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BPER Banca SpA's book value per share for the quarter that ended in Dec. 2025 was €8.44.
During the past 12 months, BPER Banca SpA's average Book Value Per Share Growth Rate was 5.30% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 14.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 15.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 0.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of BPER Banca SpA was 19.10% per year. The lowest was -14.90% per year. And the median was -0.25% per year.
BPER Banca SpA's current price is €13.87. Its book value per share for the quarter that ended in Dec. 2025 was €8.44. Hence, today's PB Ratio of BPER Banca SpA is 1.64.
During the past 13 years, the highest P/B Ratio of BPER Banca SpA was 1.66. The lowest was 0.15. And the median was 0.44.
Warning Sign:
BPER Banca SpA stock PB Ratio (=1.6) is close to 10-year high of 1.66.
BPER Banca SpA (WBO:BPE) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
BPER Banca SpA Book Value per Share Related Terms
BPER Banca SpA Book Value per Share Historical Data
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The historical data trend for BPER Banca SpA's Book Value per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BPER Banca SpA Book Value per Share Competitor Comparison
For the Banks - Regional subindustry, BPER Banca SpA's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BPER Banca SpA PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, BPER Banca SpA's PB Ratio distribution charts can be found below:
* The bar in red indicates where BPER Banca SpA's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BPER Banca SpA (WBO:BPE) has a Book Value per Share of €8.44 as of Dec. 2025. Book value per share gives the per-share value of a company's stockholder equity. View historical data on BPER Banca SpA and its competitors.
Is BPER Banca SpA's Book Value per Share too high?
BPER Banca SpA's current Book Value per Share is €8.44. Overall, BPER Banca SpA has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BPER Banca SpA's Book Value per Share compare to competitors?
BPER Banca SpA's Book Value per Share of €8.44 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on BPER Banca SpA and its competitors. BPER Banca SpA's current Book Value per Share is €8.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BPER Banca SpA stock overvalued right now?
Based on GuruFocus' analysis, BPER Banca SpA (WBO:BPE) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.02, compared to a current price of €13.87 — trading 176.3% above its estimated fair value. The current Book Value per Share is €8.44. BPER Banca SpA's overall GF Score™ is 55/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For BPER Banca SpA (WBO:BPE), the current Book Value per Share is €8.44 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BPER Banca SpA (WBO:BPE) Overvalued in 2026?
Based on GuruFocus' analysis, BPER Banca SpA stock appears to be overvalued.
The current stock price of €13.87 is trading 176.3% above its estimated GF Value™ of €5.02.
GuruFocus considers BPER Banca SpA to be Significantly Overvalued.
Key valuation signals for WBO:BPE:
Book Value per Share: €8.44
GF Value™: €5.02 vs. price of €13.87 (176.3% above fair value)
No single metric tells the full story. See the WBO:BPE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BPER Banca SpA is a banking group consisting of four Italian regional commercial banks that merged on the initiative of BPER Banca. The banks are involved in a number of market segments, including retail banking, corporate and investment banking, and wealth management and insurance. In addition to the banks, the Group includes product companies, including asset management, personal loans, leasing, and factoring operations, and special purpose vehicles. Its strategy emphasizes customer service and cooperative banking. BPER group's customer base overwhelming derives from retail banking, mostly from individuals with some business deposits. Its loan base, however, is principally the group's corporate customers.
55GF Score
Get the complete analysis for WBO:BPE
Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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