Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Fidelity Bank's yield on cost for the quarter that ended in Mar. 2026 was 0.00.
The historical rank and industry rank for Fidelity Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
During the past 13 years, Fidelity Bank's highest Yield on Cost was 183.61. The lowest was 31.72. And the median was 68.15.
NSA:FBP's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.89 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
Fidelity Bank (NSA:FBP) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Fidelity Bank 5-Year Yield-on-Cost % Related Terms
Fidelity Bank 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Fidelity Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fidelity Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Fidelity Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Fidelity Bank's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Fidelity Bank is calculated as
Fidelity Bank (NSA:FBP) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 13, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Fidelity Bank and its competitors. Over the past decade, Fidelity Bank's 5-Year Yield-on-Cost % has ranged from 31.72 to 183.61. According to the industry distribution chart, Fidelity Bank ranks #999999 out of 1258 companies in the Banks industry.
Is Fidelity Bank's 5-Year Yield-on-Cost % too high?
Fidelity Bank's current 5-Year Yield-on-Cost % is 0.00. Over the past 10 years, this metric has ranged from a low of 31.72 to a high of 183.61. Based on the distribution chart, Fidelity Bank ranks #999999 out of 1258 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Fidelity Bank has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fidelity Bank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Fidelity Bank ranks #999999 out of 1258 companies for 5-Year Yield-on-Cost %. This places Fidelity Bank in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. Historically, Fidelity Bank's own 5-Year Yield-on-Cost % has ranged from 31.72 to 183.61 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,258 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Fidelity Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fidelity Bank's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fidelity Bank stock overvalued right now?
Based on GuruFocus' analysis, Fidelity Bank (NSA:FBP) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦14.26, compared to a current price of ₦19.00 — trading 33.2% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Fidelity Bank's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Fidelity Bank (NSA:FBP), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fidelity Bank (NSA:FBP) Overvalued in 2026?
Based on GuruFocus' analysis, Fidelity Bank stock appears to be overvalued.
The current stock price of ₦19.00 is trading 33.2% above its estimated GF Value™ of ₦14.26.
GuruFocus considers Fidelity Bank to be Significantly Overvalued.
Key valuation signals for NSA:FBP:
5-Year Yield-on-Cost %: 0.00
GF Value™: ₦14.26 vs. price of ₦19.00 (33.2% above fair value)
No single metric tells the full story. See the NSA:FBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fidelity Bank PLC offers banking and other financial services to corporate and individual customers. It operates through segments including Retail banking that offers retail, personal and commercial services to individuals, small and medium business customers and E-Business products to serve retail banking; Its Corporate Banking segment offers commercial and corporate banking services to corporate business customers, it covers the Power and Infrastructure, Oil and Gas Upstream and downstream, Real Estate, Agro-Allied, and other industries; and Investment banking segment is involved in the funding and management of the bank's securities, trading, and investment decisions. It generates maximum revenue from the Retail Segment.
71GF Score
Get the complete analysis for NSA:FBP
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSA:FBP has been successfully added to your 
