Fidelity Bank (NSA:FBP) Dividend Payout Ratio: 0.00 (As of Mar. 2026)


NSA:FBP Fidelity Bank PLC NSA:FBP
71 GF Score
Price ₦18.20
GF Value ₦14.14
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Fidelity Bank Dividend Payout Ratio?

Fidelity Bank NSA:FBP 71 Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus rates NSA:FBP with a GF Score™ of 71/100 and a GF Value™ of ₦14.14 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,168 Banks companies, Fidelity Bank ranks better than 90.58% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Fidelity Bank's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.00.

The historical rank and industry rank for Fidelity Bank's Dividend Payout Ratio or its related term are showing as below:

NSA:FBP' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.12   Med: 0.22   Max: 0.44
Current: 0.13

During the past 13 years, the highest Dividend Payout Ratio of Fidelity Bank was 0.44. The lowest was 0.12. And the median was 0.22.

NSA:FBP's Dividend Payout Ratio is ranked better than
90.58% of 1168 companies
in the Banks industry
Industry Median: 0.32 vs NSA:FBP: 0.13

As of today (2026-06-28), the Dividend Yield % of Fidelity Bank is 0.00%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Fidelity Bank was 20.26%. The lowest was 3.50%. And the median was 7.53%.

Fidelity Bank's Dividends per Share for the months ended in Mar. 2026 was ₦0.00.

During the past 12 months, Fidelity Bank's average Dividends Per Share Growth Rate was -13.80% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 42.10% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 55.40% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 27.70% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Fidelity Bank was 89.50% per year. The lowest was -15.00% per year. And the median was 10.60% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Fidelity Bank (NSA:FBP) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Fidelity Bank Dividend Payout Ratio Related Terms

Fidelity Bank Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Fidelity Bank's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fidelity Bank Dividend Payout Ratio Chart

Fidelity Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.28 0.28 0.20 0.22 0.22

Fidelity Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.51 0.00 0.00 0.00

Fidelity Bank Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, Fidelity Bank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Fidelity Bank Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Fidelity Bank's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Fidelity Bank's Dividend Payout Ratio falls into.


NSA:FBP
71GF Score
Fidelity Bank PLC NSA:FBP
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fidelity Bank Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Fidelity Bank's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=1.25/ 5.798
=0.22

Fidelity Bank's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0/ 6.047
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
Fidelity Bank (NSA:FBP) has a Dividend Payout Ratio of 0.00 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Fidelity Bank and its competitors. Over the past decade, Fidelity Bank's Dividend Payout Ratio has ranged from 0.12 to 0.44. According to the industry distribution chart, Fidelity Bank ranks #110 out of 1168 companies in the Banks industry, placing it in the top 9.4%.
Is Fidelity Bank's Dividend Payout Ratio too high?
Fidelity Bank's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 0.44. Based on the distribution chart, Fidelity Bank ranks #110 out of 1168 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Fidelity Bank has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fidelity Bank's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Fidelity Bank ranks #110 out of 1168 companies for Dividend Payout Ratio. This places Fidelity Bank in the top 9% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Historically, Fidelity Bank's own Dividend Payout Ratio has ranged from 0.12 to 0.44 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Fidelity Bank and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fidelity Bank's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fidelity Bank stock overvalued right now?
Based on GuruFocus' analysis, Fidelity Bank (NSA:FBP) is currently considered Modestly Overvalued. The stock's GF Value™ is ₦14.14, compared to a current price of ₦18.20 — trading 28.7% above its estimated fair value. The current Dividend Payout Ratio is 0.00. Fidelity Bank's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Fidelity Bank (NSA:FBP), the current Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fidelity Bank (NSA:FBP) Overvalued in 2026?

Based on GuruFocus' analysis, Fidelity Bank stock appears to be overvalued. The current stock price of ₦18.20 is trading 28.7% above its estimated GF Value™ of ₦14.14. GuruFocus considers Fidelity Bank to be Modestly Overvalued.

Key valuation signals for NSA:FBP:

  • Dividend Payout Ratio: 0.00
  • GF Value™: ₦14.14 vs. price of ₦18.20 (28.7% above fair value)
  • GF Score™: 71/100 with 4 warning signs

No single metric tells the full story. See the NSA:FBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Fidelity Bank Business Description

Address 1 Fidelity Bank Close Off Kofo Abayomi Street, Fidelity Place, Victoria Island, Lagos, NGA
Fidelity Bank PLC offers banking and other financial services to corporate and individual customers. It operates through segments including Retail banking that offers retail, personal and commercial services to individuals, small and medium business customers and E-Business products to serve retail banking; Its Corporate Banking segment offers commercial and corporate banking services to corporate business customers, it covers the Power and Infrastructure, Oil and Gas Upstream and downstream, Real Estate, Agro-Allied, and other industries; and Investment banking segment is involved in the funding and management of the bank's securities, trading, and investment decisions. It generates maximum revenue from the Retail Segment.
71GF Score

Get the complete analysis for NSA:FBP

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦18.20
Price
₦14.14
GF Value