fidelity Bank's Book Value per Share compare to competitors?
Fidelity Bank's Book Value per Share of ₦21.94 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Fidelity Bank and its competitors. Fidelity Bank's current Book Value per Share is ₦21.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fidelity Bank stock overvalued right now?
Based on GuruFocus' analysis, Fidelity Bank (NSA:FBP) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦14.26, compared to a current price of ₦19.00 — trading 33.2% above its estimated fair value. The current Book Value per Share is ₦21.94. Fidelity Bank's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Fidelity Bank (NSA:FBP), the current Book Value per Share is ₦21.94 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fidelity Bank (NSA:FBP) Overvalued in 2026?
Based on GuruFocus' analysis, Fidelity Bank stock appears to be overvalued.
The current stock price of ₦19.00 is trading 33.2% above its estimated GF Value™ of ₦14.26.
GuruFocus considers Fidelity Bank to be Significantly Overvalued.
Key valuation signals for NSA:FBP:
Book Value per Share: ₦21.94
GF Value™: ₦14.26 vs. price of ₦19.00 (33.2% above fair value)
No single metric tells the full story. See the NSA:FBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fidelity Bank PLC offers banking and other financial services to corporate and individual customers. It operates through segments including Retail banking that offers retail, personal and commercial services to individuals, small and medium business customers and E-Business products to serve retail banking; Its Corporate Banking segment offers commercial and corporate banking services to corporate business customers, it covers the Power and Infrastructure, Oil and Gas Upstream and downstream, Real Estate, Agro-Allied, and other industries; and Investment banking segment is involved in the funding and management of the bank's securities, trading, and investment decisions. It generates maximum revenue from the Retail Segment.
71GF Score
Get the complete analysis for NSA:FBP
Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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