Fidelity BankNSA:FBP 71 FCF Yield % is 0.95 as of Jun. 26, 2026, which is 99% below its 10-year median of 97.72. GuruFocus rates NSA:FBP with a GF Score™ of 71/100 and a GF Value™ of ₦14.14 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,505 Banks companies, Fidelity Bank ranks worse than 72.09% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Fidelity Bank FCF Yield % Related Terms
Fidelity Bank FCF Yield % Historical Data
* Premium members only.
The historical data trend for Fidelity Bank's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Fidelity Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fidelity Bank FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Fidelity Bank's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Fidelity Bank's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fidelity Bank (NSA:FBP) has a FCF Yield % of 0.95 as of Jun. 26, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Fidelity Bank and its competitors. This is 99% below median its historical median of 97.72. According to the industry distribution chart, Fidelity Bank ranks #1085 out of 1505 companies in the Banks industry, placing it in the top 72.1%.
Is Fidelity Bank's FCF Yield % too high?
Fidelity Bank's current FCF Yield % of 0.95 is 99% below median its 10-year median of 97.72. The Banks industry median FCF Yield % is 8.20. Fidelity Bank's value of 0.95 is 88.4% below this industry median. Based on the distribution chart, Fidelity Bank ranks #1085 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, Fidelity Bank has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fidelity Bank's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, Fidelity Bank ranks #1085 out of 1505 companies for FCF Yield %. This places Fidelity Bank in the lower half of its industry. The industry median FCF Yield % is 8.20. Fidelity Bank's value of 0.95 is 88.4% below this benchmark. While the company's 10-year median is 97.72 vs. the industry median of 8.20, Fidelity Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.20, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fidelity Bank's current FCF Yield % of 0.95 is 88.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Fidelity Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fidelity Bank's current FCF Yield % is 0.95, which is 99% below median its own 10-year median of 97.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fidelity Bank stock overvalued right now?
Based on GuruFocus' analysis, Fidelity Bank (NSA:FBP) is currently considered Modestly Overvalued. The stock's GF Value™ is ₦14.14, compared to a current price of ₦18.20 — trading 28.7% above its estimated fair value. The current FCF Yield % is 0.95, which is 99% below median its 10-year median of 97.72 and 88.4% below the Banks industry median of 8.20. Fidelity Bank's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Fidelity Bank (NSA:FBP), the current FCF Yield % is 0.95 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fidelity Bank (NSA:FBP) Overvalued in 2026?
Based on GuruFocus' analysis, Fidelity Bank stock appears to be overvalued.
The current stock price of ₦18.20 is trading 28.7% above its estimated GF Value™ of ₦14.14.
GuruFocus considers Fidelity Bank to be Modestly Overvalued.
Key valuation signals for NSA:FBP:
FCF Yield %: 0.95 (99% below median its 10-year median of 97.72)
GF Value™: ₦14.14 vs. price of ₦18.20 (28.7% above fair value)
Industry Position: 88.4% below the Banks median (#1085 of 1505)
No single metric tells the full story. See the NSA:FBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fidelity Bank PLC offers banking and other financial services to corporate and individual customers. It operates through segments including Retail banking that offers retail, personal and commercial services to individuals, small and medium business customers and E-Business products to serve retail banking; Its Corporate Banking segment offers commercial and corporate banking services to corporate business customers, it covers the Power and Infrastructure, Oil and Gas Upstream and downstream, Real Estate, Agro-Allied, and other industries; and Investment banking segment is involved in the funding and management of the bank's securities, trading, and investment decisions. It generates maximum revenue from the Retail Segment.
71GF Score
Get the complete analysis for NSA:FBP
FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSA:FBP has been successfully added to your 
