Fidelity Bank (NSA:FBP) EPS (Basic): ₦9.62 (TTM As of Mar. 2026)

What is Fidelity Bank EPS (Basic)?

Fidelity Bank NSA:FBP 71 EPS (Basic) is ₦9.62 as of Mar. 2026. GuruFocus rates NSA:FBP with a GF Score™ of 71/100 and a GF Value™ of ₦14.13 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Fidelity Bank's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was ₦5.69. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was ₦9.62.

Fidelity Bank's EPS (Diluted) for the three months ended in Mar. 2026 was ₦5.69. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₦9.62.

Fidelity Bank's EPS without NRI for the three months ended in Mar. 2026 was ₦6.05. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 9.97.

During the past 12 months, Fidelity Bank's average EPS without NRIGrowth Rate was -13.30% per year. During the past 3 years, the average EPS without NRI Growth Rate was 54.80% per year. During the past 5 years, the average EPS without NRI Growth Rate was 60.50% per year. During the past 10 years, the average EPS without NRI Growth Rate was 32.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Fidelity Bank's highest 3-Year average EPS without NRI Growth Rate was 104.40% per year. The lowest was -6.90% per year. And the median was 19.65% per year.

Fidelity Bank (NSA:FBP) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Fidelity Bank EPS (Basic) Related Terms

Fidelity Bank EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Fidelity Bank's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fidelity Bank EPS (Basic) Chart

Fidelity Bank Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

EPS (Basic)

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0.77

1.56

3.11

6.52

5.80

Fidelity Bank Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
EPS (Basic)	Get a 7-Day Free Trial															1.81	0.83	1.42	1.68	5.69

71GF Score

Fidelity Bank PLC NSA:FBP

EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.

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Fidelity Bank EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Fidelity Bank's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(242444	-	0)	/	41799.000
	=	5.80

Fidelity Bank's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(74471	-	0)	/	54773.000
	=	1.36

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₦9.62

Frequently Asked Questions Learn more about EPS (Basic) →

What does a EPS (Basic) of ₦9.62 mean?

Fidelity Bank (NSA:FBP) has a EPS (Basic) of ₦9.62 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Fidelity Bank and its competitors.

Is Fidelity Bank's EPS (Basic) too high?

Fidelity Bank's current EPS (Basic) is ₦9.62. Overall, Fidelity Bank has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Fidelity Bank's EPS (Basic) compare to competitors?

Fidelity Bank's EPS (Basic) of ₦9.62 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good EPS (Basic) for a Banks company?

A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high EPS (Basic) mean?

A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Fidelity Bank and its competitors. Fidelity Bank's current EPS (Basic) is ₦9.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Fidelity Bank stock overvalued right now?

Based on GuruFocus' analysis, Fidelity Bank (NSA:FBP) is currently considered Modestly Overvalued. The stock's GF Value™ is ₦14.13, compared to a current price of ₦18.15 — trading 28.5% above its estimated fair value. The current EPS (Basic) is ₦9.62. Fidelity Bank's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is EPS (Basic) calculated?

EPS (Basic) is calculated from a company's financial statements. For Fidelity Bank (NSA:FBP), the current EPS (Basic) is ₦9.62 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fidelity Bank (NSA:FBP) Overvalued in 2026?

Based on GuruFocus' analysis, Fidelity Bank stock appears to be overvalued. The current stock price of ₦18.15 is trading 28.5% above its estimated GF Value™ of ₦14.13. GuruFocus considers Fidelity Bank to be Modestly Overvalued.

Key valuation signals for NSA:FBP:

EPS (Basic): ₦9.62
GF Value™: ₦14.13 vs. price of ₦18.15 (28.5% above fair value)
GF Score™: 71/100 with 4 warning signs

No single metric tells the full story. See the NSA:FBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Fidelity Bank Business Description

Industry Financial Services Banks

Comparable Companies NSA:ACCESSCORP NSA:WEMA NSA:FCMB NSA:JAIZBANK NSA:ETI NSA:ABBEYBDS NSA:STANBIC NSA:FIRSTHOLDCO NSA:ZENITH SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK NSE:SBIN

Address 1 Fidelity Bank Close Off Kofo Abayomi Street, Fidelity Place, Victoria Island, Lagos, NGA

Website https://www.fidelitybank.ng

Fidelity Bank PLC offers banking and other financial services to corporate and individual customers. It operates through segments including Retail banking that offers retail, personal and commercial services to individuals, small and medium business customers and E-Business products to serve retail banking; Its Corporate Banking segment offers commercial and corporate banking services to corporate business customers, it covers the Power and Infrastructure, Oil and Gas Upstream and downstream, Real Estate, Agro-Allied, and other industries; and Investment banking segment is involved in the funding and management of the bank's securities, trading, and investment decisions. It generates maximum revenue from the Retail Segment.

71GF Score

Get the complete analysis for NSA:FBP

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦18.15

Price

₦14.13

GF Value

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